1

Independent Contractor Commission Debt Collector Jobs

Debt Collector

Edmond, OK ยท On-site

$19.23/hr

... to work independently and collaboratively; adaptability and willingness to learnQualified ... Compensation & BenefitsThis full-time role offers a competitive salary of $40,000 plus commission ...

Debt Collector

Memphis, TN ยท On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Debt Collector

Memphis, TN ยท On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Debt Collector

Memphis, TN ยท On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and offers customers a comprehensive, end ...

Debt Collector

Houston, TX ยท On-site

$19 - $22/hr

Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and offers customers a comprehensive, end ...

Debt Collector

Des Moines, IA ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Naperville, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Saint Louis, MO ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Vernon Hills, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Saint Louis, MO ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Naperville, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

next page

Showing results 1-20

Independent Contractor Commission Debt Collector information

See salary details

$8

$18

$26

How much do independent contractor commission debt collector jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for independent contractor commission debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is an independent contractor commission debt collector?

Independent contractor commission debt collectors are professionals hired by companies or collection agencies to recover outstanding debts from individuals or businesses. Instead of being salaried employees, they work on a freelance or contract basis and are typically paid a percentage commission based on the amount they successfully recover. This arrangement offers flexibility for both the collector and the company, but independent contractors are responsible for their own taxes and business expenses. They must comply with debt collection laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA), to ensure ethical practices. Their work often involves negotiating payment plans, contacting debtors, and keeping accurate records of all communications.

What are the key skills and qualifications needed to thrive as an independent contractor commission debt collector?

To thrive as an Independent Contractor Commission Debt Collector, you need strong negotiation skills, knowledge of debt collection regulations (such as the Fair Debt Collection Practices Act), and prior experience in collections or a related field. Familiarity with customer relationship management (CRM) software, collections databases, and phone systems is typically required. Excellent communication, persistence, and resilience are standout soft skills for building rapport and handling challenging conversations. These skills and qualifications are crucial for successfully recovering debts while maintaining compliance and professionalism.

What are some common challenges faced by independent contractor commission debt collectors and how can they be managed?

Independent Contractor Commission Debt Collectors often encounter challenges such as handling difficult or unresponsive debtors, managing their own schedules, and staying compliant with debt collection laws. Since they work independently, they must be self-motivated and organized to track accounts, follow up persistently, and document all communications accurately. Building strong negotiation skills and staying up-to-date with relevant regulations, such as the Fair Debt Collection Practices Act (FDCPA), are crucial for success and avoiding legal pitfalls.
More about Independent Contractor Commission Debt Collector jobs

What cities are hiring for Independent Contractor Commission Debt Collector jobs?

Cities with the most Independent Contractor Commission Debt Collector job openings:

What states have the most Independent Contractor Commission Debt Collector jobs?

States with the most job openings for Independent Contractor Commission Debt Collector jobs include:

What job categories do people searching Independent Contractor Commission Debt Collector jobs look for?

The top searched job categories for Independent Contractor Commission Debt Collector jobs are:

Infographic showing various Independent Contractor Commission Debt Collector job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 7% Part Time, and 5% Contract. Highlights an 57% Physical, 1% Hybrid, and 42% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Debt Collector

Stephen L Bruce PC

Edmond, OK โ€ข On-site

$19.23/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago


Job description

Firm OverviewStephen Bruce & Associates is a full service debt collection law firm located in Edmond, Ok, with a focus on providing legal remedy focused debt collection services to institutions from national banks to small businesses. This firm complies with all State and Federal laws and treats consumers with dignity, respect and professionalism. Stephen Bruce & Associates is licensed to practice in Arkansas, Louisiana, Mississippi, Missouri, Kansas, Tennessee, and Oklahoma.Position SummaryStephen L Bruce PC is seeking a mid-level Debt Collector for a full-time, onsite role in Edmond, Oklahoma. This position exists to support compliant account resolution through professional, respectful communication with consumers.Key responsibilities include managing inbound and outbound telephone activity to secure payments, negotiating payment arrangements when appropriate, maintaining thorough and accurate documentation of each interaction, and adhering to all applicable federal, state, and local laws and regulations. The role requires comfort remaining at a workstation and on the phone for extended periods.Required qualifications and skills:- Prior experience as a debt collector or negotiator (required)- Strong verbal and written communication with an empathetic, professional approach- Effective negotiation skills and high ethical standards- Computer proficiency; excellent attendance and time management- Ability to work independently and collaboratively; adaptability and willingness to learnQualified candidates are encouraged to apply and demonstrate a commitment to compliant, respectful collections.Daily WorkflowYour day as a Debt Collector typically begins with reviewing assigned accounts and prioritizing outreach. Throughout the day, you will move between scheduled follow-ups and new contacts, balancing firmness with professionalism and transparency. You will use established systems to record outcomes in real time and stay organized across multiple accounts. The schedule is Monday through Friday, 8:00 a.m. to 5:00 p.m., with optional overtime available when volume warrants. You will work onsite with a team that values a positive attitude and consistent, compliant execution—so your efforts translate directly into healthier revenue streams and clear, documented resolution progress.Compensation & BenefitsThis full-time role offers a competitive salary of $40,000 plus commission, along with Medical, Dental, and Vision coverage. Additional benefits include a 401(k), Life Insurance, and a Flexible Spending Account. Paid Time Off is provided, and employees may access a dedicated Snack/Drink Room.Candidates chosen for this position must pass a background check and drug screening.