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Indirect Underwriter Jobs (NOW HIRING)

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · Hybrid

Indirect Underwriter *This position is hybrid-remote and will require on-site work at our North Austin headquarters.* We are looking for dynamic, extraordinary, and self-motivated individuals with a ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · On-site

Indirect Underwriter *This position is hybrid-remote and will require on-site work at our North Austin headquarters.* We are looking for dynamic, extraordinary, and self-motivated individuals with a ...

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Indirect Underwriter information

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$32.5K

$78.9K

$139.5K

How much do indirect underwriter jobs pay per year?

As of Jul 14, 2026, the average yearly pay for indirect underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an Indirect Underwriter job?

An Indirect Underwriter evaluates and assesses loan applications submitted through third-party channels, such as auto dealerships or financial institutions, to determine credit risk and compliance with lending guidelines. They analyze credit reports, financial statements, and other relevant documentation to make informed lending decisions. The role requires strong attention to detail, knowledge of underwriting policies, and the ability to assess risk while ensuring adherence to company and regulatory standards.

What are the key skills and qualifications needed to thrive in the Indirect Underwriter position, and why are they important?

To thrive as an Indirect Underwriter, you need strong analytical skills, risk assessment expertise, and knowledge of lending policies, supported by a bachelor’s degree in finance, business, or a related field. Familiarity with loan origination systems, automated underwriting platforms, and compliance regulations such as FCRA and Dodd-Frank is essential. Exceptional attention to detail, effective communication, and the ability to work collaboratively with dealers and lending partners are key soft skills for this role. These abilities ensure accurate, compliant decision-making and foster strong relationships with business partners in the indirect lending process.

What are some typical challenges faced by Indirect Underwriters, and how are they managed day-to-day?

Indirect Underwriters often encounter challenges such as evaluating complex credit applications, managing high volumes of loan submissions, and ensuring compliance with evolving regulations. On a typical day, they must balance risk assessment with the need for timely decisions to support dealer relationships and customer satisfaction. Effective communication with sales teams and external partners is crucial to clarify documentation or application issues. Being detail-oriented and organized helps Indirect Underwriters manage these challenges efficiently and maintain the accuracy and integrity of the loan approval process.

More about Indirect Underwriter jobs
What cities are hiring for Indirect Underwriter jobs? Cities with the most Indirect Underwriter job openings:
What are the most commonly searched types of Indirect Underwriter jobs? The most popular types of Indirect Underwriter jobs are:
What states have the most Indirect Underwriter jobs? States with the most job openings for Indirect Underwriter jobs include:
What job categories do people searching Indirect Underwriter jobs look for? The top searched job categories for Indirect Underwriter jobs are:
Indirect Underwriter jobs near you
Infographic showing various Indirect Underwriter job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Indirect Underwriter

Indirect Underwriter

IH Mississippi Valley Credit Union

Moline, IL • On-site

$19 - $29/hr

Full-time

Posted 5 days ago

IH Mississippi Valley Credit Union rating

8.3

Company rating: 8.3 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

Join our team as a detail-oriented Indirect Underwriter at IHMVCU! We are committed to providing exceptional financial services to our members and community. We believe in fostering a collaborative and supportive work environment where every team member can thrive.
This role is located at our beautiful headquarters on River Drive in Moline, IL. Our facility includes a comfortable office environment with an on-site gym facility.
Summary of Position:
As an Indirect Underwriter, you will play a crucial role in evaluating and approving loan applications originating from our indirect lending partners. Loan requests will be analyzed with sound underwriting decisions and counteroffers will be made within established underwriting guidelines. Your expertise will help us maintain our commitment to responsible lending while ensuring a seamless experience for our members and dealer relationships.
The successful candidate should have the following skills/qualifications:
  • High School diploma or equivalent, some college preferred.
  • 2+ years of prior experience in indirect lending and underwriting.
  • Excellent verbal and written communication skills with the ability to interact effectively with members, colleagues, and external partners.
  • Critical thinking skills and ability to act independently within guidelines.
  • Reliable, motivated, and strong organizational skills.
  • Strong attention to detail with the ability to identify any discrepancies and ensure accuracy in all documentation.

Key Responsibilities:
  • Receive, validate and review loan applications through indirect loan origination system.
  • Analyzes the loan application and accompanying documentation to evaluate risk and make appropriate decisions within authorized lending limits, asking additional questions when applicable.
  • Ensures compliance within laws, policies and regulations set forth by government, state or the Credit Union are followed at all times.
  • Exercises good judgment and decision-making skills using a methodical approach. Utilizes resources to research unfamiliar underwriting situations and is able to present complex scenarios concisely and with comprehensive options/solutions to leadership.
  • Maintains professional working relationships with members, team members and dealers.
  • Continually strive to improve underwriting and decision efficiency that improves response time without jeopardizing the integrity of the decision.

Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits Final compensation will be determined by various factors such as experience, specific skills and internal pay equity.
Move Up your career at IHMVCU with this great opportunity!
Physical Requirements
  • Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
  • Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
  • Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound.
  • Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm.
  • Lifting Demands: Up to 10 lbs.
  • Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading.

What IH Mississippi Valley Credit Union employees say

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