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Indirect Underwriter Jobs (NOW HIRING)

TEKsystems

Indirect Auto Credit Analyst

Chicago, IL · Remote

$27 - $32/hr

Indirect Auto Underwriter | Credit Analyst Schedule: 12:00 PM - 9:00 PM MT (weekends required) Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington ...

Adventure Credit Union

Senior Loan Underwriter

Lansing, MI · On-site

$88K - $104K/yr

Responsibilities include, but not limited to: · Evaluate and underwrite consumer loan requests, including unsecured loans, vehicle loans, indirect loans and home equity products · Verify accuracy ...

City Bank

Indirect Lender

Lubbock, TX · On-site

Underwrite Indirect loan applications sent in by auto dealerships * Collect on past due Indirect loan accounts * Service and maintenance Indirect loans * Customer support of Indirect loans * Assist ...

Guild Mortgage

The Underwriter III plays an important role in the organization by performing a number of ... Possible 1 Indirect Report * Moderate to high levels of independent judgment and discretion ...

Guild Mortgage

Underwriter III

Greenwood Village, CO

$75K - $112K/yr

Position Summary The Underwriter III plays an important role in the organization by performing a ... Possible 1 Indirect Report * Moderate to high levels of independent judgment and discretion ...

TEKsystems

Indirect Auto Credit Analyst

Richmond, VA · Remote

$27 - $32/hr

Indirect Auto Underwriter | Credit Analyst Schedule: 12:00 PM - 9:00 PM MT (weekends required) Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington ...

TEKsystems

Indirect Auto Credit Analyst

Phoenix, AZ · Remote

$27 - $32/hr

Indirect Auto Underwriter | Credit Analyst Schedule: 12:00 PM - 9:00 PM MT (weekends required) Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington ...

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Indirect Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do indirect underwriter jobs pay per year?

As of Jul 28, 2026, the average yearly pay for indirect underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an Indirect Underwriter job?

An Indirect Underwriter evaluates and assesses loan applications submitted through third-party channels, such as auto dealerships or financial institutions, to determine credit risk and compliance with lending guidelines. They analyze credit reports, financial statements, and other relevant documentation to make informed lending decisions. The role requires strong attention to detail, knowledge of underwriting policies, and the ability to assess risk while ensuring adherence to company and regulatory standards.

What are the key skills and qualifications needed to thrive in the Indirect Underwriter position, and why are they important?

To thrive as an Indirect Underwriter, you need strong analytical skills, risk assessment expertise, and knowledge of lending policies, supported by a bachelor’s degree in finance, business, or a related field. Familiarity with loan origination systems, automated underwriting platforms, and compliance regulations such as FCRA and Dodd-Frank is essential. Exceptional attention to detail, effective communication, and the ability to work collaboratively with dealers and lending partners are key soft skills for this role. These abilities ensure accurate, compliant decision-making and foster strong relationships with business partners in the indirect lending process.

What are some typical challenges faced by Indirect Underwriters, and how are they managed day-to-day?

Indirect Underwriters often encounter challenges such as evaluating complex credit applications, managing high volumes of loan submissions, and ensuring compliance with evolving regulations. On a typical day, they must balance risk assessment with the need for timely decisions to support dealer relationships and customer satisfaction. Effective communication with sales teams and external partners is crucial to clarify documentation or application issues. Being detail-oriented and organized helps Indirect Underwriters manage these challenges efficiently and maintain the accuracy and integrity of the loan approval process.

More about Indirect Underwriter jobs
What cities are hiring for Indirect Underwriter jobs? Cities with the most Indirect Underwriter job openings:
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Indirect Underwriter jobs near you
Infographic showing various Indirect Underwriter job openings in the United States as of July 2026, with employment types broken down into 3% As Needed, 81% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Consumer Lending Underwriter

Consumer Lending Underwriter

Sikorsky Financial Credit Union

Stratford, CT • On-site

Full-time

Medical, Dental, Retirement, PTO

Posted 15 days ago

Job description

Why Join the Sikorsky Credit Union Team?

Sikorsky Credit Union has been named the #1 Credit Union in Connecticut for 7 years in a row. We are one of the largest credit unions in the state, with over $1 billion in assets, and we continue to grow!

If you are passionate about helping people achieve their financial goals and want to make a difference in the local community, we want to hear from you! We are looking for talented people to help us improve the banking experience for our valued members.

Working at Sikorsky Credit Union has its benefits. You’ll enjoy an awesome work-life balance, competitive pay, and an excellent benefits package that includes paid-time off, medical/dental, 401K plan with company match, tuition reimbursement and more! Please check out the details below to learn more about this position.

General Summary:

The Consumer Lending Underwriter is responsible for underwriting secured and unsecured consumer loans in accordance with credit union underwriting standards and product guidelines.


*This is an onsite position based in Stratford, CT


Key Essential Responsibilities:

  1. Effectively manages assigned pipeline within loan origination system (LOS). Completes all tasks in LOS queues to ensure a high level of service is provided to Digital, Branch, and Indirect lending business lines.
  2. Approves or denies auto loans (direct and indirect), personal loans, and credit cards up to designated lending authority.
  3. Ensures that consumer loan applications are underwritten and processed consistent with company guidelines, policies, and procedures to protect the credit union’s loan portfolio.
  4. Communicates loan decisions to production team. Explores opportunities to assist credit union members or staff by recommending available products or services to meet member needs.
  5. Mitigates risk for the credit union by exercising sound judgment during credit application evaluations.
  6. Promotes and maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management and vendors.
  7. Keeps abreast of industry developments including, but not limited to changes in regulations and technology.
  8. Ensures adherence to company policies and procedures and banking/credit union regulations.
  9. Performs additional duties as required.

Essential Skills, Knowledge and Requirements:

  1. High school diploma or equivalent. Associate’s degree or relevant business coursework
    preferred. Will consider experience in lieu of degree.
  2. Three years’ experience in retail banking, mortgage or consumer lending, or loan origination. Experience working as an underwriter (1 year) or within loan fulfillment team (processing, closing, funding).
  3. General knowledge of consumer loan products, features, and benefits. Knowledge of
    consumer loan pricing, policies and procedures a plus. Working knowledge of consumer finance.
  4. Excellent organizational, problem solving, communication and time management skills. Ability to effectively multi-task.
  5. Familiarity with core banking and LOS systems (Fiserv DNA, CUDL/L360).
  6. Proficient in Microsoft Office applications.

Sikorsky Credit Union is an equal opportunity employer that is proud of its commitment to diversity and inclusion. Therefore, we welcome applicants from all communities, including age, color, ethnicity, familial or marital status, gender identity or expression, language, national origin, physical or mental disability, military or veteran status, race, religion, sexual orientation, and socioeconomic background.