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Senior Secured Mortgage Processing Jobs (NOW HIRING)

Are you a seasoned Processor who is looking to grow into a Senior role? Are you money motivated? We ... Broker/wholesale processing experience strongly preferred. * Strong understanding of mortgage ...

This would include, but not limited to, agency and portfolio guidelines, processing, underwriting, closing, and pricing procedures. * Work with senior leadership to help Mortgage Loan Advisor master ...

This would include, but not limited to, agency and portfolio guidelines, processing, underwriting, closing, and pricing procedures. * Work with senior leadership to help Mortgage Loan Advisor master ...

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Senior Secured Mortgage Processing information

See salary details

$25K

$80.3K

$163.5K

How much do senior secured mortgage processing jobs pay per year?

As of Jul 18, 2026, the average yearly pay for senior secured mortgage processing in the United States is $80,287.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $103,000.00 per year, depending on experience, location, and employer.

What is the difference between Senior Secured Mortgage Processing vs Mortgage Underwriter?

AspectSenior Secured Mortgage ProcessingMortgage Underwriter
Primary RolePrepares and verifies mortgage documents, reviews borrower information, and ensures loan files are complete.Assesses loan applications, evaluates risk, and approves or denies mortgage loans based on creditworthiness.
Required SkillsAttention to detail, knowledge of mortgage documentation, communication skills.Analytical skills, risk assessment, knowledge of lending guidelines.
Work EnvironmentOffice setting, often within banks or mortgage companies.Office setting, within lending institutions or banks.

While both roles are integral to mortgage lending, Senior Secured Mortgage Processing focuses on preparing and verifying loan documents, whereas Mortgage Underwriters evaluate and approve or deny loan applications based on risk assessment. Both positions require knowledge of mortgage procedures and strong attention to detail, but their responsibilities differ in the loan approval process.

What cities are hiring for Senior Secured Mortgage Processing jobs? Cities with the most Senior Secured Mortgage Processing job openings:
What are the most commonly searched types of Secured Mortgage Processing jobs? The most popular types of Secured Mortgage Processing jobs are:
What states have the most Senior Secured Mortgage Processing jobs? States with the most job openings for Senior Secured Mortgage Processing jobs include:
Mortgage Processor II (Senior Mortgage Processor)

Mortgage Processor II (Senior Mortgage Processor)

First Citizens Bank

Charlotte, NC • Hybrid

Full-time

Posted 2 days ago

New


First Citizens Bank rating

7.5

Company rating: 7.5 out of 10

Based on 104 frontline employees who took The Breakroom Quiz

92nd of 149 rated banks


Job description

Overview

This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office.

This position processes mortgage loans, loan applications, and all associated documentation at a higher level of complexity. Validates application information for underwriting purposes and updates department systems accordingly. Prepares approved loans for closing submission, and notifies appropriate parties for action on declined loans. Contributes to protecting the Bank from fraud, misrepresentation, and mortgage loan default through compliance with federal regulations, department policy, and standard procedures. May provide guidance for less experienced associates in the work group.


Responsibilities
  • Mortgage Processing - Verifies the accuracy and completion of all documentation or information necessary for loan closings. Assists in scheduling loan closings and answers questions regarding the mortgage loan process. Places closing conditions on the file and prepares approved loans for the Closing Department. Submits loans recommended for decline to second level review and issues adverse action notices.
  • Loan Operations - Provides ongoing communication to associates and management regarding loan status, conversations with applicants, and outstanding issues. Conveys deficiencies in loan documentation with the necessary parties. Ensures compliance in all operations with applicable guidelines and regulations. May assist management with more complex matters and projects.
  • Collateral Appraisal - Secures a property appraisal and completes the initial review against established checklists.
  • Business Support - Performs a variety of administrative support tasks during the course of mortgage processing.
  • Pipeline Management - Manages a pipeline of active loans by updating and prioritizing activities based on projected loan closing date. Ensures that loans close prior to approval expiration and rate lock expiration.

Qualifications

Bachelor's Degree

-OR-

High School Diploma or GED and 3 years of experience in Mortgage processing

Preferred Qualifications: Mortgage processing experience and experience working with Encompass

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Bachelor's Degree

-OR-

High School Diploma or GED and 3 years of experience in Mortgage processing

Preferred Qualifications: Mortgage processing experience and experience working with Encompass

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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