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Home Credit Jobs (NOW HIRING)

Farmers Home Furniture

Credit Assistant

Eastman, GA · On-site

... customers' homes to collect on late payments; assists with repossessions of merchandise as ... service, or credit contract with customer in an attempt to gain payment. * Documents all ...

Farmers Home Furniture

Credit Assistant

Manning, SC · On-site

... customers' homes to collect on late payments; assists with repossessions of merchandise as ... service, or credit contract with customer in an attempt to gain payment. * Documents all ...

Buddy's Home Furnishings (386)

Credit Manager

Adel, GA · On-site

$10 - $15/hr

Buddy's Home Furnishings is the third-largest Rent-To-Own (RTO) retail provider of furniture ... The Credit Manager assists and coordinates store activities to ensure safe, professional and ...

Buddy's Home Furnishings (385)

Credit Manager

Tifton, GA · On-site

$10 - $15/hr

Buddy's Home Furnishings is the third-largest Rent-To-Own (RTO) retail provider of furniture ... The Credit Manager assists and coordinates store activities to ensure safe, professional and ...

Farmers Home Furniture

Credit Manager

Gaffney, SC · On-site

... credit to customers; conducting credit investigations; and following proper credit approval ... customers' homes to collect on late payments; assists with repossessions of merchandise as ...

Farmers Home Furniture

Credit Manager

Leeds, AL

... credit to customers; conducting credit investigations; and following proper credit approval ... customers' homes to collect on late payments; assists with repossessions of merchandise as ...

Farmers Home Furniture

Credit Manager

Manning, SC · On-site

... credit to customers; conducting credit investigations; and following proper credit approval ... customers' homes to collect on late payments; assists with repossessions of merchandise as ...

Farmers Home Furniture

Credit Manager

Hiram, GA

... credit to customers; conducting credit investigations; and following proper credit approval ... customers' homes to collect on late payments; assists with repossessions of merchandise as ...

Farmers Home Furniture

Credit Manager

Manchester, GA · On-site

... credit to customers; conducting credit investigations; and following proper credit approval ... customers' homes to collect on late payments; assists with repossessions of merchandise as ...

Farmers Home Furniture

Credit Manager

Moultrie, GA · On-site

... credit to customers; conducting credit investigations; and following proper credit approval ... customers' homes to collect on late payments; assists with repossessions of merchandise as ...

Farmers Home Furniture

Credit Manager

Hiram, GA · On-site

... credit to customers; conducting credit investigations; and following proper credit approval ... customers' homes to collect on late payments; assists with repossessions of merchandise as ...

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$14

How much do home credit jobs pay per hour?

As of Jun 7, 2026, the average hourly pay for home credit in the United States is $14.42, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $14.42 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Home Credit Loan Officer, and why are they important?

To thrive as a Home Credit Loan Officer, you need a solid understanding of financial products, credit assessment, and customer service, often supported by relevant experience or a degree in finance or business. Familiarity with loan management software, CRM systems, and digital banking tools is typically required. Strong interpersonal skills, problem-solving, and attention to detail help build trust with clients and ensure accurate processing. These skills are vital for making sound lending decisions, meeting customer needs, and maintaining regulatory compliance in a competitive financial environment.

What is the difference between Home Credit vs Loan Officer?

AspectHome CreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require financial or sales certificationsHigh school diploma; often requires financial or sales certifications
Work EnvironmentOffice settings, customer locations, or remote; focus on sales and customer serviceBank branches, financial institutions; customer-facing roles in loan processing and sales
Employer & Industry UsageFinancial services, lending companies, retail financeBanks, credit unions, lending firms
Common Search & ComparisonHome Credit vs Loan Officer

Both Home Credit and Loan Officers work within the financial services industry, focusing on lending and customer service. While Home Credit typically involves retail financing and consumer credit sales, Loan Officers often work directly with clients to process and approve loans at financial institutions. The roles share similar credentials and work environments, making them common points of comparison for job seekers in the finance sector.

What is Home Credit?

Home Credit is a global consumer finance provider that offers financial services such as personal loans, point-of-sale financing, and other credit products, primarily to people with little or no credit history. The company operates in multiple countries, focusing on making borrowing accessible and simple for underserved customers. Home Credit partners with retailers and uses technology to quickly assess creditworthiness, allowing more people to access financial products. Their services are designed to help customers make purchases or manage expenses with flexible repayment options.

What are some common challenges faced by Home Credit professionals, and how can they effectively address them?

Home Credit professionals often encounter challenges such as assessing the creditworthiness of clients with limited financial history and managing a high volume of loan applications efficiently. To address these, they rely on robust risk assessment tools, clear communication with clients, and thorough documentation. Building strong customer relationships and staying updated on regulatory changes also help in mitigating risks and ensuring responsible lending practices. Collaboration with underwriting and collections teams is essential to maintain a smooth workflow and achieve organizational goals.
More about Home Credit jobs
What states have the most Home Credit jobs? States with the most job openings for Home Credit jobs include:
What job categories do people searching Home Credit jobs look for? The top searched job categories for Home Credit jobs are:
Home Credit jobs near you
Credit Manager

Credit Manager

Buddy's Home Furnishings (1017)

Pinellas Park, FL

$16 - $18/hr

Other

Medical, Retirement, PTO

Posted 3 days ago

Buddy's Home Furnishings rating

5.0

Company rating: 5.0 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Buddy’s Home Furnishings is the third-largest Rent-To-Own (RTO) retail provider of furniture, appliances, electronics, and computers in the United States. Over the past five years, we have expanded aggressively, adding new company-owned and franchised stores nationwide.
Come join our growing team!
Benefits include:
* Salary: $16.00 - $18.00 per hour
* Paid Time Off
* Closed on Sundays*
* Discounts
* Health & Retirement benefits (vary depending on location)
Credit Manager Role Summary:
The Credit Manager along with the Sales Manager are the second in charge after the general manager at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies.
Training will be provided, and you will be cross trained in all aspects of the role.
* This is an in-person job and only available physically at the specified location.
* You must be over the age of 21 to be considered for this position.
Principal Responsibilities:
* Acquire and Maintain Customers
* Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments
* Assist in managing store personnel; may direct activities of one or more employees
* Compliance with all applicable federal, state and local statutes
* Decipher, prepare and review store reports
* Document all customer commitments
* Ensure company standards for renewals, delinquencies and store collections are satisfied
* Meet and exceed target sales and revenue goals
* Follow monthly marketing plans and maintain internal quality control standards
* Manage customer accounts
* Managing inventory and cash assets
* Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy

Requirements/Responsibilities

Credit Manager Requirements:
* Must be over the age of 21 to drive a vehicle for work (insurance requirement)
* Effective organizational skills
* Established collection skills
* Good communication skills
* Learn and become proficient in POS system
* Maintain professional appearance
* Must be able to read, write and communicate effectively in person and over the phone with employees and customers
* Negotiate and resolve conflict
* Plan, organize, delegate, coordinate and follow up various tasks and assignments
* Recognize and solve problems
* Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements
* General Accounting and accounts receivable
* Regular and consistent attendance, including nights and weekends as business dictates
Education and Experience
* Two years’ experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising.
* Credit Analyst and collection
Physical Requirements:
* Routine lifting, loading, and moving of merchandise (50-300 pounds) using a dolly
* Stooping, bending, pulling, reaching, and grabbing
* Ability to traverse multiple flights of stairs while carrying furniture, appliances, and electronics
* Prolonged periods of driving and standing
* Ability to work in various indoor and outdoor climates and weather conditions
Additional Information:
* Buddy’s Home Furnishings is an Equal Opportunity Employer and a Drug-Free Workplace.
* A detailed background check, including driving history and drug screening, is required.

Special Instructions

Please do not send any emails, resumes, or call.
We are making it really easy to apply for this position.
Simply submit a ZippyApp application package which may include the Common Employment Application, Resume, and a Cover Letter. In your Cover Letter, please write a short paragraph describing yourself and why you would make a great addition to our team.

ZippyApp is the Common Employment Application for online and mobile that allows you to apply for jobs with one click, and is being accepted at a growing number of businesses each day.

What Buddy's Home Furnishings employees say

Hours and flexibility

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