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Indirect Auto Lending Jobs (NOW HIRING)

Upstart

Senior Loan Processor, Auto

Columbus, OH

Knowledge of auto lending operations, including auto refinance, indirect auto lending, or secured lending products * Ability to identify process inefficiencies and contribute recommendations that ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · Hybrid

If you have had proven success in your past career with auto financing and/or indirect lending functions and are looking to expand business development with auto dealerships, this may be the job for ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · On-site

If you have had proven success in your past career with auto financing and/or indirect lending functions and are looking to expand business development with auto dealerships, this may be the job for ...

UpStart

Senior Loan Processor, Auto

Columbus, OH · On-site

Knowledge of auto lending operations, including auto refinance, indirect auto lending, or secured lending products * Ability to identify process inefficiencies and contribute recommendations that ...

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Indirect Auto Lending information

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How much do indirect auto lending jobs pay per hour?

As of Jun 28, 2026, the average hourly pay for indirect auto lending in the United States is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $20.43 and $26.92 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Indirect Auto Lending position, and why are they important?

To thrive in Indirect Auto Lending, you need strong analytical skills, an understanding of credit risk assessment, and experience in financial services or lending, often supported by a relevant degree. Familiarity with loan origination systems (LOS), credit bureau platforms, and compliance certifications like FCRA or AML are highly beneficial. Outstanding communication, relationship management, and negotiation abilities help you build and maintain partnerships with auto dealerships. These competencies are crucial for efficiently evaluating loan applications, ensuring compliance, and fostering productive client relationships to drive business growth.

What is an Indirect Auto Lending job?

An Indirect Auto Lending job involves working with auto dealerships to facilitate vehicle financing for customers through a financial institution. Professionals in this role evaluate loan applications, establish relationships with dealers, and ensure compliance with lending guidelines. They analyze creditworthiness, negotiate terms, and support dealers in closing deals efficiently. This position requires strong financial analysis skills, knowledge of lending practices, and the ability to build strong business relationships.

What are the typical daily responsibilities of someone working in Indirect Auto Lending?

In an Indirect Auto Lending role, your typical day involves reviewing and underwriting auto loan applications submitted by dealership partners, assessing applicants' credit profiles, and ensuring deals meet compliance standards. You'll communicate regularly with dealership representatives to clarify application details and negotiate terms, as well as coordinate with internal teams such as credit analysts or funding specialists. Maintaining accurate documentation, updating loan origination systems, and monitoring the overall quality of your loan portfolio are also essential parts of the job. Collaborative teamwork and proactive problem-solving are key to excelling in this dynamic environment.

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What cities are hiring for Indirect Auto Lending jobs? Cities with the most Indirect Auto Lending job openings:
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Indirect Auto Lending jobs near you
Infographic showing various Indirect Auto Lending job openings in the United States as of June 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $50,109 per year, or $24.1 per hour.

Indirect Auto Lending Underwriter - Fort Worth, TX

EECU

Fort Worth, TX • On-site

Full-time

Posted 4 days ago

Job description

Do you have a passion for Indirect Auto Lending?

EECU is on the hunt for a detail-driven Underwriter ready to make an impact! Ready to join our fast-paced and dynamic Indirect Lending team?

The Indirect Underwriter will be responsible for underwriting all auto loans that originate at an indirect dealership, and help drive smart decisions that fuel success!

The Indirect Underwriter will be in training in office for the first 6 months, then can be on a hybrid scheduled after that, if in good standing. Hybrid schedule on weekly basis will be 3 days in office and 2 days remote.


To be eligible for hybrid work, you must show that you can successfully work independently and meet productivity goals. Also you must have a reliable wired, high speed internet and broadband connection (20Mbps+ download speed/ 5Mbps+ upload speed). Applicants must provide this requirement has been met. You provide the high-speed internet. We will provide everything else (computer, monitor, keyboard, mouse, headset).

Key Responsibilities for the Indirect Underwriter. Must possess the ability to understand and implement the lending guidelines to maintain an acceptable credit risk. Loans submitted through indirect must comply with EECU’s lending criteria and SOP’s, as well as State requirements; therefore, Underwriter must maintain working knowledge of all State and Federal guidelines, as well as EECU’s internal policies.


  • The Indirect Underwriter will be directly responsible for responding to dealers in a timely manner on all loan applications and requesting the contacts are submitted to EECU for all approved loan requests. Will work directly with the dealer any contracts issues that fall outside of original approval. Position requires diplomacy and tact in working directly with dealers.
  • Indirect Underwriter will provide additional assistance in obtaining any outstanding chargeback, dealer reserve, and lien perfection on indirect accounts. Indirect Underwriter will call on dealers to assist in building strong dealer relationships. Indirect Underwriter will provide assistance on calculating chargeback’s and dealer reserves to ensure compliance.
  • Indirect Underwriter is also responsible for maintaining a charge-off portfolio of less than 1%. Position will require feedback to management from the dealers, to allow management the opportunity to adjust the indirect lending program.
Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training.

Candidates for EECU should possess the following knowledge and experience:

  • 2-3 years underwriting experience preferred.
  • Must possess a level of patience when dealing with dealers in order to facilitate a proper lending decision.
  • Must possess good verbal and written communication skills.
  • Excel knowledge is preferred. Must have advanced computer proficiency.
  • Requires sales or customer service background
  • Knowledge of the credit union operations
  • Must be an experienced underwriter, preferably with an indirect lending background
  • Must have analytical skills and be goal driven.
  • A high school degree or equivalent is required with a college degree or business related education is preferred.
  • To be available Monday- Saturday with shifts starting between 8am and 11am, primary 10am -7pm shift. Availability to potential to work every Saturday.
  • EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions.

For more than 90 years, Fort Worth-based EECU community credit union has been committed to providing members A Better Way of Banking®. Today, EECU is one of the largest credit unions in Texas with over $4.5 billion in USD assets and serves over 311,000 members through 22 financial centers across North Texas. In the true spirit of the credit union philosophy “people helping people” EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award for employee volunteerism, named Best Bank/Credit Union by the Fort Worth Star Telegram’s readers, and became the 1st credit union in Fort Worth to become Blue Zones certified for promoting employee well-being.

EECU is an EOE/Vets/Disabled Employer.

We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability.

For more information on our organization and benefits please visit EECU Careers at www.eecu.org/careers.