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Independent Contractor Loan Processor Jobs (NOW HIRING)

CornerStone Staffing

Loan Processor

Waco, TX · On-site

$55K/yr

Ability to work independently while collaborating with a team. LEGAL NOTICE By applying for this ... and contracted partners. Frequency varies for text messages. Message and data rates may apply.

Northpointe Bank

Loan Processor

Lake Worth, FL · On-site

$16.75 - $22.25/hr

We're hiring a Loan Processor to manage the end-to-end processing of mortgage loans, ensuring ... Self-motivated and resourceful, with the ability to work independently or in a team setting. Why ...

Northpointe Bank

Loan Processor

Lake Worth, FL

$31.25/hr

We're hiring a Loan Processor to manage the end-to-end processing of mortgage loans, ensuring ... Self-motivated and resourceful, with the ability to work independently or in a team setting. Why ...

Northpointe Bank

Loan Processor

Lake Worth, FL · On-site

$31.25/hr

We're hiring a Loan Processor to manage the end-to-end processing of mortgage loans, ensuring ... Self-motivated and resourceful, with the ability to work independently or in a team setting. Why ...

Vivid Mortgages Inc

Loan Processor

Queens Village, NY · On-site

$70K - $100K/yr

Paid time off MORTGAGE LOAN PROCESSOR -- EXPERIENCED, DRIVEN & HANDS-ON Vivid Mortgages Inc. is ... Ability to read guidelines and independently troubleshoot conditions * Excellent follow-up, ...

New

Vivid Mortgages Inc

Loan Processor

Queens Village, NY · On-site

$70K - $100K/yr

MORTGAGE LOAN PROCESSOR -- EXPERIENCED, DRIVEN & HANDS-ON Vivid Mortgages Inc. is seeking an ... Ability to read guidelines and independently troubleshoot conditions * Excellent follow-up, ...

New

Vivid Mortgages Inc

Loan Processor

Queens Village, NY · On-site

$70K - $100K/yr

MORTGAGE LOAN PROCESSOR -- EXPERIENCED, DRIVEN & HANDS-ON Vivid Mortgages Inc. is seeking an ... Ability to read guidelines and independently troubleshoot conditions * Excellent follow-up, ...

New

TEKsystems

Bilingual Loan Processor

El Paso, TX · Remote

$24/hr

The Loan Processor is responsible for supporting borrowers and contractors throughout the loan process, handling inbound and outbound communications, processing loan applications, and ensuring ...

Northpointe Bank

Loan Processor

Lake Worth Beach, FL · On-site

$16.75 - $22.25/hr

We're hiring a Loan Processor to manage the end-to-end processing of mortgage loans, ensuring ... Self-motivated and resourceful, with the ability to work independently or in a team setting. Why ...

True Lending Company

Loan Processor

$19.25 - $25.50/hr

... independently on complex files. Your work directly impacts clients navigating one of life's most ... 2+ years of loan processing experience required • Divorce, mortgage lending experience is ...

Institution for Savings

Loan Processor

Newburyport, MA · On-site

$53K - $60K/yr

Loan Processor - Residential Lending The Institution for Savings is seeking a full-time, in-office ... Ability to work independently and as part of a team The salary range posted is one component of the ...

Institution for Savings

Loan Processor

Newburyport, MA · On-site

$53K - $60K/yr

Loan Processor - Residential Lending The Institution for Savings is seeking a full-time, in-office ... Ability to work independently and as part of a team The salary range posted is one component of the ...

TEKsystems

Bilingual Loan Processor

Canutillo, TX · Remote

$24/hr

The Loan Processor is responsible for supporting borrowers and contractors throughout the loan process, handling inbound and outbound communications, processing loan applications, and ensuring ...

Total Mortgage Services

Loan Processor

West Hartford, CT · On-site

$19 - $25.50/hr

Loan Processor This position is responsible for processing first mortgages within the required ... Team player and works well independently * Ability to listen and make decisions quickly Technical ...

Institution for Savings

Loan Processor

Newburyport, MA · On-site

$53K - $60K/yr

Loan Processor - Residential Lending The Institution for Savings is seeking a full-time, in-office ... Ability to work independently and as part of a team The salary range posted is one component of the ...

Total Mortgage Services LLC

Loan Processor

West Hartford, CT · On-site

$19 - $25.50/hr

Job Title: Loan Processor Department: Processing Location: Hybrid/Remote - CT based Position ... Team player and works well independently * Ability to listen and make decisions quickly Technical ...

Suffolk Federal Credit Union

Loan Processor

Medford, NY · On-site

$18.75 - $25/hr

One (1) to two (2) years of loan processing or general lending experience preferred. Certifications ... Skill with independent problem-solving * Intermediate mathematical skills * Ability to communicate ...

Cornerstone Bank NE

Loan Processor

York, NE · On-site

$18.50 - $24.50/hr

The Mortgage Loan Processor assists Loan Officers with the preparation of loan documentation while ... Ability to work in a team atmosphere and independently. Will provide unmatched customer service and ...

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Independent Contractor Loan Processor information

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$13

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$30

How much do independent contractor loan processor jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for independent contractor loan processor in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What are some common challenges faced by independent contractor loan processors, and how can they be addressed?

Independent contractor loan processors often face challenges such as fluctuating workloads, maintaining consistent communication with multiple lenders, and ensuring compliance with varying guidelines. To address these, it's important to develop strong organizational skills, stay updated with industry regulations, and use reliable project management tools. Building strong relationships with loan officers, underwriters, and clients can also help streamline processes and reduce misunderstandings. Regularly attending industry webinars and networking can keep you informed about best practices and changes in loan processing requirements.

What type of license does an independent contractor loan processor need?

An independent contractor loan processor typically does not require a specific license, but they must comply with federal and state regulations related to lending and data privacy. Some states may require licensing or registration if they handle certain types of loans or financial transactions, and having knowledge of loan processing software and industry standards is essential.

What are the key skills and qualifications needed to thrive as an independent contractor loan processor?

To thrive as an Independent Contractor Loan Processor, you need a strong understanding of loan processing procedures, mortgage regulations, and documentation requirements, often backed by experience in loan origination or processing. Familiarity with loan origination systems (LOS), document management software, and industry certifications such as NMLS are highly valuable. Exceptional attention to detail, time management, and effective communication with lenders, borrowers, and underwriters set top performers apart. These skills ensure accuracy, compliance, and efficiency in processing loans, leading to successful and timely loan closings.

What is the difference between Independent Contractor Loan Processor vs W-2 Loan Processor?

AspectIndependent Contractor Loan ProcessorW-2 Loan Processor
CredentialsTypically requires industry certifications, loan processing experienceSame certifications often required, with employer-provided training
Work EnvironmentFreelance or self-employed, remote or flexible locationsEmployed by a company, usually in an office setting
Employer & Industry UsageHired directly by clients or through agencies, common in mortgage industryEmployed by banks or mortgage companies, industry standard

In summary, Independent Contractor Loan Processors work independently, often remotely, and handle projects on a freelance basis, while W-2 Loan Processors are employed full-time by lenders or banks. Both roles require similar skills and certifications but differ mainly in employment status and work setup.

What is an independent contractor loan processor?

Independent Contractor Loan Processors are professionals who work on a contract basis to handle and process mortgage loan applications for lenders, brokers, or real estate companies. Unlike in-house loan processors, they are not direct employees but operate as self-employed individuals or through their own businesses. Their responsibilities include verifying loan documents, communicating with borrowers, and ensuring that all required paperwork is completed accurately and on time. This role offers flexibility and the ability to work with multiple clients, but it also requires strong organizational skills and industry knowledge. Many independent contractor loan processors work remotely and manage their own schedules.

Can I work remotely as an independent contractor loan processor?

Yes, many independent contractor loan processors work remotely, utilizing digital tools and communication platforms to review documents, communicate with clients, and process loans. Remote work arrangements depend on the employer or client requirements and the individual's ability to manage tasks independently and securely handle sensitive information.
More about Independent Contractor Loan Processor jobs
What cities are hiring for Independent Contractor Loan Processor jobs? Cities with the most Independent Contractor Loan Processor job openings:
What are the most commonly searched types of Loan Processor jobs? The most popular types of Loan Processor jobs are:
What states have the most Independent Contractor Loan Processor jobs? States with the most job openings for Independent Contractor Loan Processor jobs include:
What job categories do people searching Independent Contractor Loan Processor jobs look for? The top searched job categories for Independent Contractor Loan Processor jobs are:
Independent Contractor Loan Processor jobs near you
Infographic showing various Independent Contractor Loan Processor job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 19% Part Time, and 9% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Loan Processor

CornerStone Staffing

Waco, TX • On-site

$55K/yr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Loan Processor

LOCATIONWaco, TX 76701 | Onsite

COMPENSATION & SCHEDULE
• $50,000–$55,000 annually, based on experience
• Monday–Friday, 8:00 AM–5:00 PM


ROLE IMPACT
Join a growing team where you'll play a key role in ensuring loan files are processed accurately and efficiently from application through closing. Success in this role comes from maintaining organized documentation, meeting deadlines, and providing exceptional support throughout the loan process.


Key Responsibilities
• Process loan applications and supporting documentation from start to finish.
• Review loan files for accuracy, completeness, and compliance with lending requirements.
• Communicate with internal teams and customers to obtain required documentation and resolve outstanding items.
• Maintain accurate loan records and track file status throughout the approval process.
• Support a high-volume workload while meeting quality and turnaround expectations.


Minimum Qualifications
• Loan processing experience is required.
• Approximately two years of loan processing experience.
• Strong attention to detail with the ability to manage multiple priorities in a fast-paced environment.


CORE TOOLS & SYSTEMS
• Loan origination systems (LOS)
• Microsoft Office Suite
• Document management systems
• Email and calendar applications


PREFERRED SKILLS
• Candidates located in the Waco area are strongly preferred.
• Strong communication and customer service skills.
• Ability to work independently while collaborating with a team.


LEGAL NOTICE

By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from CornerStone and its affiliates, and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy at: https://www.cornerstonestaffing.com/privacy