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Indirect Underwriter Jobs in Indiana (NOW HIRING)

Centra

Director Consumer Loan Underwriting

Columbus, IN · On-site

The Director Consumer Loan Underwriting will supervise the Consumer Loan Underwriting Team while providing quality, consistent and timely underwriting and decisioning of Consumer and Indirect loans ...

Centra

Director Consumer Loan Underwriting

Columbus, IN · On-site

The Director Consumer Loan Underwriting will supervise the Consumer Loan Underwriting Team while providing quality, consistent and timely underwriting and decisioning of Consumer and Indirect loans ...

Interra-Credit-Union

Head of Consumer Lending

Goshen, IN · On-site

$120 - $180/hr

... underwriting, HELOC operations, consumer loan quality control, and related lending support ... Lead continuous improvement of consumer lending workflows across digital, branch, indirect, and ...

Merchants Bancorp

Mortgage Loan Processor

Carmel, IN · On-site

$39K - $54K/yr

The Mortgage Loan Processor also performs pre-underwriting of investor loans and full underwriting ... indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital ...

Merchants Bancorp

Mortgage Loan Processor

Carmel, IN · On-site

$37K - $52K/yr

The Mortgage Loan Processor also performs pre-underwriting of investor loans and full underwriting ... indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital ...

First Financial Bank

Credit Officer, FCF

Indianapolis, IN · On-site

$130 - $209.40/hr

... indirect involvement, in the improvement of Credit Processes, Policies, and Underwriting Standards. They may be called upon to present to, or participate with, Executive and Senior Management in ...

Merchants Bancorp

Senior Processor

Carmel, IN · On-site

This role acts as a key liaison between processing, underwriting, closing, and leadership, driving ... indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital ...

Merchants Bank of Indiana

Senior Processor

Carmel, IN · On-site

This role acts as a key liaison between processing, underwriting, closing, and leadership, driving ... indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital ...

Merchants Bank of Indiana

Senior Processor

Carmel, IN · On-site

This role acts as a key liaison between processing, underwriting, closing, and leadership, driving ... indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital ...

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All JobsIndirect Underwriter JobsIndirect Underwriter Jobs in Indiana

Indirect Underwriter information

See Indiana salary details

$30.9K

$75.1K

$132.7K

How much do indirect underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for indirect underwriter in Indiana is $75,058.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,800.00 per year, depending on experience, location, and employer.

What is an indirect underwriter?

An Indirect Underwriter evaluates and assesses loan applications submitted through third-party channels, such as auto dealerships or financial institutions, to determine credit risk and compliance with lending guidelines. They analyze credit reports, financial statements, and other relevant documentation to make informed lending decisions. The role requires strong attention to detail, knowledge of underwriting policies, and the ability to assess risk while ensuring adherence to company and regulatory standards.

What are some typical challenges faced by indirect underwriters, and how are they managed day-to-day?

Indirect Underwriters often encounter challenges such as evaluating complex credit applications, managing high volumes of loan submissions, and ensuring compliance with evolving regulations. On a typical day, they must balance risk assessment with the need for timely decisions to support dealer relationships and customer satisfaction. Effective communication with sales teams and external partners is crucial to clarify documentation or application issues. Being detail-oriented and organized helps Indirect Underwriters manage these challenges efficiently and maintain the accuracy and integrity of the loan approval process.

What are the key skills and qualifications needed to thrive as an indirect underwriter, and why are they important?

To thrive as an Indirect Underwriter, you need strong analytical skills, risk assessment expertise, and knowledge of lending policies, supported by a bachelor’s degree in finance, business, or a related field. Familiarity with loan origination systems, automated underwriting platforms, and compliance regulations such as FCRA and Dodd-Frank is essential. Exceptional attention to detail, effective communication, and the ability to work collaboratively with dealers and lending partners are key soft skills for this role. These abilities ensure accurate, compliant decision-making and foster strong relationships with business partners in the indirect lending process.

What are the most commonly searched types of Indirect Underwriter jobs in Indiana?

The most popular types of Indirect Underwriter jobs in Indiana are:

What are popular job titles related to Indirect Underwriter jobs in Indiana?

For Indirect Underwriter jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Indirect Underwriter jobs in Indiana look for?

The top searched job categories for Indirect Underwriter jobs in Indiana are:

Indirect Underwriter jobs near you
Infographic showing various Indirect Underwriter job openings in Indiana as of August 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $75,058 per year, or $36.1 per hour.

Director Consumer Loan Underwriting

Centra

Columbus, IN • On-site

Full-time

Re-posted 5 days ago

Job description

Thank you for your interest in a career with Centra. A career at Centra Credit Union is more than a job; it is an opportunity to make a meaningful impact in our Members’ financial lives and our communities. Centra was established in 1940 and is headquartered in Columbus, Indiana. Centra is ranked among the largest credit unions in Indiana and among the most financially sound institutions in the United States. Centra serves Membership throughout central and southern Indiana as well as other areas like Jamestown, NY, and Whitakers, NC. Centra Team Members enjoy excellent benefits, an atmosphere that fosters family and work-life integration, a heritage of strong values, a high level of Team Member engagement in the achievement of results, and the opportunity for growth with the Centra Family. Credit Unions are Not for Profit, Not for Charity, But for Service. If these are the things that matter to you then please read on, we look forward to hearing from you.  Centra Credit Union has an exciting opportunity for a Director Consumer Loan Underwriting position in Columbus, Indiana. The Director Consumer Loan Underwriting will supervise the Consumer Loan Underwriting Team while providing quality, consistent and timely underwriting and decisioning of Consumer and Indirect loans in compliance with Centra’s policies and procedures and credit union regulations. Maintain proactive communication and collaboration with Retail Lending, Dealer Partners, and other Lines of Business. Develop and recommend strategic direction for the consumer loan underwriting department, focusing on optimizing underwriting processes for credit quality, efficiency, and profitability. Reviews and recommends automated underwriting decision criteria and policies to help achieve budgeted loan growth and compliance with all loan regulations. Collaborates with external partners and vendors to identify strategic opportunities and solutions that drive strategic growth and operational excellence. At Centra, we approach compensation with care and integrity, ensuring our pay practices reflect local markets while honoring our commitment to our Team Members. Compensation is just one part of our total rewards approach. Eligible positions also offer a comprehensive benefits package designed to support you and your family. 

Spanish/English interpreters may be eligible for an interpreting differential. 

Essential Functions: This position may be required to perform additional duties as requested. Reasonable accommodations may be made to enable individuals with disabilities to perform.
  • Manages and supervises the Consumer Underwriting Team while providing timely, quality, and consistent underwriting and decisioning of Consumer and Indirect loans.
  • Assist in maintaining credit quality targets through proper underwriting controls adhering to lending policies and procedure while maintaining the credit union’s Board-approved Credit Risk Appetite.
  • Reviews automated decision criteria and policies to achieve budget loan growth goals and operational efficiency, all while maintaining compliance with all lending regulations and recommends revisions to said attributes when necessary.
  • Strategically manage, execute, and monitor all preapproved offers of credit, looking for ways to enhance the current preapproval environment while scanning the environment for enhanced alternative vendor solutions.
  • Develop and recommend strategic directions for the consumer loan underwriting department, focusing on optimizing our underwriting processes for credit quality, efficiency, and profitability.
  • Responsible for developing and delivering comprehensive portfolio reports that track and analyze performance metrics for Consumer and Indirect Lending, informing management and for use in developing and executing strategic decisions.
  • Manage Indirect Dealer Relations, Indirect reporting & Indirect portfolio concentration. Reporting to leadership on any indirect trend, challenges or changes.
  • Develops and updates all procedures regarding underwriting functions, guidelines, and applicable workflows. Performs on-going reviews, ensuring they meet the needs of the credit union and complies with State and Federal regulations and guidelines.
  • Collaborates and communicates effectively with other lines of business, leadership, and the Retail team. Identifying tactics to better streamline the Consumer Lending process and to improve Member and Team Member Experience.
  • Supervises the day-to-day operations of Consumer Underwriting. Supervisory duties include performance management, training, and development, and demonstrating and cultivating Centra’s Vision, Mission, Culture, and Core Values.  
EDUCATION & EXPERIENCE - (EQUIVALENT COMBINATION OF EDUCATION & EXPERIENCE WILL BE CONSIDERED): 

  • Associate's Degree in Related Field

  • Five years to eight years of similar or related experience, including preparatory experience.

Centra is an Equal Opportunity Employer

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