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Independent Loan Processor Jobs (NOW HIRING)

Loan Processor - Payments

Fairfield, CA · On-site

$19.25 - $25.75/hr

Job Title Loan Processor l / Consumer Payment Processing Westamerica is among the largest ... Can work independently with limited supervision. Ability to thrive in an intense working ...

$16.90 - $18.98/hr

Weekly Working Hours: 40 Loan Processor l / Consumer Payment Processing Performs daily charge-off ... Can work independently with limited supervision. Ability to thrive in an intense working ...

$16.90 - $18.98/hr

Weekly Working Hours: 40 Loan Processor l / Consumer Payment Processing Performs daily charge-off ... Can work independently with limited supervision. Ability to thrive in an intense working ...

$16.90 - $18.98/hr

Weekly Working Hours: 40 Loan Processor l / Consumer Payment Processing Performs daily charge-off ... Can work independently with limited supervision. Ability to thrive in an intense working ...

Direct Loan Processor

Melbourne, FL · On-site

$22.18 - $22.68/hr

Demonstrating strong self-motivation and independent problem-solving skills with minimal ... Direct Loan Processor Compensation: * Starting Compensation: $22.18 - $22.68 per hour * Bonus ...

Direct Loan Processor

Hollywood, FL · On-site

$22.18 - $22.68/hr

Demonstrating strong self-motivation and independent problem-solving skills with minimal ... Direct Loan Processor Compensation: * Starting Compensation: $22.18 - $22.68 per hour * Bonus ...

Consumer Loan Processor

Brookfield, WI · On-site

$17.75 - $22.25/hr

Demonstrated success in independent research and issue resolution. 3.Knowledge and understanding of various loan documents, banking processing standards, best practices, and audit control procedures ...

Monitor loan files throughout the processing cycle and ensure deadlines are met. * Maintain ... Ability to work independently while collaborating effectively with team members. * Strong problem ...

Mortgage Loan Processor

Fresno, CA · On-site

$39K - $54K/yr

As a Mortgage Loan Processor, you will play a crucial role in ensuring a smooth and efficient loan ... Ability to work independently and as part of a team in a fast-paced environment. * A commitment to ...

Indirect Loan Processor

Marion, IN · On-site

$16 - $21.25/hr

Indirect Loan Processor The Indirect Loan Processor is responsible for processing all approved ... Demonstrate flexible and efficient time management, ability to work independently and prioritize ...

As a Senior Loan Processor, you'll independently manage a pipeline of loan applications from processing through closing coordination and post-close documentation with limited day-to-day guidance. You ...

Direct Loan Processor

Melbourne, FL · On-site

$22.18 - $22.68/hr

Demonstrating strong self-motivation and independent problem-solving skills with minimal ... Direct Loan Processor Compensation: * Starting Compensation: $22.18 - $22.68 per hour * Bonus ...

Consumer Loan Processor

Brookfield, WI · On-site

$18 - $22.50/hr

Demonstrated success in independent research and issue resolution. 3.Knowledge and understanding of various loan documents, banking processing standards, best practices, and audit control procedures ...

Mortgage Loan Processor

Carmel, IN · On-site

$39K - $54K/yr

Our Mortgage Loan Processor will know they are successful if they do the following confidently and independently... * Take full ownership of the loan file once disclosures have been completed ...

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Independent Loan Processor information

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How much do independent loan processor jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for independent loan processor in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What is an independent loan processor?

An Independent Loan Processor is a self-employed professional who assists mortgage brokers, loan officers, or lending institutions in preparing and verifying loan applications. Their responsibilities include reviewing financial documents, ensuring compliance with lender guidelines, and coordinating with underwriters to facilitate loan approvals. Unlike in-house loan processors, independent processors work on a contract basis, providing flexibility and the ability to serve multiple clients. They play a crucial role in streamlining the mortgage process and ensuring timely closings.

What are the typical daily responsibilities of an independent loan processor?

As an Independent Loan Processor, your daily tasks typically include reviewing and verifying loan application documents, coordinating with borrowers and third parties (such as title companies and appraisers), and ensuring all files are compliant with current lending regulations. You will often manage multiple files at different stages of the process, so strong organizational skills are critical. Additionally, you may communicate directly with underwriters and loan officers to resolve outstanding issues quickly. The role offers variety, autonomy, and an opportunity to develop client relationships, making it a rewarding choice for self-motivated professionals.

What are the key skills and qualifications needed to thrive as an independent loan processor?

To thrive as an Independent Loan Processor, you need a strong background in loan documentation, financial analysis, and regulatory compliance, often supported by experience in mortgage processing or a related financial field. Familiarity with loan origination systems (LOS), credit reporting platforms, and certifications such as NMLS registration are typically necessary. Excellent organizational skills, attention to detail, and clear communication are valuable soft skills for managing multiple loan files and client relationships. These capabilities ensure loans are processed accurately and efficiently, minimizing risk and helping clients achieve timely approvals.

How much do entry level independent loan processors make?

Entry-level independent loan processors typically earn between $35,000 and $50,000 annually, depending on location, experience, and the complexity of loans processed. Compensation may also include bonuses or commissions based on performance and efficiency.

Is an independent loan processor a difficult job?

An independent loan processor's job involves reviewing financial documents, verifying information, and ensuring compliance with lending standards, which requires attention to detail and organizational skills. The difficulty level depends on workload, complexity of cases, and familiarity with loan processing software and regulations, but it generally involves routine tasks with some challenges in managing deadlines and accuracy.
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What cities are hiring for Independent Loan Processor jobs?

Cities with the most Independent Loan Processor job openings:

What are the most commonly searched types of Independent Loan Processor jobs?

The most popular types of Independent Loan Processor jobs are:

What states have the most Independent Loan Processor jobs?

States with the most job openings for Independent Loan Processor jobs include:

Infographic showing various Independent Loan Processor job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, and 7% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Loan Processor - Payments

Westamerica Bank

Fairfield, CA • On-site

$19.25 - $25.75/hr

Other

Re-posted 13 days ago


Westamerica Bank rating

7.6

Company rating: 7.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

98th of 171 rated banks


Job description

Job Title

Loan Processor l / Consumer Payment Processing

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Weekly Working Hours: 40

Performs daily charge-off support functions. Responds to service requests, handle phone call inquiries, calculates loan payments and balances, perform job related administrative functions, assists with special projects and performs additional job related duties as required. Must possess strong interpersonal, organizational, customer service and analytical skills. Can work independently with limited supervision. Ability to thrive in an intense working environment and meet productivity deadlines. Proven decision making skills required. Good verbal and written communication skills a must.

Responsibilities
  • Responsible in the processing of all consumer loan payments and payoffs for active and charged off loans and lines.
  • Handle the phone call inquiries in regards to consumer loan payments.
  • Callback of payments and payoffs processed by another Loan Processor.
  • Prepare histories for consumer loans.
Requirements
  • One year general business experience preferably with banking
  • Excellent communication, organization and analytical skills a must
  • PC proficiency required, along with the ability to function under very tight time constraints with few to no errors
  • 10-key and typing skills mandatory
  • Must be detail oriented

EOE


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