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Independent Contractor Secured Mortgage Processing Jobs

BCU

Spec, Mortgage Processing

Vernon Hills, IL · On-site

$46K - $69K/yr

Spec, Mortgage Processing SALARY This position has a base salary range of $46,400-69,600 USD Annual ... independently with little supervision. • Ability to meet deadlines, prioritize workload, and to ...

Old National Bank

Mortgage Processing Specialist

Gurnee, IL · On-site

$18.25 - $29.75/hr

Mortgage Processing Specialist Job Locations US-TN-Nashville | US-TN-Nashville | US-MN-Lake Elmo ... Must be able to work independently and within a team environment. * Experience with Mortgage Loan ...

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Independent Contractor Secured Mortgage Processing information

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$44.5K

$90K

$145.5K

How much do independent contractor secured mortgage processing jobs pay per year?

As of Jul 14, 2026, the average yearly pay for independent contractor secured mortgage processing in the United States is $90,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $125,000.00 per year, depending on experience, location, and employer.

What is an Independent Contractor Secured Mortgage Processor?

An Independent Contractor Secured Mortgage Processor is a professional who works on a contract basis to handle the paperwork, verification, and coordination involved in processing mortgage loans that are backed by collateral, typically real estate. Unlike full-time employees, independent contractors work for multiple clients or lenders and manage their own schedules. Their responsibilities include gathering and reviewing loan documents, communicating with borrowers and lenders, ensuring compliance with relevant regulations, and preparing files for underwriting and closing. This role is crucial in helping borrowers secure home loans efficiently while maintaining legal and financial accuracy.

What is the difference between Independent Contractor Secured Mortgage Processing vs Loan Processor?

AspectIndependent Contractor Secured Mortgage ProcessingLoan Processor
CredentialsTypically no formal certification required; experience preferredOften requires mortgage licensing or certification (e.g., MLO license)
Work EnvironmentRemote or freelance; flexible scheduleOffice-based or remote; structured hours
Employer & Industry UsageHired by mortgage brokers or lenders as independent contractorsEmployed directly by banks, credit unions, or mortgage companies
Job FocusProcessing secured mortgage applications independentlyManaging entire loan processing workflow

In summary, Independent Contractor Secured Mortgage Processing involves freelance work with flexible hours and less formal credentials, often hired by mortgage brokers. Loan Processors are typically employed directly by lenders, often requiring licensing, and work within structured environments. Both roles focus on mortgage application processing but differ in employment status and credentials.

What are some common challenges faced by independent contractors in secured mortgage processing, and how can they be managed?

Independent contractors in secured mortgage processing often encounter challenges such as staying updated with frequently changing regulations, managing fluctuating workloads, and ensuring data confidentiality when working remotely. To manage these challenges, it's important to regularly participate in industry training, establish efficient time management practices, and use secure digital tools for document handling. Building strong relationships with lenders and clients can also help streamline communication and clarify expectations, leading to smoother transactions.

What are the key skills and qualifications needed to thrive as an Independent Contractor Secured Mortgage Processor, and why are they important?

To thrive as an Independent Contractor Secured Mortgage Processor, you need a solid understanding of mortgage processing, loan documentation, and compliance regulations, often supported by prior experience in mortgage or real estate finance. Familiarity with loan origination systems (LOS), document management software, and industry certifications such as Certified Mortgage Processor (NAMP) is typically beneficial. Exceptional organizational skills, attention to detail, and strong communication abilities help you manage multiple files and coordinate with lenders, clients, and underwriters. These skills are crucial for ensuring accurate, timely, and compliant loan processing, which helps maintain client trust and successful closings.
More about Independent Contractor Secured Mortgage Processing jobs
What cities are hiring for Independent Contractor Secured Mortgage Processing jobs? Cities with the most Independent Contractor Secured Mortgage Processing job openings:
What are the most commonly searched types of Secured Mortgage Processing jobs? The most popular types of Secured Mortgage Processing jobs are:
What states have the most Independent Contractor Secured Mortgage Processing jobs? States with the most job openings for Independent Contractor Secured Mortgage Processing jobs include:
What job categories do people searching Independent Contractor Secured Mortgage Processing jobs look for? The top searched job categories for Independent Contractor Secured Mortgage Processing jobs are:
Independent Contractor Secured Mortgage Processing jobs near you
Infographic showing various Independent Contractor Secured Mortgage Processing job openings in the United States as of July 2026, with employment types broken down into 71% Full Time, 8% Part Time, and 21% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $90,000 per year, or $43.3 per hour.
Mortgage Field Inspector (1099 Independent Contractor)

Mortgage Field Inspector (1099 Independent Contractor)

GIS Field Services

Sullivan, IN • On-site

$15 - $20/hr

Contractor

Posted 8 days ago

Job description

GIS Field Services, Inc. has been in the mortgage field inspection industry for over 20 years and is based out of Dallas, TX. We are looking to hire Mortgage Occupancy Field Inspectors to perform residential property inspections on behalf of mortgage lenders. Our independent contractors enjoy a flexible schedule while earning weekly pay. Please visit our website to learn more about us and the industry. www.gisfieldservices.com
Job Title:Mortgage Occupancy Field Inspector County Coverage: Sullivan
Mortgage Property Inspection Overview:
Mortgage lenders require periodic updates on the properties they have financial interest in. The lender contracts with GIS to have inspectors go out to verify the property occupancy, report general property conditions, letter delivery/posting, vacant interior walk-through or insurance repair progress report. Majority of our inspections are basic exteriors where some do require contact by door knock or letter delivery. In addition, there will be some inspections which require interior access to secured/vacant properties and appointment-based insurance loss inspections.
Job Responsibilities:
  • Requires being able to spend extended periods of time driving
  • Efficient time management to route and complete inspections with an estimated 3-5 day turnaround time (this can vary) in your agreed territory
  • Make a determination of occupancy based on industry standards and report general property conditions
  • Using a mobile app, InspectorADE, to obtain all photographs, comments, and form documentation
  • Consistent communication with your inspection manager via text, email and phone

Requirements:
  • Experience preferred, not required
  • Complete a background check using a valid driver's license to obtain a Shield ID (Aspen Grove ABC#) - If onboarded with GIS, we will provide you the link to obtain your Shield ID
  • Computer and internet connection
  • Vehicle with good gas mileage
  • iPhone or Android
  • Printer
  • Volt Stick
  • Set of 11 Hud Keys (Inspector Keys) - If onboarded with GIS, we will provide a link with a discount code to obtain your Hud Keys
  • Daylight availability
  • Office supplies (paper, envelopes, ink)

Pay:
  • Set rate per inspection ($15-$20 per hour based on location and the number of inspections performed)
  • Payment - inspections are paid out every Friday for work completed and approved the prior week by direct deposit
  • This is a 1099 Independent Contractor position

Apply