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Indirect Underwriter Jobs (NOW HIRING)

SCCU

Underwriter II

Miramar, FL · Hybrid

$66K - $71K/yr

Your primary focus will be on Indirect Loan applications; approving or rejecting within limit of ... Underwriter II Key Responsibilities * Analyzes loan applications, credit bureau reports, collateral ...

New

TEKsystems

Indirect Auto Loan Underwriter

Englewood, CO · Remote

$27 - $32/hr

Minimum of 3 years of Indirect Auto Underwriting experience * Expertise in one of the following systems: Meridian Link, Keystone Correlation, L360, CUDL, Ideal, and/or ArcOS * Adaptability - every ...

New

SourceLine

Underwriter (Hybrid Role)

Vienna, VA · Hybrid

The Role This is a hands-on underwriting position focused on consumer loans tied to dealer ... Background in banking, indirect lending, or consumer finance * Experience evaluating collateral ...

Huntington

REMOTE - Auto Finance Credit Manager

Auto Finance Underwriting Manager for the Florida/Georgia market. * Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific market. * Personally approves ...

Huntington

Auto Finance Credit Manager

Florida, PR · On-site

Auto Finance Underwriting Manager for the Florida/Georgia market. * Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific market. * Personally approves ...

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Indirect Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do indirect underwriter jobs pay per year?

As of Jun 11, 2026, the average yearly pay for indirect underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an Indirect Underwriter job?

An Indirect Underwriter evaluates and assesses loan applications submitted through third-party channels, such as auto dealerships or financial institutions, to determine credit risk and compliance with lending guidelines. They analyze credit reports, financial statements, and other relevant documentation to make informed lending decisions. The role requires strong attention to detail, knowledge of underwriting policies, and the ability to assess risk while ensuring adherence to company and regulatory standards.

What are the key skills and qualifications needed to thrive in the Indirect Underwriter position, and why are they important?

To thrive as an Indirect Underwriter, you need strong analytical skills, risk assessment expertise, and knowledge of lending policies, supported by a bachelor’s degree in finance, business, or a related field. Familiarity with loan origination systems, automated underwriting platforms, and compliance regulations such as FCRA and Dodd-Frank is essential. Exceptional attention to detail, effective communication, and the ability to work collaboratively with dealers and lending partners are key soft skills for this role. These abilities ensure accurate, compliant decision-making and foster strong relationships with business partners in the indirect lending process.

What are some typical challenges faced by Indirect Underwriters, and how are they managed day-to-day?

Indirect Underwriters often encounter challenges such as evaluating complex credit applications, managing high volumes of loan submissions, and ensuring compliance with evolving regulations. On a typical day, they must balance risk assessment with the need for timely decisions to support dealer relationships and customer satisfaction. Effective communication with sales teams and external partners is crucial to clarify documentation or application issues. Being detail-oriented and organized helps Indirect Underwriters manage these challenges efficiently and maintain the accuracy and integrity of the loan approval process.

More about Indirect Underwriter jobs
What cities are hiring for Indirect Underwriter jobs? Cities with the most Indirect Underwriter job openings:
What are the most commonly searched types of Indirect Underwriter jobs? The most popular types of Indirect Underwriter jobs are:
What states have the most Indirect Underwriter jobs? States with the most job openings for Indirect Underwriter jobs include:
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Indirect Underwriter jobs near you
Infographic showing various Indirect Underwriter job openings in the United States as of June 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 80% In-person, 8% Hybrid, and 12% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Consumer Underwriter

Consumer Underwriter

Lake Trust Credit Union

Brighton, MI • On-site

Full-time

Medical, Retirement

Posted 22 days ago

Lake Trust Credit Union rating

8.7

Company rating: 8.7 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

Job description

Consumer Underwriter
This position is located in Brighton, MI hybrid - 3 days in office, 2 days remote weekly
More Than A Job!
Why do you work each day? To us, our jobs are not just something we do to make a living, it's a way to live. We work to support our members; whether celebrating moments of joy, finding a solution to an obstacle, or offering encouragement through a time of struggle. The worth of our work isn't measured in dollars and cents, it's seen in our communities and felt by the people who believe in us.
Benefits Include:
• Financial wellbeing services
• 401(K) matching with up to 5% match
• Reduced health insurance
• Employee wellbeing services
• DE&I initiatives
• Work-life balance
Job Summary
Be a lead underwriter for DROs to contact with questions pertaining to indirect applications. Has authority to review and decision member loan appeals. Underwrite direct and indirect consumer loans received through all delivery channels. Underwrite home equity loans, approve home appraisals and boat surveys. Review and approve home equity title work policies. Review Mortgage Investment Offerings. Make decisions to approve, counter approve or deny loan requests for internal and external members. Regularly communicate with other internal members and respond to questions concerning consumer loans. Make moderately complex loan decisions based on the overall worthiness of the borrower to achieve meeting our memberships borrowing needs and Company lending objectives. Consistently deliver high quality, knowledgeable and responsive service to the internal team members. Look for cross-sell opportunities and work with loan originators to develop multiple options for our membership to improve their financial well-being.
What You'll Do
  • Collaborate with leadership to run department meetings.
  • Train Consumer Loan II underwriters on Mortgage Center IOs, home equity loans and personal/business tax returns.
  • Underwrite various consumer loan applications from delivery channels and analyze the information provided. Request additional information from team members as required.
  • Mentors Consumer Level II on complex loans or issues on documentation for the loan request.
  • Review Mortgage Investments.
  • Underwrite home equity loans, approve home appraisals and boat surveys. Review home equity title work policies.
  • Functions as a primary point of contact via multiple communication channels for: Dealer Relations Officers, indirect dealers and internal members, for communication related to underwriting decisions.

What You'll Bring
Level II
  • High School Diploma (GED) is required.
  • Three or more years consumer underwriting OR related experience required.
  • Proven ability to support a strong member service culture.
  • Excellent problem-solving and communication skills.
  • Flexible work schedule meeting the needs of the membership and dealerships.

Level III
  • High School Diploma (GED) is required.
  • Five or more years risk base consumer underwriting OR related experience required.
  • Previous financial institution experience.
  • Proven ability to support a strong member service culture.
  • Excellent problem-solving and communication skills.
  • Flexible work schedule meeting the needs of the membership and dealerships.

What You'll Get
  • Ability to collaborate and build a sense of togetherness that contributes to a positive work environment.
  • Being open to change and embracing new opportunities can lead to diverse experiences and career advancement.
  • By prioritizing member wellbeing, which leads to increased engagement, improved team dynamics, higher levels of motivation and a stronger community culture.

Apply