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Independent Loan Processor Jobs (NOW HIRING)

We are seeking a highly organized and detail-oriented in-office Loan Processor to join our growing ... Ability to work independently with minimal supervision. * Bachelor's degree preferred but not ...

Loan Processor

Spencer, MA · On-site

$28.85 - $32.80/hr

We are seeking a detail-oriented and customer-focused Loan Processor to support our mortgage ... Performs work independently within scope of established guidelines and practices. Consults with ...

Loan Processor

Winchendon, MA · On-site

$28.85 - $32.80/hr

We are seeking a detail-oriented and customer-focused Loan Processor to support our mortgage ... Performs work independently within scope of established guidelines and practices. Consults with ...

Loan Processor

Lake Worth, FL · On-site

$16.75 - $22.25/hr

We're hiring a Loan Processor to manage the end-to-end processing of mortgage loans, ensuring ... Self-motivated and resourceful, with the ability to work independently or in a team setting. Why ...

Loan Processor

Lake Worth, FL · On-site

$31.25/hr

We're hiring a Loan Processor to manage the end-to-end processing of mortgage loans, ensuring ... Self-motivated and resourceful, with the ability to work independently or in a team setting. Why ...

We're hiring a Loan Processor to manage the end-to-end processing of mortgage loans, ensuring ... Self-motivated and resourceful, with the ability to work independently or in a team setting. Why ...

Loan Processor

$19.25 - $25.50/hr

... independently on complex files. Your work directly impacts clients navigating one of life's most ... 2+ years of loan processing experience required • Divorce, mortgage lending experience is ...

Loan Processor

West Hartford, CT · On-site

$19 - $25.50/hr

Job Title: Loan Processor Department: Processing Location: Hybrid/Remote - CT based Position ... Team player and works well independently * Ability to listen and make decisions quickly Technical ...

Loan Processor

Medford, NY · On-site

$25 - $27/hr

One (1) to two (2) years of loan processing or general lending experience preferred. Certifications ... Skill with independent problem-solving * Intermediate mathematical skills * Ability to communicate ...

Loan Processor

Santa Ana, CA · On-site

$24 - $28/hr

Through our vast network of independent and franchise dealers, we have helped countless customers ... The Loan Processor is responsible for managing the documentation and verification process required ...

Loan Processor

Santa Ana, CA · On-site +1

$24 - $28/hr

Through our vast network of independent and franchise dealers, we have helped countless customers ... The Loan Processor is responsible for managing the documentation and verification process required ...

Loan Processor

Medford, NY

$18.75 - $25/hr

One (1) to two (2) years of loan processing or general lending experience preferred. Certifications ... Skill with independent problem-solving * Intermediate mathematical skills * Ability to communicate ...

Loan Processor

Hartford, CT · On-site

$19 - $25.50/hr

Keystone Equipment Finance Corp. (Keystone) is a privately held independent, commercial equipment ... KEF has a Processor position available in the West Hartford office. This position has visibility ...

Loan Processor

Medford, NY · On-site

$25 - $27/hr

One (1) to two (2) years of loan processing or general lending experience preferred. Certifications ... Skill with independent problem-solving * Intermediate mathematical skills * Ability to communicate ...

Loan Processor

Elgin, IL · On-site

$18.68 - $23.34/hr

Loan Processor Reports To: Lending Manager Grade Level: 6 Full Salary Range: $18.68 - $28.02 Hiring ... both independently and in a team setting are required. Applicable federal and multi-state ...

Loan Processor

Pocatello, ID

$17.75 - $23.50/hr

A Loan Processor achieves that support by assisting lenders with their loan requests and by ... Ability to work both independently and in a team environment. * Ability to understand and follow ...

Loan Processor

Pocatello, ID · On-site

$17.75 - $23.50/hr

A Loan Processor achieves that support by assisting lenders with their loan requests and by ... Ability to work both independently and in a team environment. * Ability to understand and follow ...

Loan Processor

Cary, NC · On-site

$19 - $25.50/hr

We're looking for a detail-oriented, service-driven Loan Processor. This role is critical to ... Ability to work independently while collaborating effectively with teammates and business partners.

Loan Processor

Santa Ana, CA · On-site +1

$24 - $28/hr

Through our vast network of independent and franchise dealers, we have helped countless customers ... The Loan Processor is responsible for managing the documentation and verification process required ...

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Independent Loan Processor information

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How much do independent loan processor jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for independent loan processor in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

How much does a mortgage broker make on a $500,000 loan?

A mortgage broker typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 on a $500,000 loan. This commission is usually split with the lender and can vary depending on the broker's agreements and the loan specifics.

What are typical daily responsibilities of an Independent Loan Processor?

As an Independent Loan Processor, your daily tasks typically include reviewing and verifying loan application documents, coordinating with borrowers and third parties (such as title companies and appraisers), and ensuring all files are compliant with current lending regulations. You will often manage multiple files at different stages of the process, so strong organizational skills are critical. Additionally, you may communicate directly with underwriters and loan officers to resolve outstanding issues quickly. The role offers variety, autonomy, and an opportunity to develop client relationships, making it a rewarding choice for self-motivated professionals.

What is an Independent Loan Processor job?

An Independent Loan Processor is a self-employed professional who assists mortgage brokers, loan officers, or lending institutions in preparing and verifying loan applications. Their responsibilities include reviewing financial documents, ensuring compliance with lender guidelines, and coordinating with underwriters to facilitate loan approvals. Unlike in-house loan processors, independent processors work on a contract basis, providing flexibility and the ability to serve multiple clients. They play a crucial role in streamlining the mortgage process and ensuring timely closings.

What are the key skills and qualifications needed to thrive in the Independent Loan Processor position, and why are they important?

To thrive as an Independent Loan Processor, you need a strong background in loan documentation, financial analysis, and regulatory compliance, often supported by experience in mortgage processing or a related financial field. Familiarity with loan origination systems (LOS), credit reporting platforms, and certifications such as NMLS registration are typically necessary. Excellent organizational skills, attention to detail, and clear communication are valuable soft skills for managing multiple loan files and client relationships. These capabilities ensure loans are processed accurately and efficiently, minimizing risk and helping clients achieve timely approvals.

Will MLO be replaced by AI?

An independent loan processor's role involves reviewing loan documents and verifying borrower information, tasks that currently require human judgment and attention to detail. While AI tools can assist with data entry and document analysis, they are unlikely to fully replace loan processors due to the need for critical thinking and customer interaction. Loan processors will continue to adapt by integrating new technologies into their workflow.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Compensation can also include a base salary plus bonuses, depending on the employer and location. Skills in underwriting and customer service are important in this role.

Can you be an independent loan processor?

Yes, an independent loan processor can work as a freelance or contract professional, handling loan documentation and processing tasks independently for lenders or clients. This role typically requires knowledge of loan programs, strong organizational skills, and familiarity with processing software; some may also need relevant certifications or licensing depending on the jurisdiction.
More about Independent Loan Processor jobs
What cities are hiring for Independent Loan Processor jobs? Cities with the most Independent Loan Processor job openings:
What are the most commonly searched types of Independent Loan Processor jobs? The most popular types of Independent Loan Processor jobs are:
What states have the most Independent Loan Processor jobs? States with the most job openings for Independent Loan Processor jobs include:
Infographic showing various Independent Loan Processor job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 21% Part Time, and 8% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Loan Processor

HTP Solutions

Mclean, VA

$65K - $75K/yr

Full-time

Medical, Dental, Retirement, PTO

Posted 10 days ago


Job description

We are one of the largest private real estate lenders in the Mid-Atlantic and have deployed more than $2 billion in capital since 2012. We provide financing solutions for residential and commercial real estate investors and developers and have been recognized by Inc. 5000, the Financial Times, and the Washington Business Journal as one of America's fastest-growing companies.

We are seeking a highly organized and detail-oriented in-office Loan Processor to join our growing team in McLean, Virginia. This role is ideal for a professional who thrives in a fast-paced, high-volume lending environment and can manage multiple loans simultaneously without sacrificing quality or accuracy.

The ideal candidate combines exceptional attention to detail with a strong sense of urgency. You'll serve as the primary point of contact for borrowers throughout the loan process, collaborating closely with underwriting, sales, legal, title companies, and capital partners to ensure loans move efficiently from submission through funding.

This position offers the opportunity to work with a high-performing team that values accountability, responsiveness, and operational excellence.

Why Join US

  • Collaborative, team-oriented culture
  • Exposure to a high volume of diverse real estate lending transactions
  • Direct access to leadership and decision-makers
  • Opportunities for professional growth as the company continues to expand
  • A results-driven environment where strong performers are recognized and rewarded
  • Modern office conveniently located near the Spring Hill Metro Station in McLean, VA
  • Base Salary: $65,000 – $75,000 (commensurate with experience)
  • Medical and Dental Insurance
  • 401(k)
  • Paid Vacation and Sick Time
  • Hybrid Work Schedule
  • Office Snacks and Team-Oriented Culture
  • Dedicated Workspace, Computer, and Software Provided

What Success Looks Like

The successful candidate will be known for:

  • Processing loans accurately and efficiently.
  • Maintaining exceptional attention to detail.
  • Communicating proactively with borrowers and internal stakeholders.
  • Thriving in a high-volume environment without sacrificing quality.
  • Taking ownership of loans from submission through closing and funding.

JOB SUMMARY 

Key Responsibilities

  • Serve as the primary point of contact for borrowers throughout the loan origination process.
  • Collect, review, and validate borrower documentation for completeness, accuracy, and compliance.
  • Manage an active pipeline of approximately 15–20 loans simultaneously while meeting internal service-level expectations and closing deadlines.
  • Coordinate closely with Underwriting, Sales, Legal, and Post-Closing teams to facilitate efficient loan processing.
  • Conduct background checks, credit reviews, and due diligence documentation reviews.
  • Maintain ownership of loan checklists and ensure all required documents, approvals, and conditions are satisfied prior to closing.
  • Work with title companies to clear title exceptions and coordinate closing schedules.
  • Upload and manage documentation with capital partners and third-party funding sources.
  • Provide timely and proactive status updates to borrowers, sales representatives, and leadership.
  • Ensure lender, investor, and capital partner requirements are satisfied throughout the process.
  • Maintain accurate loan records within the loan origination system and supporting platforms.
  • Collaborate with post-closing teams to resolve funding and documentation exceptions.
  • Assist with onboarding and training new team members as needed.
  • Consistently meet established performance metrics and KPIs.

Preferred Experience

We are particularly interested in candidates with experience in:

  • Private lending
  • Hard money lending
  • Commercial real estate lending

We will also consider strong mortgage loan processors who have demonstrated success in fast-paced, high-volume environments and can quickly adapt to private lending operations.

Experience working directly with:

  • Capital partners
  • Underwriters
  • Title companies
  • Fast-turnaround lending environments

is highly desirable.

Qualifications 


  • 4+ years of loan processing experience required.
  • Experience managing multiple loans simultaneously while maintaining accuracy and service levels.
  • Strong organizational, time management, and prioritization skills.
  • Excellent written and verbal communication skills.
  • Ability to work independently with minimal supervision.
  • Bachelor's degree preferred but not required for candidates with strong relevant experience.
  • Experience with Dynamics and Provellum preferred.
  • Experience with Liquid Logics is a plus.