Apply internal credit risk policies and investor guidelines to underwrite loan applications with accuracy and consistency. * Collaborate with Account Executives and Account Managers to gather ...
Quick apply
Apply internal credit risk policies and investor guidelines to underwrite loan applications with accuracy and consistency. * Collaborate with Account Executives and Account Managers to gather ...
Credit Risk Analyst
Chicago, IL · On-site
$100K - $130K/yr
Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working ...
Credit Risk Analyst
Chicago, IL · On-site
$100K - $130K/yr
Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working ...
Credit Risk Analyst
Chicago, IL · Hybrid
$100K - $130K/yr
Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working ...
Credit Risk Analyst
Chicago, IL · Hybrid
$100K - $130K/yr
Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working ...
Identify emerging credit risk trends and recommend strategies to mitigate enterprise risk and improve underwriting quality. * Partner with internal stakeholders, including Credit, Customer Engagement ...
New
Identify emerging credit risk trends and recommend strategies to mitigate enterprise risk and improve underwriting quality. * Partner with internal stakeholders, including Credit, Customer Engagement ...
New
Identify emerging credit risk trends and recommend strategies to mitigate enterprise risk and improve underwriting quality. * Partner with internal stakeholders, including Credit, Customer Engagement ...
Identify emerging credit risk trends and recommend strategies to mitigate enterprise risk and improve underwriting quality. * Partner with internal stakeholders, including Credit, Customer Engagement ...
Identify emerging credit risk trends and recommend strategies to mitigate enterprise risk and improve underwriting quality. * Partner with internal stakeholders, including Credit, Customer Engagement ...
New
Identify emerging credit risk trends and recommend strategies to mitigate enterprise risk and improve underwriting quality. * Partner with internal stakeholders, including Credit, Customer Engagement ...
New
Identify emerging credit risk trends and recommend strategies to mitigate enterprise risk and improve underwriting quality. * Partner with internal stakeholders, including Credit, Customer Engagement ...
New
Identify emerging credit risk trends and recommend strategies to mitigate enterprise risk and improve underwriting quality. * Partner with internal stakeholders, including Credit, Customer Engagement ...
New
Credit Risk Lead
Atlanta, GA · On-site
Medical
Dental
Vision
Life
Retirement
PTO
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company ...
Credit Risk Lead
Atlanta, GA · On-site
Medical
Dental
Vision
Life
Retirement
PTO
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company ...
Credit Risk Lead
Atlanta, GA · On-site
$100 - $130/hr
Medical
Dental
Vision
Life
Retirement
PTO
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company ...
Credit Risk Lead
Atlanta, GA · On-site
$100 - $130/hr
Medical
Dental
Vision
Life
Retirement
PTO
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company ...
Credit Risk Specialist
Medical
Life
Retirement
PTO
The individual will also support the underwriting and ongoing review of Wealth Management credit ... Demonstrate strong risk mindset and intellectual independence. * Balance quantitative rigor with ...
Credit Risk Specialist
Medical
Life
Retirement
PTO
The individual will also support the underwriting and ongoing review of Wealth Management credit ... Demonstrate strong risk mindset and intellectual independence. * Balance quantitative rigor with ...
Credit Risk Associate
Medical
Life
Retirement
PTO
Wells Fargo is seeking a Credit Risk Associate within the Wealth & Investment Management (WIM ... Support the underwriting and ongoing evaluation of Wealth Management lending exposures for high-net ...
Credit Risk Associate
Medical
Life
Retirement
PTO
Wells Fargo is seeking a Credit Risk Associate within the Wealth & Investment Management (WIM ... Support the underwriting and ongoing evaluation of Wealth Management lending exposures for high-net ...
Risk Underwriter
Princeton, NJ · Hybrid
Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... As a member of the US Risk Underwriting team you will be expected to perform the following:
Risk Underwriter
Princeton, NJ · Hybrid
Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... As a member of the US Risk Underwriting team you will be expected to perform the following:
Risk Underwriter
Princeton, NJ · On-site
Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... As a member of the US Risk Underwriting team you will be expected to perform the following:
Risk Underwriter
Princeton, NJ · On-site
Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... As a member of the US Risk Underwriting team you will be expected to perform the following:
Senior Credit Risk Analyst
Atlanta, GA · On-site
Medical
Dental
Vision
Life
Retirement
PTO
In this role, you will support the US credit risk and underwriting team, working on innovative credit strategy initiatives that help us make consistent, high-quality credit decisions aligned with the ...
New
Senior Credit Risk Analyst
Atlanta, GA · On-site
Medical
Dental
Vision
Life
Retirement
PTO
In this role, you will support the US credit risk and underwriting team, working on innovative credit strategy initiatives that help us make consistent, high-quality credit decisions aligned with the ...
New
Vice President, Credit Risk
Medical
Life
Retirement
PTO
Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk ... We are underwriters of risk, growth, progress and opportunity. We are a global team focused on ...
Vice President, Credit Risk
Medical
Life
Retirement
PTO
Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk ... We are underwriters of risk, growth, progress and opportunity. We are a global team focused on ...
Vice President, Credit Risk
Medical
Life
Retirement
PTO
Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk ... We are underwriters of risk, growth, progress and opportunity. We are a global team focused on ...
Vice President, Credit Risk
Medical
Life
Retirement
PTO
Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk ... We are underwriters of risk, growth, progress and opportunity. We are a global team focused on ...
Vice President, Credit Risk
Warren, NJ · On-site
Medical
Life
Retirement
PTO
Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk ... We are underwriters of risk, growth, progress and opportunity. We are a global team focused on ...
Vice President, Credit Risk
Warren, NJ · On-site
Medical
Life
Retirement
PTO
Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk ... We are underwriters of risk, growth, progress and opportunity. We are a global team focused on ...
Specialist, Credit Risk
Pittsburgh, PA · On-site
Medical
Dental
Vision
Life
Retirement
PTO
Trained to underwrite credit transactions and manage credit relationships. Operational Credit Risk: With direct guidance, assists with the completion of numerous credit processing and assessment ...
Specialist, Credit Risk
Pittsburgh, PA · On-site
Medical
Dental
Vision
Life
Retirement
PTO
Trained to underwrite credit transactions and manage credit relationships. Operational Credit Risk: With direct guidance, assists with the completion of numerous credit processing and assessment ...
Vice President, Credit Risk
Medical
Life
Retirement
PTO
Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk ... We are underwriters of risk, growth, progress and opportunity. We are a global team focused on ...
Vice President, Credit Risk
Medical
Life
Retirement
PTO
Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk ... We are underwriters of risk, growth, progress and opportunity. We are a global team focused on ...
Specialist, Credit Risk
Pittsburgh, PA · On-site
Trained to underwrite credit transactions and manage credit relationships. Operational Credit Risk: With direct guidance, assists with the completion of numerous credit processing and assessment ...
Specialist, Credit Risk
Pittsburgh, PA · On-site
Trained to underwrite credit transactions and manage credit relationships. Operational Credit Risk: With direct guidance, assists with the completion of numerous credit processing and assessment ...
Credit Risk Underwriter information
See salary details
$46.5K - $55.8K
9% of jobs
$55.8K - $65K
8% of jobs
$67.3K is the 25th percentile. Wages below this are outliers.
$65K - $74.3K
29% of jobs
The median wage is $75.7K / yr.
$74.3K - $83.6K
18% of jobs
$83.6K - $92.9K
8% of jobs
$94.8K is the 75th percentile. Wages above this are outliers.
$92.9K - $102.1K
6% of jobs
$102.1K - $111.4K
4% of jobs
$111.4K - $120.7K
4% of jobs
$120.7K - $130K
5% of jobs
$130K - $139.2K
5% of jobs
$139.2K - $148.5K
1% of jobs
$46.5K
$87.3K
$148.5K
How much do credit risk underwriter jobs pay per year?
As of Aug 14, 2026, the average yearly pay for credit risk underwriter in the United States is $87,290.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $101,500.00 per year, depending on experience, location, and employer.
What is credit risk underwriting?
Credit risk underwriting is the process used by credit risk underwriters to assess the likelihood that a borrower will default on a loan or credit obligation. It involves analyzing financial statements, credit history, and other relevant data to determine the level of risk and appropriate credit terms. Underwriters use tools like credit scoring models and adhere to lending policies to make informed decisions.
What is a credit risk underwriter?
A Credit Risk Underwriter evaluates the creditworthiness of individuals or businesses applying for loans, credit lines, or financial products. They analyze financial statements, credit reports, and risk factors to determine the likelihood of repayment. Their goal is to minimize financial risk for lenders while ensuring responsible lending practices. Underwriters use financial models, industry guidelines, and company policies to assess applications and decide on approvals, declines, or modifications.
What are the key skills and qualifications needed to thrive as a credit risk underwriter?
To excel as a Credit Risk Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of financial statements and credit principles, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, loan origination systems, and relevant certifications such as CFA or CRC is highly beneficial. Excellent communication, decision-making, and problem-solving skills help candidates collaborate effectively and handle complex risk scenarios. These competencies are crucial to accurately assess creditworthiness, minimize financial risk, and ensure the organization's lending decisions are sound.
What are the typical challenges faced by a credit risk underwriter, and how are they managed?
Credit Risk Underwriters often handle complex financial profiles and must balance thorough risk assessment with the need to process applications efficiently. Managing tight deadlines, adapting to changing regulatory requirements, and navigating ambiguous or incomplete financial information are common challenges. Effective underwriters leverage teamwork, advanced analytics tools, and ongoing professional development to stay current with industry trends and best practices. By working closely with loan officers, compliance teams, and risk managers, they ensure informed lending decisions while maintaining high standards of accuracy and compliance.
More about Credit Risk Underwriter jobs
What cities are hiring for Credit Risk Underwriter jobs?
Cities with the most Credit Risk Underwriter job openings:
What are the most commonly searched types of Credit Risk Underwriter jobs?
The most popular types of Credit Risk Underwriter jobs are:
What states have the most Credit Risk Underwriter jobs?
States with the most job openings for Credit Risk Underwriter jobs include:
What job categories do people searching Credit Risk Underwriter jobs look for?
The top searched job categories for Credit Risk Underwriter jobs are:
Full-time
Re-posted 2 days ago
Job description
Description:
• Review and analyze credit applications, financial statements, and credit reports to determine borrower risk profiles.
• Assess risk related to income, assets, collateral, and credit history across various lending products.
• Apply internal credit risk policies and investor guidelines to underwrite loan applications with accuracy and consistency.
• Collaborate with Account Executives and Account Managers to gather documentation and clarify broker scenarios.
• Make credit decisions and issue conditional loan approvals, suspensions, or denials with clear rationale.
• Identify and escalate high-risk files or exceptions for further review or senior credit approval.
• Contribute to credit risk reporting and performance monitoring by documenting findings and trends.
• Stay current on credit risk management best practices, industry trends, and regulatory updates.
• Support audits, quality control reviews, and internal policy updates as needed.
• Maintain turnaround time targets while delivering high-quality credit decisions.
• Review loans for second level review that have been recommended for denial.
• Complete PFQC on loans in process to ensure quality.
Requirements:• 3+ years of experience in credit risk underwriting within consumer or mortgage lending.
• Strong understanding of credit analysis, income documentation, debt-to-income calculations, and collateral evaluation.
• Familiarity with credit risk frameworks, regulatory guidelines (e.g., Dodd-Frank, ECOA), and investor requirements.
• Experience with underwriting tools and loan origination systems (LOS), such as Encompass, Meridian Link, or similar platforms.
• Proven ability to make sound risk-based decisions with strong attention to detail.
• Excellent written and verbal communication skills, with the ability to clearly articulate credit decisions.
• Ability to thrive in a fast-paced environment and manage competing priorities.
• Commitment to responsible lending, regulatory compliance, and operational excellence.
About Champions Funding
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
51 - 200 Employees
Headquarters location
Gilbert, AZ, US
Year founded
2021