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Indirect Auto Lending Jobs (NOW HIRING)

Upstart

Senior Loan Processor, Auto

Columbus, OH

Knowledge of auto lending operations, including auto refinance, indirect auto lending, or secured lending products * Ability to identify process inefficiencies and contribute recommendations that ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · Hybrid

If you have had proven success in your past career with auto financing and/or indirect lending functions and are looking to expand business development with auto dealerships, this may be the job for ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · On-site

If you have had proven success in your past career with auto financing and/or indirect lending functions and are looking to expand business development with auto dealerships, this may be the job for ...

Upstart

Senior Loan Processor, Auto

Columbus, OH · On-site

Knowledge of auto lending operations, including auto refinance, indirect auto lending, or secured lending products * Ability to identify process inefficiencies and contribute recommendations that ...

Upstart

Director, Consumer Credit Portfolio Solutions

OR · On-site +1

Lead the execution of go-to-market initiatives across Personal Loans, HELOC, Indirect Auto, and future marketplace products. * Develop executive relationships with CEOs, CFOs, Chief Lending Officers ...

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Indirect Auto Lending information

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How much do indirect auto lending jobs pay per hour?

As of Jul 20, 2026, the average hourly pay for indirect auto lending in the United States is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $20.43 and $26.92 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Indirect Auto Lending position, and why are they important?

To thrive in Indirect Auto Lending, you need strong analytical skills, an understanding of credit risk assessment, and experience in financial services or lending, often supported by a relevant degree. Familiarity with loan origination systems (LOS), credit bureau platforms, and compliance certifications like FCRA or AML are highly beneficial. Outstanding communication, relationship management, and negotiation abilities help you build and maintain partnerships with auto dealerships. These competencies are crucial for efficiently evaluating loan applications, ensuring compliance, and fostering productive client relationships to drive business growth.

What is an Indirect Auto Lending job?

An Indirect Auto Lending job involves working with auto dealerships to facilitate vehicle financing for customers through a financial institution. Professionals in this role evaluate loan applications, establish relationships with dealers, and ensure compliance with lending guidelines. They analyze creditworthiness, negotiate terms, and support dealers in closing deals efficiently. This position requires strong financial analysis skills, knowledge of lending practices, and the ability to build strong business relationships.

What is an example of indirect lending?

Indirect auto lending involves a third party, such as a car dealership, arranging financing for a borrower through a lender. The lender provides the loan based on the dealership's recommendation, and the borrower makes payments directly to the lender. This process often requires the lender to evaluate the borrower's creditworthiness and approve the loan before the vehicle purchase is finalized.

What is an indirect auto lender?

An indirect auto lender is a financial institution or dealership that provides auto loans through third-party channels, such as car dealerships, rather than directly to consumers. These lenders often work with dealerships to approve and fund vehicle financing, requiring knowledge of credit analysis and loan processing. The role involves evaluating borrower creditworthiness and managing loan documentation within a sales environment.

How much does an indirect lender make?

An indirect auto lender typically earns a base salary plus commissions or bonuses based on the number of loans they facilitate. The average annual income for an indirect auto lender ranges from $40,000 to $70,000, with experienced professionals or those working in high-volume dealerships earning higher compensation. Compensation can also include benefits and incentives related to loan performance and sales targets.

What are the typical daily responsibilities of someone working in Indirect Auto Lending?

In an Indirect Auto Lending role, your typical day involves reviewing and underwriting auto loan applications submitted by dealership partners, assessing applicants' credit profiles, and ensuring deals meet compliance standards. You'll communicate regularly with dealership representatives to clarify application details and negotiate terms, as well as coordinate with internal teams such as credit analysts or funding specialists. Maintaining accurate documentation, updating loan origination systems, and monitoring the overall quality of your loan portfolio are also essential parts of the job. Collaborative teamwork and proactive problem-solving are key to excelling in this dynamic environment.

What does an indirect loan officer do?

An indirect auto loan officer facilitates vehicle financing by working with dealerships to approve and process loan applications for customers. They evaluate creditworthiness, explain loan terms, and ensure compliance with lending policies, often using loan origination software. Strong communication and knowledge of lending regulations are essential for this role.
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Indirect Auto Lending jobs near you
Infographic showing various Indirect Auto Lending job openings in the United States as of July 2026, with employment types broken down into 96% Full Time, and 4% Contract. Highlights an 96% In-person, and 4% Hybrid job distribution, with an average salary of $50,109 per year, or $24.1 per hour.
Indirect Auto Lending - Indirect Loan Processor

Indirect Auto Lending - Indirect Loan Processor

Mission Federal Credit Union

San Diego, CA • On-site

$27.50 - $30.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago

Job description

Love fast-paced environments and have an eye for detail? Ready to be the behind-the-scenes hero who keeps our auto loan process running smoothly? We're looking for someone who thrives on staying organized, processing with precision, and delivering exceptional service to our dealer partners and members. If these all describe you, the Indirect Loan Processor role might be your perfect match.
Below are a few more details:
  • Review and process auto loan and lease packages from dealer partners
  • Collect missing documents and follow up with dealerships and members
  • Verify employment, insurance, and income information
  • Open new accounts and create accurate loan records
  • Support internal teams and ensure files are complete, compliant, and audit-ready

This is a full-time, in-office position and a great opportunity to really have an impact at a well-respected and established community focused credit union in San Diego County.
Here is what we are seeking:
  • High School Diploma, G.E.D., or equivalent is required-college coursework or certifications in finance are a plus
  • At least one year of experience processing auto loans at a financial institution, with a strong grasp of lending procedures and documentation
  • Familiarity with credit reports, consumer lending practices, and financial regulations is highly preferred

Skills That'll Make You a Great Fit:
  • Excellent verbal and written communication, with strong member and dealer service skills
  • Sharp attention to detail, time management, and the ability to multitask in a fast-paced environment
  • A positive, team-oriented mindset with a proactive approach to problem-solving
  • Comfortable navigating systems like Microsoft Office, Symitar, MeridianLink, and web-based tools

What we offer:
  • Great team!
  • Award winning culture!
  • You can't beat a role in sunny San Diego!
  • 18 days of PTO in your first year plus 12 holidays a year!
  • Full 6% 401(k) match
  • Complete benefits package including medical, dental, vision, life insurance, etc.
  • On-site gym

If this sounds like an amazing opportunity to you (because ya, it is!), we want to hear from you!
Base Pay/Salary: $27.50 - $30.50 per hour*
*Actual base pay within this range will be determined by several components, including but not limited to, relevant experience, internal equity, skills, qualifications, and other job-related factors permitted by law.
Your privacy is very important to Mission Federal Credit Union. The California Consumer Privacy Act ("CCPA")/ California Privacy Rights Act (CPRA) requires Mission Federal Credit Union to inform California residents, including job applicants, of the categories of personal information we collect and the purpose for which the personal information will be used. This job applicant notice and the CCPA/CPRA notice provides the disclosures required by the CCPA/CPRA and applies only to applicants who are subject to the CCPA/CPRA.
Mission Federal Credit Union is an Equal Opportunity Employer. All applicants will receive consideration without regard to race, sex, color, creed, religion, age, marital status, sexual orientation, national origin, physical or mental disability, veteran status, or any other class protected by law. INDMF #LI-Onsite

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