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Indirect Underwriter Jobs (NOW HIRING)

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · Hybrid

Indirect Underwriter *This position is hybrid-remote and will require on-site work at our North Austin headquarters.* We are looking for dynamic, extraordinary, and self-motivated individuals with a ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · On-site

Indirect Underwriter *This position is hybrid-remote and will require on-site work at our North Austin headquarters.* We are looking for dynamic, extraordinary, and self-motivated individuals with a ...

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$32.5K

$78.9K

$139.5K

How much do indirect underwriter jobs pay per year?

As of Aug 4, 2026, the average yearly pay for indirect underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an indirect underwriter?

An Indirect Underwriter evaluates and assesses loan applications submitted through third-party channels, such as auto dealerships or financial institutions, to determine credit risk and compliance with lending guidelines. They analyze credit reports, financial statements, and other relevant documentation to make informed lending decisions. The role requires strong attention to detail, knowledge of underwriting policies, and the ability to assess risk while ensuring adherence to company and regulatory standards.

What are the key skills and qualifications needed to thrive as an indirect underwriter, and why are they important?

To thrive as an Indirect Underwriter, you need strong analytical skills, risk assessment expertise, and knowledge of lending policies, supported by a bachelor’s degree in finance, business, or a related field. Familiarity with loan origination systems, automated underwriting platforms, and compliance regulations such as FCRA and Dodd-Frank is essential. Exceptional attention to detail, effective communication, and the ability to work collaboratively with dealers and lending partners are key soft skills for this role. These abilities ensure accurate, compliant decision-making and foster strong relationships with business partners in the indirect lending process.

What are some typical challenges faced by indirect underwriters, and how are they managed day-to-day?

Indirect Underwriters often encounter challenges such as evaluating complex credit applications, managing high volumes of loan submissions, and ensuring compliance with evolving regulations. On a typical day, they must balance risk assessment with the need for timely decisions to support dealer relationships and customer satisfaction. Effective communication with sales teams and external partners is crucial to clarify documentation or application issues. Being detail-oriented and organized helps Indirect Underwriters manage these challenges efficiently and maintain the accuracy and integrity of the loan approval process.

More about Indirect Underwriter jobs
What cities are hiring for Indirect Underwriter jobs? Cities with the most Indirect Underwriter job openings:
What are the most commonly searched types of Indirect Underwriter jobs? The most popular types of Indirect Underwriter jobs are:
What states have the most Indirect Underwriter jobs? States with the most job openings for Indirect Underwriter jobs include:
What job categories do people searching Indirect Underwriter jobs look for? The top searched job categories for Indirect Underwriter jobs are:
Indirect Underwriter jobs near you
Infographic showing various Indirect Underwriter job openings in the United States as of July 2026, with employment types broken down into 3% As Needed, 81% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Indirect Underwriter

VELOCITY CREDIT UNION

Austin, TX • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 25 days ago

Job description

Indirect Underwriter

*This position is hybrid-remote and will require on-site work at our North Austin headquarters.*

We are looking for dynamic, extraordinary, and self-motivated individuals with a passion for fostering productive relationships with auto dealers and delivering exceptional service to all credit union members, prospective members, and lending partners. If you have had proven success in your past career with auto financing and/or indirect lending functions and are looking to expand business development with auto dealerships, this may be the job for you!

At Velocity, we are committed to upholding our mission of providing our community with personalized service and unique value as their local banking alternative. We take pride in our work culture, exemplify our core values daily, and stand by the credit union philosophy of People Helping People to continue to drive our vision of making a positive impact on our members and their financial goals.

Your experience includes:

  • Three years of experience in indirect auto financing lending or a related field are required.
  • Proficiency in Excel and analytical skills required.
  • Knowledge of credit union policies and regulations, procedures, and services, with special detailed knowledge of lending policies, procedures, and guidelines.
  • Advanced knowledge and experience with auto lending practices preferred.
  • Knowledge of the fundamentals of the financial/lending industry
  • Experience in making credit decisions pertaining to loan approvals and denials within a set credit authority.
  • Passion for providing outstanding service and a positive attitude.
  • Ability to work in a fast-paced environment with high attention to detail.
  • Effective time management includes the ability to prioritize responsibilities and organize work tasks.
  • Ability to train and motivate staff in the area of loans and dealership financing.

What you'll do:

As an Underwriter, you will assist members with their lending needs, providing information, identifying their requirements, and recommending other Velocity products and services to meet those needs. You will also assist with various steps involved in credit granting, including completing necessary documentation and interacting with external parties to finalize a loan.

Why you should choose Velocity:

This position offers competitive pay, great benefits including medical/dental/vision, 401(k) with matching, flexible spending accounts, a fun working environment and culture, generous paid time off, company-paid life insurance and disability, referral bonuses, paid holidays, discounted gym membership, tuition reimbursement, training and ongoing coaching, opportunities for career growth, employee reward and recognition system, employee and family events, and more!

Velocity provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, genetics, sexual orientation, national origin, age disability, or status as a covered veteran in accordance with applicable federal, state and local laws.

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