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Insurance Agent Jobs in Rhode Island (NOW HIRING)

New York Life

Insurance Agent

Providence, RI · On-site

... insurance and investments, then there's no better place to work than New York Life Insurance ... Our extensive, agent-focused resources include: Our NYLIC University training program, designed to ...

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New York Life

Insurance Agent

Johnston, RI · On-site

... insurance and investments, then there's no better place to work than New York Life Insurance ... Our extensive, agent-focused resources include: Our NYLIC University training program, designed to ...

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RemX

Be Seen First

Hybrid Insurance Agent

Warwick, RI · On-site

$43K - $50K/yr

Insurance Sales Agent (Warwick, RI) Hybrid 3 days in office, 2 days from home Property & Casualty | Licensing Provided The company covers the cost of your P&C license . You must be able to ...

New

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RemX

Personal Lines Insurance Agent

Warwick, RI · On-site

$43K - $52K/yr

Inbound Property & Casualty Sales Agent Bring your drive, confidence, and competitive spirit to a ... Engage inbound callers, gather details, and deliver personalized insurance quotes * Close sales and ...

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HMG Careers

Remote Insurance Agent

Providence, RI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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AAA Northeast

Insurance Retention Agent (59055)

Lincoln, RI · Hybrid

$23.75 - $28.75/hr

As an Insurance Retention Agent, you will play an important role in helping customers protect what matters most. In this position, you will connect with members, identify retention opportunities, and ...

HMG Careers

Remote Life Insurance Agent

Providence, RI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsInsurance Agent JobsInsurance Agent Jobs in Rhode Island

Insurance Agent information

See Rhode Island salary details

$24.5K

$63.7K

$119K

How much do insurance agent jobs pay per year?

As of Jul 3, 2026, the average yearly pay for insurance agent in Rhode Island is $63,677.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $75,400.00 per year, depending on experience, location, and employer.

What Does an Insurance Agent Do?

Insurance agents contact potential customers to sell car, home, travel, medical, or life insurance policies. Insurance agents inform customers of policy terms and work directly with customers to renew, change, or transfer policies. Also, insurance agents gather and analyze customer information then use this to identify the most appropriate policies. Insurance agents provide customer service, conduct research about customer needs, and deliver presentations about policy options.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant regulations, often supported by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and effectively address client needs. These competencies are vital for meeting sales targets, ensuring compliance, and maintaining long-term client relationships.

What is the difference between Insurance Agent vs Insurance Broker?

AspectInsurance AgentInsurance Broker
CredentialsLicensed to sell policies for specific insurance companiesLicensed to represent multiple insurance companies and offer a variety of policies
Work EnvironmentTypically employed by an insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageInsurance companies, agenciesBrokerage firms, independent agencies
Search & Comparison IntentLooking for agents to buy policies from specific insurersSeeking brokers who can compare policies across multiple insurers

While both Insurance Agents and Insurance Brokers assist clients with insurance policies, agents usually represent a single insurer, whereas brokers work independently to compare options across multiple companies. Understanding these differences helps you choose the right professional for your insurance needs.

Why do most insurance agents quit?

Many insurance agents quit due to the high level of competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong interpersonal skills, self-motivation, and resilience, which can be challenging over time. Additionally, the reliance on commissions means income stability can be uncertain, leading some to leave the profession.

Is it hard to make money as an insurance agent?

Making money as an insurance agent can vary based on experience, sales skills, and the ability to build a client base. Income often depends on commissions from policies sold, and success typically requires persistence, networking, and product knowledge. Some agents earn substantial income, while others may find it challenging initially.

What are some common challenges Insurance Agents face when building their client base, and how can they overcome them?

Insurance Agents often encounter challenges such as establishing trust with new clients, differentiating themselves in a competitive market, and managing client rejections. To overcome these obstacles, agents typically focus on building strong relationships through personalized service, maintaining up-to-date product knowledge, and leveraging networking opportunities. Successful agents also use digital marketing tools and referrals to expand their reach and consistently follow up with prospects to nurture long-term relationships.

What kind of insurance agent gets paid the most?

High-earning insurance agents often specialize in commercial or high-net-worth client insurance, such as business or luxury asset coverage. Agents with advanced certifications, strong sales skills, and a focus on complex policies tend to earn higher commissions and salaries.

What does an Insurance Agent do?

An Insurance Agent helps clients choose and purchase insurance policies that best fit their needs, such as health, life, auto, or property insurance. They assess clients' financial situations, explain various insurance options, and guide them through the application process. Insurance Agents also provide ongoing customer service, assist with policy changes, and help clients file claims when necessary. Their role requires strong communication and sales skills, as well as a thorough understanding of insurance products and regulations.

Is being an insurance agent worth it?

Insurance agents sell policies and advise clients on coverage options, often working on commission which can lead to variable income. The role requires strong communication skills, industry knowledge, and licensing, with job stability depending on market demand and individual performance.
More about Insurance Agent jobs
What are the most commonly searched types of Insurance Agent jobs in Rhode Island? The most popular types of Insurance Agent jobs in Rhode Island are:
What are popular job titles related to Insurance Agent jobs in Rhode Island? For Insurance Agent jobs in Rhode Island, the most frequently searched job titles are:
What job categories do people searching Insurance Agent jobs in Rhode Island look for? The top searched job categories for Insurance Agent jobs in Rhode Island are:
What cities in Rhode Island are hiring for Insurance Agent jobs? Cities in Rhode Island with the most Insurance Agent job openings:
What are popular job titles related to Insurance Agent jobs in RI? For Insurance Agent jobs in RI, the most frequently searched job titles are:
Insurance Agent jobs near you
Infographic showing various Insurance Agent job openings in Rhode Island as of June 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 71% In-person, and 29% Remote job distribution, with an average salary of $63,677 per year, or $30.6 per hour.
Insurance Sales Agent

Insurance Sales Agent

HealthMarkets, Inc.

Central Falls, RI

Contractor

Posted yesterday

Job description

HealthMarkets Overview

If youre looking for an exciting opportunity where you can change peoples lives and achieve financial success as an independent insurance agent, youve come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peoples lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their coverage options and were looking for independent insurance agents like you to help us continue that mission.

So, whether youre an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job description

Never worked in the health insurance industry before? Its no problem. If youve got an entrepreneurial spirit and drive and are ready to start your own business, we want you. At HealthMarkets, independent agents are given the opportunity to achieve financial success on their own time and schedule. Need to coach your childs soccer game? Or show up to a family event? Youve got the time because you work for yourself.

Plus, the opportunities for growth are endless. We provide you with the support, training, and resources you need to succeed on your terms. Get started today and watch your career take off to new heights.

48640-HM-0523

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

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