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Insurance Actuary Jobs (NOW HIRING)

Hinge Health, Inc

Actuary

San Francisco, CA · On-site

$169K - $254K/yr

As Hinge Health scales from a wellness benefit to a medical insurance product with value-based care ... Establish yourself as the go-to actuarial SME for the Commercial team by participating in 3-5 ...

Paychex

Actuarial Analyst

Cincinnati, OH · On-site +1

$72K - $113K/yr

Overview Reporting to the Paychex Insurance Actuary, the incumbent will provide health and benefits analytical and actuarial services across the enterprise, particularly in support of our PEO segment.

Paychex

Actuarial Analyst

Rochester, NY · On-site +1

$72K - $113K/yr

Overview Reporting to the Paychex Insurance Actuary, the incumbent will provide health and benefits analytical and actuarial services across the enterprise, particularly in support of our PEO segment.

Sammons Financial Group

Actuary

West Des Moines, IA · On-site

$106K - $125K/yr

Understand new products and make recommendations regarding how to incorporate into existing models and/or actuarial processes. • Apply strong knowledge of insurance contracts and actuarial related ...

Standard, The

Sr Actuary/Actuary - EB

Portland, OR · On-site

$123K - $145K/yr

Experience: * 5-7 years of progressively responsible actuarial experience within insurance, demonstrating strong actuarial and business judgment; employee benefits experience preferred.Prior hands-on ...

Mutual of Omaha

Actuary

Omaha, NE · On-site +1

$111K - $131K/yr

Actuary Apply now Job no: 504785 Work type: Full Time Regular Location: Remote Categories ... We're looking for a data-driven leader with deep expertise in LTC insurance who can help shape our ...

Paychex

Actuarial Analyst

Allentown, PA · On-site +1

$72K - $113K/yr

Overview Reporting to the Paychex Insurance Actuary, the incumbent will provide health and benefits analytical and actuarial services across the enterprise, particularly in support of our PEO segment.

Standard, The

OR

$116K - $136K/yr

Experience: * 5-7 years of progressively responsible actuarial experience within insurance, demonstrating strong actuarial and business judgment; employee benefits experience preferred.Prior hands-on ...

Hippo Insurance

Pricing Actuary

Morristown, NJ · On-site

Strong knowledge of actuarial and insurance concepts such as loss cost trends, rate indications, loss cost modeling, reserving, and other key metrics * Professional coding experience using SQL and ...

EQUITRUST

Actuary

West Des Moines, IA · On-site

$106K - $125K/yr

Actuary Location: West Des Moines, Iowa (Mostly On-Site) Employment Type: Full-time About Us ... EquiTrust Life Insurance Company is a national carrier of competitive, client-friendly annuity ...

EquiTrust Financial Services

Actuary

West Des Moines, IA · Hybrid

$106K - $125K/yr

Actuary Location: West Des Moines, Iowa (Mostly On-Site) Employment Type: Full-time About Us ... EquiTrust Life Insurance Company is a national carrier of competitive, client-friendly annuity ...

Lockton, Inc.

Reinsurance Actuary

Philadelphia, PA · On-site

$117K - $138K/yr

... both insurance and reinsurance) • Focus on innovation with a view to constantly improve our process and efficiency • Contribute to the development of actuarial tools and processes, including ...

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Insurance Actuary information

See salary details

$113K

$131.8K

$137.5K

How much do insurance actuary jobs pay per year?

As of Jun 12, 2026, the average yearly pay for insurance actuary in the United States is $131,841.00, according to ZipRecruiter salary data. Most workers in this role earn between $116,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What are the typical challenges an Insurance Actuary faces when working with large and complex data sets?

Insurance actuaries frequently work with extensive and complex data sets to assess risk and develop pricing models. One common challenge is ensuring data quality and accuracy, as errors or inconsistencies can significantly affect outcomes. Actuaries must also choose appropriate statistical methods and software tools to analyze the data efficiently. Additionally, they often collaborate with data analysts, underwriters, and IT specialists to interpret results and communicate findings clearly to non-technical stakeholders.

Can you make 300K as an actuary?

Senior experienced actuaries working in specialized fields such as reinsurance or consulting can earn salaries around or above $300,000 annually, especially with advanced certifications like the Fellow of the Society of Actuaries (FSA). Entry-level or mid-career actuaries typically earn lower salaries, but with experience, skills, and additional responsibilities, high compensation is achievable.

What is the difference between Insurance Actuary vs Underwriter?

AspectInsurance ActuaryUnderwriter
CredentialsActuarial certifications (e.g., ASA, FSA), math/statistics backgroundInsurance licenses, underwriting training
Work EnvironmentOffice-based, analytical, model-drivenOffice or remote, decision-making focused
Industry UsageRisk assessment, pricing, reservingPolicy approval, risk evaluation

Insurance actuaries and underwriters both work in insurance, but actuaries focus on statistical analysis and pricing models, while underwriters evaluate individual risks for policy approval. Understanding their roles helps clarify career paths and employer expectations in the insurance industry.

Do actuaries make $500,000?

Senior insurance actuaries with extensive experience and advanced certifications such as the Fellow of the Society of Actuaries (FSA) can earn salaries around or above $500,000 annually. Entry-level or less experienced actuaries typically earn significantly less, with median salaries ranging from $70,000 to $150,000 depending on location and industry. High compensation often involves leadership roles, specialized skills, and working in large firms or consulting environments.

Is insurance actuary a good career?

An insurance actuary is a highly regarded profession that involves analyzing financial risks using mathematics, statistics, and modeling tools. It offers strong job stability, competitive salaries, and opportunities for advancement, often requiring professional certifications such as the ASA or FSA. The role typically involves working in office environments with regular hours and continuous learning to stay current with industry standards.

Is it hard to get hired as an actuary?

Getting hired as an insurance actuary can be competitive due to the specialized skills and certifications required, such as passing multiple actuarial exams. Candidates with strong analytical abilities, relevant internships, and professional credentials like the ASA or FSA tend to have better prospects, but the hiring process often involves rigorous testing and interviews.

What are insurance actuaries?

Insurance actuaries are professionals who use mathematics, statistics, and financial theory to analyze the financial costs of risk and uncertainty for insurance companies. They help design insurance policies and set premium rates by assessing the likelihood of future events such as accidents, illnesses, or natural disasters. Actuaries play a critical role in ensuring the financial stability of insurance companies by predicting potential payouts and making data-driven recommendations. Their work helps insurers balance competitive pricing with profitability and solvency. Many actuaries work in areas such as life, health, property, and casualty insurance.

What are the key skills and qualifications needed to thrive as an Insurance Actuary, and why are they important?

To thrive as an Insurance Actuary, you need strong analytical skills, advanced mathematical knowledge, and a bachelor's degree in actuarial science, mathematics, or a related field, often alongside progress toward actuarial certifications like those from the SOA or CAS. Proficiency in statistical analysis software, spreadsheet tools like Excel, and specialized actuarial modeling systems is typically required. Exceptional problem-solving abilities, attention to detail, and effective communication are valuable soft skills for explaining complex findings to non-experts and collaborating with teams. These skills and qualifications are crucial for accurately assessing risk, informing business decisions, and ensuring the financial stability of insurance organizations.
More about Insurance Actuary jobs
What cities are hiring for Insurance Actuary jobs? Cities with the most Insurance Actuary job openings:
What states have the most Insurance Actuary jobs? States with the most job openings for Insurance Actuary jobs include:
What job categories do people searching Insurance Actuary jobs look for? The top searched job categories for Insurance Actuary jobs are:
Insurance Actuary jobs near you
Infographic showing various Insurance Actuary job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $131,841 per year, or $63.4 per hour.
Actuary

Actuary

Hinge Health, Inc

San Francisco, CA • On-site

$169K - $254K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 19 days ago

Job description

The Opportunity
Imagine being the actuarial voice that turns clinical innovation into undeniable financial value. As Hinge Health scales from a wellness benefit to a medical insurance product with value-based care at its core, you'll be the critical bridge between our Clinical Research, Finance, and Commercial teams-positioning the economic value of our digital MSK solutions in a way that wins over the most skeptical health plan actuaries and secures millions in "at-risk" contracts.
You'll serve as the primary subject matter expert in high-stakes negotiations with BUCA plans, ACOs, and Integrated Health Systems, defending our ROI methodologies and designing the financial frameworks that enable Hinge Health to participate in shared-risk arrangements-ultimately expanding access to care for millions.
What You'll Accomplish
In your first 3 months, you will:
  • Establish yourself as the go-to actuarial SME for the Commercial team by participating in 3-5 finalist meetings with prospective health plans
  • Audit and refine our current Business Case Analysis (BCA) framework to ensure it reflects best-in-class actuarial standards
  • Build relationships with key stakeholders across Clinical Research, Finance, Customer Success, and Sales to understand how actuarial insights can accelerate deals

In your first 6 months, you will:
  • Lead methodology negotiations with at least two major health plan actuarial teams, securing agreement on ROI validation frameworks that protect Hinge Health's interests while building client trust
  • Model financial risk for "at-risk" contracts, establishing reserves and pricing structures for shared-savings arrangements
  • Deliver customized BCAs for high-priority prospects using claims data, Book of Business benchmarks, and external trend data-directly contributing to closing deals worth $5M+ in ARR

In your first year, you will:
  • Own the actuarial strategy for Hinge Health's transition to value-based care, designing risk-transfer models and VBC contracting terms that balance growth with financial prudence
  • Standardize our Enhanced Claims Data Analysis (CDA) process, establishing data requirements and analytical frameworks that prove hard-dollar savings to our largest clients
  • Create and deliver "VBC 101" and "Actuarial Playbook" educational content, upleveling the Commercial and Customer Success teams' ability to speak credibly about financial outcomes
  • Represent Hinge Health at industry conferences (e.g., SOA Health Conference), positioning the company as a thought leader in digital health economics
Who You Are
  • A Trust Builder: You communicate complex actuarial concepts with clarity to non-technical stakeholders (Sales, CS, Finance) while commanding peer-level credibility when negotiating with external Chief Actuaries. You embody "Effective Communication" by making the technical accessible without dumbing it down.
  • A Learn-it-All: You don't just apply established actuarial methods-you're curious about how AI tools (like Claude Code) can transform your work and eager to develop expertise in emerging areas like value-based care contracting.
  • Resilient & Strategic: You thrive in ambiguous, high-stakes environments where you're designing new frameworks (not just applying old ones). You can "Make Results Happen" even when data is imperfect or client objections seem insurmountable. You think long-term, designing solutions that scale.
  • A Data-Driven Advocate: You let the data tell the story, designing rigorous matched-cohort analyses and claims-based ROI studies that withstand scrutiny. You balance intellectual honesty with business pragmatism, knowing when to push back on unrealistic client demands.
Basic Requirements
  • Bachelor's degree and career Associate of the Society of Actuaries (ASA)
  • 8-10+ years of experience in health insurance, specifically with claims data analysis, pricing, and underwriting
  • Deep expertise in Medicare Advantage (MA), Fully Insured, and ASO financial models
  • Proven ability to translate complex actuarial concepts for non-technical audiences and influence senior stakeholders
Preferred Requirements
  • Fellow of the Society of Actuaries (FSA) and Member of the American Academy of Actuaries (MAAA)
  • Direct experience working with large payer organizations (e.g., Optum, UHG, Anthem, BCBS plans)
  • Proficiency in financial modeling (Excel) and data analysis tools; familiarity with healthcare data warehouses (e.g., Databricks) and claims datasets
  • Experience with AI tools (e.g., Claude Code) or willingness to develop AI-assisted workflows
What Success Looks Like
  • Win Rate: Directly contributing to securing key "at-risk" health plan contracts by gaining actuarial buy-in from external teams
  • Methodology Alignment: Successfully negotiating favorable ROI measurement terms that accurately reflect program value without exposing the company to undue risk
  • Strategic Impact: Modeling financial viability for new product lines (e.g., HingeSelect) and influencing the roadmap for value-based care contracting
Hinge Health Hybrid Model
This is a hybrid role based in the San Francisco office, requiring in-person attendance three days per week for a full 8-hour business day. On remote days, employees are expected to work during core business hours with flexibility. This role will require remote availability on some company holidays to meet payroll processing deadlines, and an alternate day off may be selected. The office is part of a dog-friendly workplace program, and while travel is not regularly required, occasional off-site/on-site events may occur. Physical demands are minimal and primarily involve standard office activities such as sitting, typing, and video conferencing.
About Hinge Health
At Hinge Health, we're using technology to scale and automate the delivery of healthcare - starting with musculoskeletal (MSK) conditions, which affect over 1.7 billion people worldwide. With an AI-powered human-centered care model, Hinge Health leverages cutting-edge technology to improve outcomes, experiences and costs to help people move beyond their pain.
The platform addresses a broad spectrum of MSK care - from acute injury, to chronic pain, to post-surgical rehabilitation - through personalized, evidence-based care. As the preferred partner to 50+ health plans, PBMs and other ecosystem partners, Hinge Health is available to over 20 million people across more than 2,550 employers. The company is headquartered in San Francisco with additional offices in Montreal and Bangalore.
Learn more at www.hingehealth.com
What You'll Love About Us
  • Inclusive healthcare and benefits: On top of comprehensive medical, dental, and vision coverage, we offer employees and their family members help with gender-affirming care, tools for family and fertility planning, and travel reimbursements if healthcare isn't available where you live.
  • Planning for the future: Start saving for the future with our traditional or Roth 401k retirement plan options which include a 2% company match.
  • Modern life stipends: Manage your own learning and development with a yearly stipend to invest in your growth.

Culture & Engagement
Hinge Health is an equal opportunity employer and prohibits discrimination and harassment of any kind. We make employment decisions without regards to race, color, religion, sex, sexual orientation, gender identity, national origin, age, veteran status, disability status, pregnancy, or any other basis protected by federal, state or local law. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. We provide reasonable accommodations for candidates with disabilities. If you feel you need assistance or an accommodation due to a disability, let us know by reaching out to your recruiter.
By submitting your application you are acknowledging we are using your personal data as outlined in the personnel and candidate privacy policy.
Beware of Phishing Attempts: We've noticed an increase in phishing where fraudsters impersonate employees and send fake job offers to steal sensitive information. We'll never ask for financial details during the hiring process and only use "@hingehealth.com" emails. If you receive a suspicious offer, stop communication and report it to the US FBI Internet Crime Complaint Center. To verify an email from our recruiting team, forward it to security@hingehealth.com.

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