ZipRecruiter

Log In

1

Credit Risk Underwriter Jobs (NOW HIRING)

MyUSA Credit Union

Credit Risk Analyst

Middletown, OH

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending ... Background in lending and underwriting preferred MyUSA Credit Union is an equal opportunity ...

BNY Mellon

Specialist, Credit Risk

Pittsburgh, PA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Trained to underwrite credit transactions and manage credit relationships. Operational Credit Risk: With direct guidance, assists with the completion of numerous credit processing and assessment ...

Bryant Bank

Credit Underwriter

Athens, AL · On-site

Job Title: Credit Underwriter Position Summary: The Credit Underwriter will be responsible for ... Credit Risk Assessment: Conduct thorough assessments of borrower creditworthiness, using financial ...

Bryant Bank

Credit Underwriter

Tuscaloosa, AL

Job Title: Credit Underwriter Position Summary: The Credit Underwriter will be responsible for ... Credit Risk Assessment: Conduct thorough assessments of borrower creditworthiness, using financial ...

usauto

Credit Risk Manager

Duluth, GA

Design, develop, and produce reporting for underwriting quality and credit performance. * Perform ... risk analytics in consumer lending. * Excellent communication (verbal and written) with the ability ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · On-site

Providing risk-based challenge to first-line underwriting assumptions * Document independent risk opinions and escalate material credit concerns to the CCRO and/or Credit Committee * Conduct ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · On-site

Providing risk-based challenge to first-line underwriting assumptions * Document independent risk opinions and escalate material credit concerns to the CCRO and/or Credit Committee * Conduct ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · Hybrid

The VP is responsible for ensuring credit quality, sound underwriting standards, and regulatory ... Conduct financial and risk assessment reviews (payer mix, reimbursement rate sensitivity ...

Marqeta

Credit Risk Manager

  • Medical

  • Retirement

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...

MQ Referrals Only

Credit Risk Manager

  • Medical

  • Retirement

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

  • Medical

  • Dental

  • Vision

  • PTO

Underwriting & New Accounts: Define and optimize credit strategies for new account approvals, ensuring robust risk controls while enabling growth. Deploy test and learn mechanisms. Have complete ...

Citigroup, Inc.

Credit Risk Group Manager

Irving, TX · On-site

$188K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Apply credit risk management standards to provide financial/credit analysis, greenlight ... Ensure consistency of underwriting and credit/financial analysis. Adopt best practices in credit ...

Made Card

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

  • Medical

  • Dental

  • Vision

  • PTO

Underwriting & New Accounts: Define and optimize credit strategies for new account approvals, ensuring robust risk controls while enabling growth. Deploy test and learn mechanisms. Have complete ...

Best Egg

Senior Credit Risk Analyst -Verifications

Wilmington, DE · On-site +1

$120K - $140K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Partner with Product, Data Science, Fraud, and Credit Underwriting Turn analysis into clear, high-impact recommendations What You Bring * 5+ years in credit risk, underwriting strategy, or ...

previous pagenext page

Showing results 21-40

All JobsCredit Risk Underwriter Jobs

Credit Risk Underwriter information

See salary details

$46.5K

$87.3K

$148.5K

How much do credit risk underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for credit risk underwriter in the United States is $87,290.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $101,500.00 per year, depending on experience, location, and employer.

What is credit risk underwriting?

Credit risk underwriting is the process used by credit risk underwriters to assess the likelihood that a borrower will default on a loan or credit obligation. It involves analyzing financial statements, credit history, and other relevant data to determine the level of risk and appropriate credit terms. Underwriters use tools like credit scoring models and adhere to lending policies to make informed decisions.

What is a credit risk underwriter?

A Credit Risk Underwriter evaluates the creditworthiness of individuals or businesses applying for loans, credit lines, or financial products. They analyze financial statements, credit reports, and risk factors to determine the likelihood of repayment. Their goal is to minimize financial risk for lenders while ensuring responsible lending practices. Underwriters use financial models, industry guidelines, and company policies to assess applications and decide on approvals, declines, or modifications.

What are the key skills and qualifications needed to thrive as a credit risk underwriter?

To excel as a Credit Risk Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of financial statements and credit principles, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, loan origination systems, and relevant certifications such as CFA or CRC is highly beneficial. Excellent communication, decision-making, and problem-solving skills help candidates collaborate effectively and handle complex risk scenarios. These competencies are crucial to accurately assess creditworthiness, minimize financial risk, and ensure the organization's lending decisions are sound.

What are the typical challenges faced by a credit risk underwriter, and how are they managed?

Credit Risk Underwriters often handle complex financial profiles and must balance thorough risk assessment with the need to process applications efficiently. Managing tight deadlines, adapting to changing regulatory requirements, and navigating ambiguous or incomplete financial information are common challenges. Effective underwriters leverage teamwork, advanced analytics tools, and ongoing professional development to stay current with industry trends and best practices. By working closely with loan officers, compliance teams, and risk managers, they ensure informed lending decisions while maintaining high standards of accuracy and compliance.

More about Credit Risk Underwriter jobs

What cities are hiring for Credit Risk Underwriter jobs?

Cities with the most Credit Risk Underwriter job openings:

What are the most commonly searched types of Credit Risk Underwriter jobs?

The most popular types of Credit Risk Underwriter jobs are:

What states have the most Credit Risk Underwriter jobs?

States with the most job openings for Credit Risk Underwriter jobs include:

What job categories do people searching Credit Risk Underwriter jobs look for?

The top searched job categories for Credit Risk Underwriter jobs are:

Credit Risk Underwriter jobs near you
Infographic showing various Credit Risk Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 5% Hybrid, and 7% Remote job distribution, with an average salary of $87,290 per year, or $42 per hour.

Credit Risk Analyst

MyUSA Credit Union

Middletown, OH

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted just now

Job description

Come grow with us! MyUSA Credit Union is a member-owned, over $350 million financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. Our mission is simple, we serve people, not profits and we deliver top-tier results for our members while remaining affordable, trusted, and local.
We are seeking a full-time, onsite Credit Risk Analyst at our corporate branch in Middletown, OH. The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending activity at MyUSA. They perform credit and risk analysis to assess opportunities for increasing direct lending by analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk.
Responsibilities include:
  • Compiles Loss Scenario Analysis to increase and maximize lending production.
  • Explores, recommends, and implements non-credit bureau-based lending criteria and practice, including AI tools.
  • Assist Lending Manager with development of analytics to maximize ROI of lending initiatives.
  • Develops internal expertise on pre-approval criteria as a credit union core competency.
  • Develops routine reporting and analysis on industry-wide lending plans and initiatives for MyUSA.
  • Ensures compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices.
Qualifications include:
  • Strong organizational and analytical skills
  • Excellent verbal and written communication skills
  • Working knowledge of various lending platforms
  • Strong knowledge of financial institution lending strategies, and credit score models
  • Proficient with Microsoft Office, including Excel, and PowerPoint
  • Bachelor’s degree in business or finance related field, or equivalent through a combination of experience and training
  • Background in lending and underwriting preferred
MyUSA Credit Union is an equal opportunity employer.
Job Type: Full-time, Salary exempt
Benefits:
  • 401(k) Matching to 5%, immediately vested
  • Generous Paid Time Off plans
  • Company paid Life, AD amp;D and Disability Insurance
  • Credit Union membership
  • Health, Dental, amp; Vision insurance
  • Employee Assistance Program
  • Flexible Spending Account
  • Health Savings Account
  • Tuition assistance
  • Referral program
Physical setting:
  • Casual office environment
Schedule:
  • Day shift business hours

Apply