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Independent Loan Processor Jobs (NOW HIRING)

Total Mortgage Services

Loan Processor

West Hartford, CT · On-site

$19 - $25.50/hr

Loan Processor This position is responsible for processing first mortgages within the required ... Team player and works well independently * Ability to listen and make decisions quickly Technical ...

Total Mortgage Services LLC

Loan Processor

West Hartford, CT · On-site

$19 - $25.50/hr

Job Title: Loan Processor Department: Processing Location: Hybrid/Remote - CT based Position ... Team player and works well independently * Ability to listen and make decisions quickly Technical ...

Institution for Savings

Loan Processor

Newburyport, MA · On-site

$53K - $60K/yr

Loan Processor - Residential Lending The Institution for Savings is seeking a full-time, in-office ... Ability to work independently and as part of a team The salary range posted is one component of the ...

COLORADO CREDIT UNION

Loan Processor

Littleton, CO · On-site

$23.50 - $25.50/hr

GENERAL PURPOSE The Loan Processor is responsible for handling the processing and closing phase of ... Must be able to work independently and prioritize workload. EDUCATION, FORMAL TRAINING, AND ...

Independent Community Bank

Be Seen First

Bank Loan Processor

O Fallon, IL · On-site

$17.50 - $23.25/hr

Loan Processing, Laser Pro and other banking services experience is preferred. Qualified and career ... EOE Company Description Independent Community Bank since 1959.

First Northern Bank & Trust Co.

Be Seen First

Loan Processor

Palmerton, PA · On-site

$14 - $18.75/hr

... the Loan Operations Assistant for processing. · Monitors incomplete files for missing ... Company Description First Northern Bank & Trust will remain an independent, locally owned ...

Triad Financial Services Inc

Loan Processor

Knoxville, TN · Remote

$19.25 - $25.50/hr

Minimum of 2 years of experience in loan processing, loan administration, mortgage lending ... Ability to work independently, take ownership, solve problems, and escalate issues appropriately ...

First Flight Federal Credit Union

Loan Processor

Cary, NC · On-site

$19 - $25.50/hr

We're looking for a detail-oriented, service-driven Loan Processor. This role is critical to ... Ability to work independently while collaborating effectively with teammates and business partners.

FIRST FLIGHT FEDERAL CU

Loan Processor

Cary, NC · On-site

$19 - $25.50/hr

We're looking for a detail-oriented, service-driven Loan Processor. This role is critical to ... Ability to work independently while collaborating effectively with teammates and business partners.

Alero Financial Credit Union

Loan Processor

Elgin, IL · On-site

$18.68 - $23.34/hr

Loan Processor Reports To: Lending Manager Grade Level: 6 Full Salary Range: $18.68 - $28.02 Hiring ... both independently and in a team setting are required. Applicable federal and multi-state ...

Triad Financial Services, Inc.

Loan Processor

Knoxville, TN · On-site

$18 - $23.75/hr

Minimum of 2 years of experience in loan processing, loan administration, mortgage lending ... Ability to work independently, take ownership, solve problems, and escalate issues appropriately ...

Commercial Credit Group

Loan Processor

West Hartford, CT · On-site

$19 - $25.50/hr

Keystone Equipment Finance Corp. (Keystone) is a privately held independent, commercial equipment ... KEF has a Processor position available in the West Hartford office. This position has visibility ...

Triad Financial

Loan Processor

Knoxville, TN · On-site

$18 - $23.75/hr

Minimum of 2 years of experience in loan processing, loan administration, mortgage lending ... Ability to work independently, take ownership, solve problems, and escalate issues appropriately ...

Commercial Credit Group

Loan Processor

West Hartford, CT

$19 - $25.50/hr

Keystone Equipment Finance Corp. (Keystone) is a privately held independent, commercial equipment ... KEF has a Processor position available in the West Hartford office. This position has visibility ...

Blackbird Recruiting

Mortgage Loan Processor

Montebello, NY · On-site

$41K - $57K/yr

Mortgage Loan Processor Montebello NY $80,000 - $100,000 Loan processing experience a must Seeking ... Ability to work independently as well as collaboratively within a team environment. * Strong ...

Blackbird Recruiting

Mortgage Loan Processor

Suffern, NY · On-site

$40K - $56K/yr

Mortgage Loan Processor Montebello NY $80,000 - $100,000 Loan processing experience a must Seeking ... Ability to work independently as well as collaboratively within a team environment. * Strong ...

Charter West Bank

Mortgage Loan Processor

Sioux Falls, SD · On-site

$39K - $54K/yr

Join Our Team as a Mortgage Loan Processor Are you detail-oriented, organized, and experienced in ... Ability to work independently and as part of a team. CharterWest Bank is a Nebraska-owned, family ...

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Independent Loan Processor information

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How much do independent loan processor jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for independent loan processor in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What is an independent loan processor?

An Independent Loan Processor is a self-employed professional who assists mortgage brokers, loan officers, or lending institutions in preparing and verifying loan applications. Their responsibilities include reviewing financial documents, ensuring compliance with lender guidelines, and coordinating with underwriters to facilitate loan approvals. Unlike in-house loan processors, independent processors work on a contract basis, providing flexibility and the ability to serve multiple clients. They play a crucial role in streamlining the mortgage process and ensuring timely closings.

What are the typical daily responsibilities of an independent loan processor?

As an Independent Loan Processor, your daily tasks typically include reviewing and verifying loan application documents, coordinating with borrowers and third parties (such as title companies and appraisers), and ensuring all files are compliant with current lending regulations. You will often manage multiple files at different stages of the process, so strong organizational skills are critical. Additionally, you may communicate directly with underwriters and loan officers to resolve outstanding issues quickly. The role offers variety, autonomy, and an opportunity to develop client relationships, making it a rewarding choice for self-motivated professionals.

What are the key skills and qualifications needed to thrive as an independent loan processor?

To thrive as an Independent Loan Processor, you need a strong background in loan documentation, financial analysis, and regulatory compliance, often supported by experience in mortgage processing or a related financial field. Familiarity with loan origination systems (LOS), credit reporting platforms, and certifications such as NMLS registration are typically necessary. Excellent organizational skills, attention to detail, and clear communication are valuable soft skills for managing multiple loan files and client relationships. These capabilities ensure loans are processed accurately and efficiently, minimizing risk and helping clients achieve timely approvals.

How much do entry level independent loan processors make?

Entry-level independent loan processors typically earn between $35,000 and $50,000 annually, depending on location, experience, and the complexity of loans processed. Compensation may also include bonuses or commissions based on performance and efficiency.

Is an independent loan processor a difficult job?

An independent loan processor's job involves reviewing financial documents, verifying information, and ensuring compliance with lending standards, which requires attention to detail and organizational skills. The difficulty level depends on workload, complexity of cases, and familiarity with loan processing software and regulations, but it generally involves routine tasks with some challenges in managing deadlines and accuracy.
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What states have the most Independent Loan Processor jobs?

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Independent Loan Processor jobs near you
Infographic showing various Independent Loan Processor job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, and 7% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Loan Processor

Total Mortgage Services

West Hartford, CT • On-site

$19 - $25.50/hr

Other

Re-posted 29 days ago

Job description

Loan Processor

This position is responsible for processing first mortgages within the required timeframe. This is a hybrid role, candidate must be based in CT!

Functions:

  • Review the loan application in Encompass and update any inaccuracies based on borrower documentation, credit report, fraud report, etc.
  • Complete an income calculation for all borrowers and prepare the file for underwriting.
  • Make a welcome/introduction phone call to discuss the upcoming loan process and request any items that may be needed for initial submission to underwriting.
  • Order all necessary verifications on each loan file including title report, fraud, written or verbal verification of employment, tax transcripts
  • Work with borrower(s) to obtain conditions requested by the underwriter. Break conditions down in layman's terms.
  • Manage pipeline to ensure critical dates are met including contingency, contract closing, and lock expiration.
  • Monitor important expiration dates on loans in pipeline – including credit report, appraisal, income & asset documents, rate lock.
  • Provide support to sales team.
  • Communicate effectively with internal departments and external partners/customers.

Responsibilities:

  • Strong customer service, communication, organization and problem resolution skills
  • Must be able to meet established minimum daily expectations
  • Maintains effective communication to ensure the highest quality of customer service

Personal Traits / Competencies:

  • Exceptional interpersonal and communication skills
  • Provide world-class customer service
  • Must be able to multi-task
  • Strong attention to detail
  • Team player and works well independently
  • Ability to listen and make decisions quickly

Technical / Computer Skills:

  • Familiarity with Encompass
  • Proficient Microsoft Word, Excel, Outlook
  • Experience in state bond programs a plus

Education and Experience:

  • High school diploma or equivalent
  • A minimum of 2-years experience in mortgages
  • Knowledge of mortgage processing preferred, not required
  • Familiarity with all types of mortgage products and state/federal regulatory guidelines.

Hours for position:

M-F 9am-5pm

This position may require frequent additional hours, at times on a daily basis; must be available to work additional hours on short notice as determined by management to meet customer service and investor requirements

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