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Indirect Lending Dealer Representative Jobs (NOW HIRING)

Nusenda

Indirect Lending Credit Officer

El Paso, TX · On-site

  • Medical

  • Retirement

As the Indirect Lending Credit Officer, you will be responsible for evaluating loan quality by ... You will work with dealerships to clear underwriting conditions and/or stipulations while ...

O Bee Credit Union

Indirect Relationship Manager

Lacey, WA · On-site

$80K - $114K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Partner with lending leadership to achieve production, portfolio quality, dealer network, and ... Participate in a rotating weekend underwriting schedule and represent O Bee at industry, vendor ...

Canvas Credit Union

Dealer Account Representative

Lone Tree, CO · On-site

$75K - $87K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Dealer Account Representative-Underwriter I is responsible for dealer relationships and sales ... Work with dealerships to increase Canvas loan penetration and increase indirect lending ...

CPCU/SFCU

Indirect Credit Analyst I

Norwich, CT · On-site

$31.28 - $46.97/hr

Review and process incoming dealership funding packages to ensure documentation is complete ... Ensure adherence to all applicable regulatory requirements including, Fair Lending, Bank Secrecy ...

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How much do indirect lending dealer representative jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for indirect lending dealer representative in the United States is $24.84, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $34.62 per hour, depending on experience, location, and employer.

What are the typical daily responsibilities of an indirect lending dealer representative?

As an Indirect Lending Dealer Representative, your day often involves collaborating with automobile dealerships, reviewing and processing loan applications, and ensuring all required documentation is complete and accurate. You will act as a liaison between the financial institution and dealer partners, address any questions or concerns they have, and help structure loan deals to fit both company guidelines and customer needs. Additionally, you may regularly monitor loan performance, participate in dealer training sessions, and work with underwriting teams to resolve any issues. Balancing multiple dealership accounts and maintaining strong, positive relationships are essential parts of the role.

What are the key skills and qualifications needed to thrive as an indirect lending dealer representative?

To thrive as an Indirect Lending Dealer Representative, you need a solid understanding of consumer lending, credit analysis, and finance, often supported by experience in banking or financial services. Familiarity with loan origination systems (LOS), CRM software, and knowledge of lending regulations such as ECOA and TILA are commonly required. Exceptional interpersonal skills, negotiation abilities, and customer service orientation help build strong relationships with dealer partners. These competencies are vital for effectively facilitating loan transactions, ensuring regulatory compliance, and driving business growth within a competitive lending marketplace.

What is an indirect lending dealer representative?

An Indirect Lending Dealer Representative works with auto dealerships to facilitate vehicle financing for customers through a financial institution. They build and maintain relationships with dealers, ensuring smooth loan application processing and compliance with lending policies. Their role includes reviewing loan applications, negotiating terms, and providing guidance to dealers on financing options. This position requires strong communication, sales, and analytical skills to support both the lender and the dealership in closing deals efficiently.

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Indirect Lending Dealer Representative jobs near you
Infographic showing various Indirect Lending Dealer Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 16% Part Time, and 2% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $51,666 per year, or $24.8 per hour.

Indirect Lending Credit Officer

Nusenda Credit Union

El Paso, TX

Full-time

Posted 25 days ago

Nusenda Credit Union rating

7.7

Company rating: 7.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

Nusenda Credit Union is dedicated to excellent member service, care for our community, and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values.

As an employer of choice, we invest in people and their careers. Our competitive employee benefits include several health and wellness options, competitive 401(k) matching contributions, professional development, and tuition assistance and more!

Thank you for your interest in joining the Nusenda team!

We are currently seeking an Indirect Lending Credit Officer to join our organization. As the Indirect Lending Credit Officer, you will be responsible for evaluating loan quality by fully underwriting, identifying, assessing, and reporting credit risks in all indirect consumer loan types in accordance with credit union policy and guidelines. You will work with dealerships to clear underwriting conditions and/or stipulations while understanding required documentation for making a well-educated underwriting decision. You will ensure that the credit union’s members and auto dealerships are provided a market-leading service relationship with an emphasis on both credit quality and increasing market share by enhancing dealer relationships and providing best-in-class service.

To thrive in this role, you should have One to Five years of similar or related experience and an Associate's Degree.

What You'll Do:

  • Evaluate loan quality by fully underwriting, identifying, assessing, and reporting credit risks in all indirect consumer loan types in accordance with credit union policy and guidelines.
  • Work with dealerships to clear underwriting conditions and/or stipulations while understanding required documentation for making a well-educated underwriting decision.
  • Ensures that the credit union’s members and auto dealerships are provided a market-leading service relationship with an emphasis on both credit quality and increasing market share by enhancing dealer relationships and providing best-in-class service.

What You'll Need:

  • One to three years of similar or related experience.
  • Associate’s Degree in business or related field.

Key Skills and Experience:

  • Review and determine approval of indirect loans submitted to the Credit Union.

  • Decisions loan applications within the Lending Authority and communicates decisions with Member Experience staff and/or external vendors.

  • Ensure adherence to established underwriting procedures and policies to include validating required documents.

  • Build and maintain relationships with internal and external contacts through daily and follow up communication by phone, email etc.

  • Provide consultative feedback to increase product knowledge, identify opportunities, and increase understanding of decision conditions to enhance member service.

    We are searching for candidates who have open availability Monday through Friday, 11:00 AM to 8:00 PM; Saturdays, 12:00 PM to 8:00 PM. Availability to work holidays as business needs require.

Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

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