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Housing Options Officer Jobs (NOW HIRING)

Town of Dillon

Police Officer

Dillon, CO · On-site

$40 - $56/hr

The Police Officer performs a wide range of law enforcement duties to protect life and property ... Employee housing options * Rental and down payment assistance programs * 40% employee discount on ...

State of Louisiana

Housing Specialist 4

Baton Rouge, LA · On-site

$2.7K - $4.6K/mo

... options and offers an outstanding opportunity to make a difference through public service. With an ... These retirement systems provide retirement allowances and other benefits for state officers and ...

City of Morgan Hill, CA

Police Officer

Morgan Hill, CA · On-site

$129K - $173K/yr

The City has optimum housing options, abundant shopping, regionally recognized wineries, and an ... Police officers who have completed their probationary period and develop superior skills in a ...

City of Morgan Hill

Police Officer

Morgan Hill, CA

$129K - $173K/yr

... optimum housing options, abundant shopping, regionally recognized wineries, and an historic ... Police officers who have completed their probationary period and develop superior skills in a ...

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All JobsHousing Options Officer Jobs

Housing Options Officer information

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$25K

$75.2K

$146.5K

How much do housing options officer jobs pay per year?

As of Aug 9, 2026, the average yearly pay for housing options officer in the United States is $75,177.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $109,000.00 per year, depending on experience, location, and employer.

What is a housing options officer?

A housing options officer is a professional who helps individuals and families find suitable housing solutions, providing advice on available options such as social housing, private rentals, or homelessness prevention. They often assess clients' needs, guide them through application processes, and may work with local authorities or housing agencies to ensure access to appropriate accommodations.
More about Housing Options Officer jobs
What job categories do people searching Housing Options Officer jobs look for? The top searched job categories for Housing Options Officer jobs are:
Housing Options Officer jobs near you
Infographic showing various Housing Options Officer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 12% Part Time, and 7% Contract. Highlights an 78% Physical, 1% Hybrid, and 21% Remote job distribution, with an average salary of $75,177 per year, or $36.1 per hour.

Assistant Loan Officer, Affordable Housing

Merchants Bancorp

Carmel, IN • On-site

$35K - $48K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 8 days ago

Job description

Job Type
Full-time
Description
The Assistant Loan Officer, Affordable Housing, specializing in Community Reinvestment Act (CRA) lending, supports the growth of responsible homeownership by originating residential mortgage loans within targeted communities. This role focuses on business development, sales performance, community engagement, and delivering exceptional customer service while ensuring regulatory compliance and accurate documentation throughout the loan process.
A key component of this role is hands-on learning through mentorship, working closely with an experienced Affordable Loan Originator to develop product knowledge, sales skills, and community engagement expertise.
After one year, our Assistant Loan Officer, Affordable Housing will be able to do the following confidently and independently...
Learning & Mentorship Development
  • Participate in a structured mentorship program with a senior Affordable Loan Originator
  • Shadow experienced originators during client meetings, community events, and sales presentations
  • Receive ongoing coaching in CRA lending strategies, community outreach, and consultative sales techniques
  • Gradually assume increased responsibility in loan origination as skills and knowledge develop
  • Engage in continuous learning related to affordable housing programs, CRA compliance, and mortgage products

Documentation & Compliance
  • Accurately collect, review, and submit borrower documentation in accordance with underwriting guidelines
  • Ensure compliance with all federal, state, and company policies, including CRA, Fair Lending, and regulatory requirements
  • Maintain complete and accurate loan files within internal systems
  • Assist in resolving documentation issues and clearing conditions in a timely manner
  • Coordinate with Loan Originator, Underwriting, Processing, and Closing to ensure exceptional customer experience.

Customer Service
  • Provide responsive, high-quality customer service throughout the loan lifecycle
  • Address client questions and concerns promptly and professionally
  • Coordinate closely with processing, underwriting, and closing teams to ensure a smooth transaction
  • Maintain transparency and keep clients informed on loan status and next step
  • Monitor application status and follow up with clients as needed.

Client Engagement
  • Serve as a trusted advisor by guiding clients through the mortgage process from application to closing
  • Educate borrowers on available loan programs, including CRA, first-time homebuyer, and down payment assistance options
  • Build long-term relationships through consistent communication and follow-up
  • Ensure a personalized and positive experience
  • Assist clients in completing applications and signing documents

Business Development
  • Develop and maintain relationships with community organizations, real estate professionals, builders, and local stakeholders to generate CRA-eligible loan opportunities
  • Identify and engage prospective borrowers within low- to moderate-income (LMI) communities
  • Participate in outreach events, financial literacy workshops, homebuyer workshops, and housing seminars to promote homeownership
  • Support market growth strategies aligned with CRA goals and company objectives
  • Originate residential mortgage loans by presenting appropriate loan options based on client financial needs
  • Maintain a consistent pipeline of active prospects and referral sources

Requirements
What we are looking for...
  • Bachelor's degree in finance, business, or related field preferred (or equivalent combination of education and experience)
  • 1-2 years of experience in mortgage lending, sales, or financial services preferred
  • Knowledge of CRA lending, affordable housing programs, or community development is a plus
  • Strong interpersonal, communication, and sales skills
  • Ability to build relationships within diverse communities
  • Detail-oriented with strong organizational and time management abilities
  • Proficiency in mortgage loan systems and Microsoft Office (Encompass or similar LOS preferred)
  • Active NMLS license or ability to obtain required

Work Environment...
  • Combination of office and field-based work
  • Frequent attendance at community events and partner meetings, which may include evenings and weekends.
  • Collaborative, team-oriented setting with direct mentorship support

Our Benefits: Health, Vision, Dental, 401K, ESOP, 100% Tuition Assistance, 4 weeks paid time off, plus a few more
About Merchants
Ranked as a top performing U.S. public bank by S&P Global Market Intelligence, Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple segments, including Multi-family Mortgage Banking that offers multi-family housing and healthcare facility financing and servicing; Mortgage Warehousing that offers mortgage warehouse financing; and Banking that offers retail and correspondent residential mortgage banking, agricultural lending, and traditional community banking. Merchants Bancorp, with $18.8 billion in assets and $11.9 billion in deposits as of December 31, 2024, conducts its business primarily through its direct and indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital Investments, LLC, Merchants Capital Servicing, LLC, Merchants Asset Management, LLC, and Merchants Mortgage, a division of Merchants Bank of Indiana.
Merchants Bank and Merchants Capital have recently been honored with the 2025 USA Today Top Workplaces recognition, ranking 22nd nationally within the 500-999 employee category. This is the second year that Merchants has been recognized with this award. These accolades build on our strong history of workplace recognition, including being named a Best Place to Work in Indiana for seven consecutive years (2016-2022). For more information read the entire article here .

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