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Independent Contractor Loan Processor Jobs (NOW HIRING)

Blackbird Recruiting

Mortgage Loan Processor

Montebello, NY · On-site

$41K - $57K/yr

Mortgage Loan Processor Montebello NY $80,000 - $100,000 Loan processing experience a must Seeking ... Ability to work independently as well as collaboratively within a team environment. * Strong ...

First Community Bank Utah

Loan Processor

Layton, UT · On-site

$17 - $22.75/hr

The Loan Processor prepares loans for closing (Commercial, Construction, Consumer), including ... Ability to work quickly, independently, accurately and make decisions based on regulation(s ...

Journey Bank

Loan Processor/Closer

Bloomsburg, PA · On-site

$17 - $22.75/hr

Journey Bank is a strong, independent community bank with 22 locations and 290 employees. We are seeking a Full-Time Loan Processor/Closer to join our team and work on-site at our Operations Center ...

Community Bank

Construction Loan Processor

Ontario, CA · On-site

$30.18 - $42.26/hr

Construction Loan Processor The Construction Loan Processor is responsible for administering ... This role coordinates with borrowers, contractors, inspectors, title companies, and internal ...

Blackbird Recruiting

Mortgage Loan Processor

Suffern, NY · On-site

$40K - $56K/yr

Mortgage Loan Processor Montebello NY $80,000 - $100,000 Loan processing experience a must Seeking ... Ability to work independently as well as collaboratively within a team environment. * Strong ...

Journey Bank

Loan Processor/Closer

Bloomsburg, PA · On-site

$17 - $22.75/hr

Journey Bank is a strong, independent community bank with 22 locations and 290 employees. We are seeking a Full-Time Loan Processor/Closer to join our team and work on-site at our Operations Center ...

Baybank

Mortgage Loan Processor

Gladstone, MI · On-site

$16.50/hr

Mortgage Loan Processor Overview: As a Mortgage Loan Processor, you will be responsible for ... Ability to work independently and as part of a team. * Commitment to providing exceptional customer ...

Journey Bank

Loan Processor/Closer

Bloomsburg, PA · On-site

$17 - $22.75/hr

Journey Bank is a strong, independent community bank with 22 locations and 290 employees. We are seeking a Full-Time Loan Processor/Closer to join our team and work on-site at our Operations Center ...

Journey Bank

Loan Processor/Closer

Bloomsburg, PA · On-site

$17 - $22.75/hr

Journey Bank is a strong, independent community bank with 22 locations and 290 employees. We are seeking a Full-Time Loan Processor/Closer to join our team and work on-site at our Operations Center ...

Charter West Bank

Mortgage Loan Processor

Sioux Falls, SD · On-site

$39K - $54K/yr

Join Our Team as a Mortgage Loan Processor Are you detail-oriented, organized, and experienced in ... Ability to work independently and as part of a team. CharterWest Bank is a Nebraska-owned, family ...

E Contractors

Mortgage Loan Processor

Katy, TX · On-site

As we continue to grow, were looking for a Mortgage Loan Processor who shares our values of accuracy, speed, integrity, and client care. About the Role We are seeking a highly organized and ...

Workway

Mortgage Loan Processor

Phoenix, AZ · On-site

$50K - $60K/yr

... pipeline independently, and help move loans efficiently from application through closing. The ... Process residential mortgage loan files from application through closing. * Review loan ...

Trumark Companies

Mortgage Loan Processor

Fresno, CA · On-site

$50K - $60K/yr

As a Mortgage Loan Processor, you will play a crucial role in ensuring a smooth and efficient loan ... Ability to work independently and as part of a team in a fast-paced environment. * A commitment to ...

Westamerica Bank

$16.90 - $18.98/hr

Weekly Working Hours: 40 Loan Processor l / Consumer Payment Processing Performs daily charge-off ... Can work independently with limited supervision. Ability to thrive in an intense working ...

E Contractors USA, LLC

Mortgage Loan Processor

Katy, TX · On-site

$23 - $29/hr

As we continue to grow, we're looking for a Mortgage Loan Processor who shares our values of accuracy, speed, integrity, and client care. About the Role We are seeking a highly organized and ...

Westamerica Bank

Loan Processor - Payments

Fairfield, CA · On-site

$19.25 - $25.75/hr

Job Title Loan Processor l / Consumer Payment Processing Westamerica is among the largest ... Can work independently with limited supervision. Ability to thrive in an intense working ...

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All JobsIndependent Contractor Loan Processor Jobs

Independent Contractor Loan Processor information

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How much do independent contractor loan processor jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for independent contractor loan processor in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What are some common challenges faced by independent contractor loan processors, and how can they be addressed?

Independent contractor loan processors often face challenges such as fluctuating workloads, maintaining consistent communication with multiple lenders, and ensuring compliance with varying guidelines. To address these, it's important to develop strong organizational skills, stay updated with industry regulations, and use reliable project management tools. Building strong relationships with loan officers, underwriters, and clients can also help streamline processes and reduce misunderstandings. Regularly attending industry webinars and networking can keep you informed about best practices and changes in loan processing requirements.

What type of license does an independent contractor loan processor need?

An independent contractor loan processor typically does not require a specific license, but they must comply with federal and state regulations related to lending and data privacy. Some states may require licensing or registration if they handle certain types of loans or financial transactions, and having knowledge of loan processing software and industry standards is essential.

What are the key skills and qualifications needed to thrive as an independent contractor loan processor?

To thrive as an Independent Contractor Loan Processor, you need a strong understanding of loan processing procedures, mortgage regulations, and documentation requirements, often backed by experience in loan origination or processing. Familiarity with loan origination systems (LOS), document management software, and industry certifications such as NMLS are highly valuable. Exceptional attention to detail, time management, and effective communication with lenders, borrowers, and underwriters set top performers apart. These skills ensure accuracy, compliance, and efficiency in processing loans, leading to successful and timely loan closings.

What is the difference between Independent Contractor Loan Processor vs W-2 Loan Processor?

AspectIndependent Contractor Loan ProcessorW-2 Loan Processor
CredentialsTypically requires industry certifications, loan processing experienceSame certifications often required, with employer-provided training
Work EnvironmentFreelance or self-employed, remote or flexible locationsEmployed by a company, usually in an office setting
Employer & Industry UsageHired directly by clients or through agencies, common in mortgage industryEmployed by banks or mortgage companies, industry standard

In summary, Independent Contractor Loan Processors work independently, often remotely, and handle projects on a freelance basis, while W-2 Loan Processors are employed full-time by lenders or banks. Both roles require similar skills and certifications but differ mainly in employment status and work setup.

What is an independent contractor loan processor?

Independent Contractor Loan Processors are professionals who work on a contract basis to handle and process mortgage loan applications for lenders, brokers, or real estate companies. Unlike in-house loan processors, they are not direct employees but operate as self-employed individuals or through their own businesses. Their responsibilities include verifying loan documents, communicating with borrowers, and ensuring that all required paperwork is completed accurately and on time. This role offers flexibility and the ability to work with multiple clients, but it also requires strong organizational skills and industry knowledge. Many independent contractor loan processors work remotely and manage their own schedules.

Can I work remotely as an independent contractor loan processor?

Yes, many independent contractor loan processors work remotely, utilizing digital tools and communication platforms to review documents, communicate with clients, and process loans. Remote work arrangements depend on the employer or client requirements and the individual's ability to manage tasks independently and securely handle sensitive information.
More about Independent Contractor Loan Processor jobs
What cities are hiring for Independent Contractor Loan Processor jobs? Cities with the most Independent Contractor Loan Processor job openings:
What are the most commonly searched types of Loan Processor jobs? The most popular types of Loan Processor jobs are:
What states have the most Independent Contractor Loan Processor jobs? States with the most job openings for Independent Contractor Loan Processor jobs include:
What job categories do people searching Independent Contractor Loan Processor jobs look for? The top searched job categories for Independent Contractor Loan Processor jobs are:
Independent Contractor Loan Processor jobs near you
Infographic showing various Independent Contractor Loan Processor job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 19% Part Time, and 9% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Mortgage Loan Processor

Blackbird Recruiting

Montebello, NY • On-site

$41K - $57K/yr

Other

Medical, Dental, Vision, Life, Retirement

Re-posted 10 days ago

Job description

Mortgage Loan Processor
Montebello NY
$80,000 - $100,000
Loan processing experience a must
Seeking a detail and highly organized Loan Processor to join our team. The ideal candidate will be responsible for managing and processing loan applications efficiently and accurately. As a Loan Processor, you will play a crucial role in ensuring smooth and timely loan processing, from application submission to loan approval.
Responsibilities:

  • Review loan applications for completeness and accuracy.
  • Verify applicant information, including income, employment history, and credit reports.
  • Communicate with applicants to request additional documentation or information as needed.
  • Prepare loan files and ensure all necessary documentation is included.
  • Evaluate applicant eligibility based on company policies and loan requirements.
  • Coordinate with loan officers, underwriters, and other team members to facilitate the loan approval process.
  • Follow up with applicants and provide updates on the status of their loan applications.
  • Ensure compliance with regulatory requirements and company policies throughout the loan processing.
  • Maintain accurate records of loan transactions and updates in the database.
  • Assist in resolving any issues or discrepancies that may arise during the loan processing.
Qualifications:
  • High school diploma or equivalent; Bachelor's degree preferred.
  • Proven experience as a loan processor.
  • Knowledge of loan processing procedures, regulations, and compliance requirements.
  • Strong attention to detail and ability to maintain accuracy in data entry and documentation.
  • Excellent communication and interpersonal skills.
  • Ability to work efficiently under pressure and meet deadlines.
  • Proficiency in using loan processing software and MS Office applications.
  • Ability to work independently as well as collaboratively within a team environment.
  • Strong organizational and time management skills.
Benefits:
  • Profit sharing
  • Company Matching 401(K) program
  • Dental Insurance
  • Vision Insurance
  • Health Insurance
  • Disability & Life insurance

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