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Home Credit Jobs (NOW HIRING)

AgWest Farm Credit

Credit Underwriter

Tulare, CA · On-site

$72K - $110K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related ... time home office stipend. Benefits Offered by AgWest * Medical, dental, and vision insurance

AgWest Farm Credit

Credit Underwriter

Moses Lake, WA · On-site +1

$80K - $137K/yr

We are in search of a Credit Underwriter II or Credit Underwriter III (internally known as Credit ... time home office stipend. Benefits Offered by AgWest * Medical, dental, and vision insurance

AgWest Farm Credit

Credit Underwriter

Ventura, CA · On-site

$83K - $144K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related ... time home office stipend. Benefits Offered by AgWest * Medical, dental, and vision insurance

AgWest Farm Credit

Credit Underwriter

Tulare, CA · On-site +1

$72K - $110K/yr

We are in search of a Credit Underwriter I or Credit Underwriter II (internally known as a Credit ... time home office stipend. Benefits Offered by AgWest * Medical, dental, and vision insurance

AgWest Farm Credit

Credit Underwriter

Ventura, CA · On-site +1

$83K - $144K/yr

We are in search of a Credit Underwriter I, II, or II (internally known as Credit Analyst) to join ... time home office stipend. Benefits Offered by AgWest * Medical, dental, and vision insurance

Buddy's Home Furnishings (3)

Credit Manager

Orlando, FL · On-site

$16 - $18/hr

Buddy's Home Furnishings is the third-largest Rent-To-Own (RTO) retail provider of furniture ... The Credit Manager along with the Sales Manager are the second in charge after the general manager ...

Buddy's Home Furnishings (22)

Credit Manager

Ocala, FL

$16 - $18/hr

Buddy's Home Furnishings is the third-largest Rent-To-Own (RTO) retail provider of furniture ... The Credit Manager along with the Sales Manager are the second in charge after the general manager ...

Petro Home Services

Credit Representative

Woodbury, NY · On-site

We are a leading home services provider, and due to our continued growth we are looking for knowledgeable and reliable individuals to serve as Credit Representatives. You will be responsible for ...

Petro Home Services

Credit Representative

Woodbury, NY · On-site

We are a leading home services provider, and due to our continued growth we are looking for knowledgeable and reliable individuals to serve as Credit Representatives. You will be responsible for ...

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How much do home credit jobs pay per hour?

As of Jun 7, 2026, the average hourly pay for home credit in the United States is $14.42, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $14.42 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Home Credit Loan Officer, and why are they important?

To thrive as a Home Credit Loan Officer, you need a solid understanding of financial products, credit assessment, and customer service, often supported by relevant experience or a degree in finance or business. Familiarity with loan management software, CRM systems, and digital banking tools is typically required. Strong interpersonal skills, problem-solving, and attention to detail help build trust with clients and ensure accurate processing. These skills are vital for making sound lending decisions, meeting customer needs, and maintaining regulatory compliance in a competitive financial environment.

What is the difference between Home Credit vs Loan Officer?

AspectHome CreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require financial or sales certificationsHigh school diploma; often requires financial or sales certifications
Work EnvironmentOffice settings, customer locations, or remote; focus on sales and customer serviceBank branches, financial institutions; customer-facing roles in loan processing and sales
Employer & Industry UsageFinancial services, lending companies, retail financeBanks, credit unions, lending firms
Common Search & ComparisonHome Credit vs Loan Officer

Both Home Credit and Loan Officers work within the financial services industry, focusing on lending and customer service. While Home Credit typically involves retail financing and consumer credit sales, Loan Officers often work directly with clients to process and approve loans at financial institutions. The roles share similar credentials and work environments, making them common points of comparison for job seekers in the finance sector.

What is Home Credit?

Home Credit is a global consumer finance provider that offers financial services such as personal loans, point-of-sale financing, and other credit products, primarily to people with little or no credit history. The company operates in multiple countries, focusing on making borrowing accessible and simple for underserved customers. Home Credit partners with retailers and uses technology to quickly assess creditworthiness, allowing more people to access financial products. Their services are designed to help customers make purchases or manage expenses with flexible repayment options.

What are some common challenges faced by Home Credit professionals, and how can they effectively address them?

Home Credit professionals often encounter challenges such as assessing the creditworthiness of clients with limited financial history and managing a high volume of loan applications efficiently. To address these, they rely on robust risk assessment tools, clear communication with clients, and thorough documentation. Building strong customer relationships and staying updated on regulatory changes also help in mitigating risks and ensuring responsible lending practices. Collaboration with underwriting and collections teams is essential to maintain a smooth workflow and achieve organizational goals.
More about Home Credit jobs
What states have the most Home Credit jobs? States with the most job openings for Home Credit jobs include:
What job categories do people searching Home Credit jobs look for? The top searched job categories for Home Credit jobs are:
Home Credit jobs near you

Credit Underwriter

AgWest Farm Credit

Tulare, CA • On-site

$72K - $110K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

Job description

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.
AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a Credit Underwriter I or Credit Underwriter II (internally known as a Credit Analyst) to join our California Lending and Insurance department in Tulare. This full-time position reports to the VP, Credit and assists in providing sound, constructive credit and related services, typically supporting a portfolio of simple to moderately complex credit relationships.
Compensation Information
The base salary range for this position in Tulare, California is:
Level I:
Typical starting range: $66,200 - $88,700
Full base salary range: $66,200 - $99,900
Annual performance-based incentive target is 10% of base salary.
Level II:
Typical starting range: $72,600 - $97,800
Full base salary range: $72,600 - $110,400
Annual performance-based incentive target is 12% of base salary.
Essential Duties
  • Gather financial and business-related information from customers, prospects and other available resources through personal interviews, phone interviews, and other information resources.
  • Analyze basic financial statements, including opinions and notes, tax records, "in house" prepared financial statements and pro forma statements.
  • Prepare credit analysis and make recommendations to appropriate management for review.
  • Comply with documentation expectations, procedures, laws and regulations.
  • Support customer relationships through marketing and servicing financially related products by communicating with customers, their professional representatives and employees at the branch office or customer locations.
  • Effectively participate in the Large Loan process as needed to provide high quality products to be delivered within the agreed time frames and within the risk parameters acceptable to the organization.
  • Complete in-person farm visits, collateral inspections and document observations including but not limited to visually inspecting the condition and valuation of loan collateral.
  • Conduct research of agricultural and related industries and commodities to determine viability, trends and opportunities for the organization to strengthen its position.
  • Establish rapport with and develop/maintain confidence of customers and prospective customers.
  • Represent the organization at public relations events by joining or actively supporting appropriate agricultural organizations, civic groups or commodity groups and actively participating in sponsored events and programs.
  • Accurately classify and identify appropriate charge-offs reserves, cash income accounting and allowances on assigned loans.
  • Assist in credit investigations on applicants including public record searches, credit bureau reports, employment and income verification and asset and liability verification.
  • Participate in loan closings by ensuring the appropriate documentation is completed and understood by the customer.
  • Ensure effective and accurate credit administration through coordination with relationship managers and others.
  • Participate in assigned industry teams or industry task forces as needed; assist teams with detailed industry studies and the organization of industry specific customer educational events.
  • Effectively work with customers and collaborate with other teams to make referrals and cross-sell products, to meet customer needs.
  • Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
  • Other duties as assigned.

Travel Requirements
  • AgWest employees may occasionally be asked to travel for all-staff or team meetings not included in the standard travel requirements for the role.

Minimum Qualifications
  • Bachelor's degree in business or ag-related field, or an equivalent combination of education and experience

Preferred Qualifications
  • Knowledge of loan programs and financially related services
  • Knowledge of agricultural practices

Workplace Flexibility
  • After an initial in-office training period, this position is eligible for workplace flexibility and a one-time home office stipend.

Benefits Offered by AgWest
  • Medical, dental, and vision insurance
  • Basic term life and AD&D insurance (fully paid for by the company)
  • Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer
  • 401(k) plan (6% match plus 3% employer contribution)
  • Employee Assistance Program
  • Wellness Program
  • Jeans are welcome at work every day at AgWest!

*Vacation accrual rates increase with tenure.
Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits
#LI-Hybrid
Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law.
Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.
When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them.
To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it. Please be aware that this information is kept separate from your application, and not utilized in the selection process.
For more information about the information AgWest Farm Credit collects, please see the AgWest Farm Credit California Privacy Policy.

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