Job Title Credit Risk Underwriter As a Credit Risk Underwriter, you review merchant processing applications and assess risk to support timely, accurate underwriting decisions. You work with sales ...
Job Title Credit Risk Underwriter As a Credit Risk Underwriter, you review merchant processing applications and assess risk to support timely, accurate underwriting decisions. You work with sales ...
Credit Risk Lead
Atlanta, GA · On-site
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company ...
Credit Risk Lead
Atlanta, GA · On-site
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company ...
Wells Fargo is seeking a Credit Risk Associate within the Wealth & Investment Management (WIM ... Support the underwriting and ongoing evaluation of Wealth Management lending exposures for high-net ...
Wells Fargo is seeking a Credit Risk Associate within the Wealth & Investment Management (WIM ... Support the underwriting and ongoing evaluation of Wealth Management lending exposures for high-net ...
The individual will also support the underwriting and ongoing review of Wealth Management credit ... Demonstrate strong risk mindset and intellectual independence. * Balance quantitative rigor with ...
The individual will also support the underwriting and ongoing review of Wealth Management credit ... Demonstrate strong risk mindset and intellectual independence. * Balance quantitative rigor with ...
Credit Risk Manager
OR · On-site +1
Provide independent challenge and oversight of credit policies, underwriting performance, and risk ... management practices while balancing innovation and prudent risk management. Minimum Qualifications
Credit Risk Manager
OR · On-site +1
Provide independent challenge and oversight of credit policies, underwriting performance, and risk ... management practices while balancing innovation and prudent risk management. Minimum Qualifications
Risk Underwriter
Fairfield, OH · Hybrid
Our Risk Underwriter will be responsible for providing comprehensive credit analysis of both perspective and existing customers. This role will conduct risk analysis which includes reviewing Credit ...
Risk Underwriter
Fairfield, OH · Hybrid
Our Risk Underwriter will be responsible for providing comprehensive credit analysis of both perspective and existing customers. This role will conduct risk analysis which includes reviewing Credit ...
Credit Risk Analyst
Middletown, OH · On-site
The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending ... Background in lending and underwriting preferred MyUSA Credit Union is an equal opportunity ...
Credit Risk Analyst
Middletown, OH · On-site
The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending ... Background in lending and underwriting preferred MyUSA Credit Union is an equal opportunity ...
Risk Underwriter
Fairfield, OH · On-site
Our Risk Underwriter will be responsible for providing comprehensive credit analysis of both perspective and existing customers. This role will conduct risk analysis which includes reviewing Credit ...
Risk Underwriter
Fairfield, OH · On-site
Our Risk Underwriter will be responsible for providing comprehensive credit analysis of both perspective and existing customers. This role will conduct risk analysis which includes reviewing Credit ...
Provide independent challenge and oversight of credit policies, underwriting performance, and risk ... management practices while balancing innovation and prudent risk management. Minimum Qualifications
Provide independent challenge and oversight of credit policies, underwriting performance, and risk ... management practices while balancing innovation and prudent risk management. Minimum Qualifications
Design, develop, and produce reporting for underwriting quality and credit performance. * Perform ... risk analytics in consumer lending. * Excellent communication (verbal and written) with the ability ...
Design, develop, and produce reporting for underwriting quality and credit performance. * Perform ... risk analytics in consumer lending. * Excellent communication (verbal and written) with the ability ...
Credit Underwriter
Athens, AL · On-site
Job Title: Credit Underwriter Position Summary: The Credit Underwriter will be responsible for ... Credit Risk Assessment: Conduct thorough assessments of borrower creditworthiness, using financial ...
Credit Underwriter
Athens, AL · On-site
Job Title: Credit Underwriter Position Summary: The Credit Underwriter will be responsible for ... Credit Risk Assessment: Conduct thorough assessments of borrower creditworthiness, using financial ...
Job Title: Credit Underwriter Position Summary: The Credit Underwriter will be responsible for ... Credit Risk Assessment: Conduct thorough assessments of borrower creditworthiness, using financial ...
Job Title: Credit Underwriter Position Summary: The Credit Underwriter will be responsible for ... Credit Risk Assessment: Conduct thorough assessments of borrower creditworthiness, using financial ...
The VP is responsible for ensuring credit quality, sound underwriting standards, and regulatory ... Conduct financial and risk assessment reviews (payer mix, reimbursement rate sensitivity ...
The VP is responsible for ensuring credit quality, sound underwriting standards, and regulatory ... Conduct financial and risk assessment reviews (payer mix, reimbursement rate sensitivity ...
As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...
As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...
VP, Commercial Credit Risk
Fort Lee, NJ · On-site
Providing risk-based challenge to first-line underwriting assumptions * Document independent risk opinions and escalate material credit concerns to the CCRO and/or Credit Committee * Conduct ...
VP, Commercial Credit Risk
Fort Lee, NJ · On-site
Providing risk-based challenge to first-line underwriting assumptions * Document independent risk opinions and escalate material credit concerns to the CCRO and/or Credit Committee * Conduct ...
As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...
As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...
Credit Risk Manager
New York, NY · Remote
$100K - $110K/yr
Underwriting & New Accounts: Define and optimize credit strategies for new account approvals, ensuring robust risk controls while enabling growth. Deploy test and learn mechanisms. Have complete ...
Quick apply
Credit Risk Manager
New York, NY · Remote
$100K - $110K/yr
Underwriting & New Accounts: Define and optimize credit strategies for new account approvals, ensuring robust risk controls while enabling growth. Deploy test and learn mechanisms. Have complete ...
Professionals in the Division assess and actively manage risk, trade securities, and structure as ... Due Diligence & Credit Risk Underwriting * Assess, underwrite and "own" the counterparty credit ...
Professionals in the Division assess and actively manage risk, trade securities, and structure as ... Due Diligence & Credit Risk Underwriting * Assess, underwrite and "own" the counterparty credit ...
Professionals in the Division assess and actively manage risk, trade securities, and structure as ... Due Diligence & Credit Risk Underwriting * Assess, underwrite and "own" the counterparty credit ...
Professionals in the Division assess and actively manage risk, trade securities, and structure as ... Due Diligence & Credit Risk Underwriting * Assess, underwrite and "own" the counterparty credit ...
The manager partners with underwriting, operations, systems, compliance, collections, branches ... Identifies credit risk trends and prepares recommendations for policy, process, pricing ...
The manager partners with underwriting, operations, systems, compliance, collections, branches ... Identifies credit risk trends and prepares recommendations for policy, process, pricing ...
Credit Risk Underwriter information
See salary details
$46.5K - $55.8K
9% of jobs
$55.8K - $65K
8% of jobs
$67.3K is the 25th percentile. Wages below this are outliers.
$65K - $74.3K
29% of jobs
The median wage is $75.7K / yr.
$74.3K - $83.6K
18% of jobs
$83.6K - $92.9K
8% of jobs
$94.8K is the 75th percentile. Wages above this are outliers.
$92.9K - $102.1K
6% of jobs
$102.1K - $111.4K
4% of jobs
$111.4K - $120.7K
4% of jobs
$120.7K - $130K
5% of jobs
$130K - $139.2K
5% of jobs
$139.2K - $148.5K
1% of jobs
$46.5K
$87.3K
$148.5K
How much do credit risk underwriter jobs pay per year?
As of Jul 25, 2026, the average yearly pay for credit risk underwriter in the United States is $87,290.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $101,500.00 per year, depending on experience, location, and employer.
What is a Credit Risk Underwriter job?
A Credit Risk Underwriter evaluates the creditworthiness of individuals or businesses applying for loans, credit lines, or financial products. They analyze financial statements, credit reports, and risk factors to determine the likelihood of repayment. Their goal is to minimize financial risk for lenders while ensuring responsible lending practices. Underwriters use financial models, industry guidelines, and company policies to assess applications and decide on approvals, declines, or modifications.
What are the key skills and qualifications needed to thrive in the Credit Risk Underwriter position, and why are they important?
To excel as a Credit Risk Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of financial statements and credit principles, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, loan origination systems, and relevant certifications such as CFA or CRC is highly beneficial. Excellent communication, decision-making, and problem-solving skills help candidates collaborate effectively and handle complex risk scenarios. These competencies are crucial to accurately assess creditworthiness, minimize financial risk, and ensure the organization's lending decisions are sound.
What are the typical challenges faced by a Credit Risk Underwriter, and how are they managed?
Credit Risk Underwriters often handle complex financial profiles and must balance thorough risk assessment with the need to process applications efficiently. Managing tight deadlines, adapting to changing regulatory requirements, and navigating ambiguous or incomplete financial information are common challenges. Effective underwriters leverage teamwork, advanced analytics tools, and ongoing professional development to stay current with industry trends and best practices. By working closely with loan officers, compliance teams, and risk managers, they ensure informed lending decisions while maintaining high standards of accuracy and compliance.
More about Credit Risk Underwriter jobs
What cities are hiring for Credit Risk Underwriter jobs? Cities with the most Credit Risk Underwriter job openings:
What are the most commonly searched types of Credit Risk Underwriter jobs? The most popular types of Credit Risk Underwriter jobs are:
What states have the most Credit Risk Underwriter jobs? States with the most job openings for Credit Risk Underwriter jobs include:
What job categories do people searching Credit Risk Underwriter jobs look for? The top searched job categories for Credit Risk Underwriter jobs are:
Full-time
Medical, Dental, Vision, Life, Retirement
Posted 13 days ago
Fiserv rating
7.7
Based on 95 frontline employees who took The Breakroom Quiz
106th of 150 rated financial services
Job description
Calling all innovators - find your future at Fiserv.
We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Job Title
Credit Risk Underwriter
As a Credit Risk Underwriter, you review merchant processing applications and assess risk to support timely, accurate underwriting decisions. You work with sales partners, merchants, processors, and internal underwriting teams to verify application quality, evaluate credit exposure, and resolve issues. Your work helps protect the business, maintain service level agreement (SLA) performance, and support client growth through sound risk decisions.
What you'll do:
Experience you'll need to have:
Experience that would be great to have:
How you'll work:
Sponsorship:
You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.
Benefits at Fiserv:
This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island, Vermont, Virginia, Maine or Washington.
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.
Thank you for considering employment with Fiserv. Please:
Our commitment to Equal Opportunity:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.
Note to agencies:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Warning about fake job posts:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.
We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Job Title
Credit Risk Underwriter
As a Credit Risk Underwriter, you review merchant processing applications and assess risk to support timely, accurate underwriting decisions. You work with sales partners, merchants, processors, and internal underwriting teams to verify application quality, evaluate credit exposure, and resolve issues. Your work helps protect the business, maintain service level agreement (SLA) performance, and support client growth through sound risk decisions.
What you'll do:
- Work on-site Monday through Friday and collaborate in person with underwriting, sales, and operational partners.
- Review incoming merchant processing applications and assess information to support underwriting decisions.
- Track and monitor applications throughout the underwriting process to ensure processing within service level agreements (SLAs).
- Verify the quality, completeness, and accuracy of application documentation and supporting materials.
- Use third-party resources to validate business operations, ownership details, and business demographics.
- Communicate with sales partners, merchants, and processors to resolve risk and underwriting questions or issues.
- Analyze documentation, reports, and credit data to assess merchant credit risk exposure and make recommendations.
- Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.
Experience you'll need to have:
- 3+ years of experience in credit risk, underwriting, merchant processing, financial services, or a related risk evaluation environment.
- 3+ years of experience reviewing individual and business credit reports and applying findings to risk-based decisions.
- 3+ years of experience working with sales partners, merchants, processors, or similar external stakeholders to resolve underwriting or risk-related issues.
- 3+ years of experience using Microsoft Office Suite to document reviews, manage workflows, and communicate findings.
- Experience assessing application quality, interpreting supporting documentation, and using third-party verification tools to evaluate business legitimacy and credit exposure.
- Bachelor's Degree in finance, business, accounting, economics, or a related field, or equivalent combination of education, related experience and/or military experience.
Experience that would be great to have:
- Experience in the merchant processing industry.
- Knowledge of card brand rules and regulations.
- Experience supporting underwriting workflows tied to service level agreement (SLA) performance.
- Experience evaluating small business or merchant application documentation.
How you'll work:
- This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.
- This role requires use of a computer and audio equipment.
Sponsorship:
You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.
Benefits at Fiserv:
- Fuel Your Life program to support your physical, financial, social, and emotional well-being
- Paid holidays and generous time away policies
- No-cost mental health support through Employee Assistance Programs
- Living Proof program to recognize your peers' extra effort with points redeemable for rewards
- Eight Employee Resource Groups to foster a collaborative culture and expand your network
- Unparalleled professional growth with training, development, and internal mobility opportunities
- Medical, dental, vision, life, and disability insurance options available from day one
- Retirement planning and discounted shares with the Employee Stock Purchase Plan
- Tuition assistance and reimbursement program
- Paid parental, caregiver, and military leave
This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island, Vermont, Virginia, Maine or Washington.
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.
Thank you for considering employment with Fiserv. Please:
- Apply using your legal name
- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
Our commitment to Equal Opportunity:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.
Note to agencies:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Warning about fake job posts:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.