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Home Based Claims Adjuster Jobs (NOW HIRING)

ARC Group

Claims Adjustor (BI)

Oakland Park, FL · Remote

CLAIMS ADJUSTER (remote) ARC Group seeks two Bodily Injury Claims Adjuster to work in a remote contract role for our direct client based in Fort Lauderdale, FL. This is a 90 day contract to start and ...

AIG

Claims Adjuster, Warranty

Jeffersonville, IN · On-site

Our portfolio consists of a diverse range of products from the home warranty, consumer electronics ... Opportunity to earn a performance-based annual bonus. * A robust amount of Paid Time off- with ...

Snap-on Inc

Claims Adjuster II

Kenosha, WI

The Claims Adjuster II is responsible for adjusting claims from franchisee and corporate (Auto ... Casualty license for Auto, GL and Property in home state, CA,TX, FL, NY & GA. #IND-SNA-KENO

Vega Claims

Claims Adjuster - Auto Recovery

Atlanta, GA · On-site

$47K - $62K/yr

Active adjusters license in home or designated home state * Consistently exceeds targets including ... Strong collaborator with team members based across the country and the world * Successfully able to ...

AIG

Claims Adjuster, Warranty

Atlanta, GA · On-site

Our portfolio consists of a diverse range of products from the home warranty, consumer electronics ... Opportunity to earn a performance-based annual bonus. * A robust amount of Paid Time off- with ...

Vega Claims

Claims Adjuster - Auto Bodily Injury

Atlanta, GA · On-site

$47K - $62K/yr

What you'll do: * Analyze coverage based on the facts of the loss * Make informed liability ... Active adjusters license in home or designated home state * New York licensing required within ...

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Home Based Claims Adjuster information

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$30.5K

$64.6K

$90K

How much do home based claims adjuster jobs pay per year?

As of Sep 10, 2026, the average yearly pay for home based claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What is the difference between Home Based Claims Adjuster vs Field Claims Adjuster?

AspectHome Based Claims AdjusterField Claims Adjuster
Work EnvironmentPrimarily remote, working from homeOn-site at claim locations
Required CredentialsAdjuster license, insurance knowledgeAdjuster license, sometimes additional certifications
Industry UsageCommon in insurance companies offering remote rolesCommon in insurance companies with on-site assessments
Work ScopeReview claims remotely, communicate via phone/emailInspect property/auto, meet clients in person

The main difference between a Home Based Claims Adjuster and a Field Claims Adjuster lies in their work environment and daily tasks. Home Based Claims Adjusters work remotely, reviewing claims and communicating with clients from home, while Field Claims Adjusters perform on-site inspections and meet clients in person. Both roles require similar licensing and insurance knowledge, but their work settings and interaction styles differ significantly.

Can a home based claims adjuster work from home?

Yes, many home based claims adjusters work remotely, using digital tools and communication platforms to evaluate claims, review documentation, and communicate with clients and insurers. This role typically requires strong organizational skills, industry knowledge, and sometimes specific certifications, but it often offers flexible schedules and the ability to work from a home office.

How much do home based claims adjusters make?

Home-based claims adjusters typically earn between $45,000 and $75,000 annually, depending on experience, location, and the complexity of claims handled. Many adjusters work independently or for insurance companies, often requiring knowledge of insurance policies and claims processing software.

What cities are hiring for Home Based Claims Adjuster jobs?

Cities with the most Home Based Claims Adjuster job openings:

What are the most commonly searched types of Claims Adjuster jobs?

The most popular types of Claims Adjuster jobs are:

What states have the most Home Based Claims Adjuster jobs?

States with the most job openings for Home Based Claims Adjuster jobs include:

What are popular job titles related to Home Based Claims Adjuster jobs?

For Home Based Claims Adjuster jobs, the most frequently searched job titles are:

Home Based Claims Adjuster jobs near you
Infographic showing various Home Based Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 13% Part Time, and 7% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

Inland Marine Claims Adjuster

Worcester, MA • On-site

The Hanover Insurance Group, Inc.
Insurance Services • 5 - 10K employees
Learn more about The Hanover Insurance Group, Inc.external

$58K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Hanover Insurance rating

8.0

Company rating: 8.0 out of 10

Based on 28 frontline employees who took The Breakroom Quiz

172nd of 315 rated insurance

Job description

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture.
Our Property Claims team is currently seeking an Service Claims Adjuster to join our Inland Marine team in our Worcester, MA office. This is a Full-time/Exempt role.
POSITION OVERVIEW:
The Inland Marine Claims Adjuster is responsible for managing a caseload of moderately complex claims from initiation to resolution. This includes determining coverage, conducting thorough investigations, evaluating damages, and negotiating settlements in accordance with policy terms, best practices, and jurisdictional requirements. The role involves direct communication with insureds and third parties, as well as accurate input and management of claim data.
IN THIS ROLE, YOU WILL:
  • Manage a caseload of moderately complex service claims from intake through resolution.
  • Conduct thorough investigations, assess liability, and evaluate damages using established procedures.
  • Engage underwriting, legal, and stakeholders for comprehensive investigation and evaluation.
  • Identify and refer suspicious claims to the Special Investigation Unit.
  • Transfer risk to appropriate parties.
  • Maintain appropriate adjuster licenses and continuing education credits.
  • Handle claims within specific limits and authority; use discretion and independent judgment.
  • Set reserves and authorize payments within scope of authority.
  • Review and validate intake claims; conduct investigations and document findings.
  • Coordinate with stakeholders to resolve issues; adhere to claims processing procedures.
  • Utilize technology and data tools to enhance claims processing efficiency and accuracy.
  • Resolve claims with empathy and customer-centricity; prepare documentation and evidence.
  • Maintain detailed and compliant documentation of claim activities and communications.
  • May represent the company in mediations, arbitrations, and trials.
  • Participate in problem-solving discussions, and cross-functional coordination.
  • Handle sensitive communications professionally and translate complex information for diverse audiences.
  • Mentor entry-level adjusters and share best practices learned through training and experience.
  • Provide exceptional customer service; educate policyholders and ensure satisfaction.
  • Ensures Compliance with all licensing requirements.
  • Identify and assign subrogation potential appropriately; set up files to support successful recovery efforts
  • Employees are expected to meet the essential functions of their role, including maintaining regular, predictable and reliable attendance and adhering to their assigned work schedules.
  • Onsite attendance requirements may vary by position and are subject to change based on business needs consistent with applicable law.
  • Communicate effectively with internal and external stakeholders using appropriate channels, including phone, email, teams, and in person interactions as required.
  • Ability to maintain sound judgement and attention to detail while managing multiple priorities under pressure in a fast-paced environment.

WHAT YOU NEED TO APPLY:
  • Associate degree required; bachelor's degree preferred or combination of education and experience.
  • Typically has 1-4 years of relevant experience in claim handling.
  • Proficient with basic computer navigation; ability to use basic software. systems/applications (Suite of MS Office Products) and use of the internet.
  • Knowledge of insurance products, processes, and relevant laws.
  • Learn and handle negotiations independently within authority, understand common tactics for moderately complex claim resolution.
  • Communicate clearly and empathetically across various channels.
  • Operate with decision-making latitude; adapt to changing situations.
  • Deliver difficult messages with clarity and professionalism.
  • Collaborate with team members and maintain constructive relationships.
  • Manage multiple tasks and deadlines with strong organizational skills.
  • Negotiate claims independently within authority limits.
  • Understand insurance principles, policies, procedures, and terminology.
  • Possess investigative skills and follow procedures and guidelines.
  • Ability to use a personal computer and other standard office equipment.
  • Ability to sit and/or stand for extended periods.
  • Required to work on-site as needed.
  • Ability to travel as necessary.
  • Ability to work in a fast paced, changing or stressful environment.
  • Ability to perform work in a noisy/loud work environment.
  • May be required to have and maintain sufficient home-based internet connection.
  • Employees are expected to participate professionally in virtual meetings. Use of video cameras is expected under most circumstances.

This job posting provides cursory examples of some of the job duties associated with this position. The examples provided are not complete, and the position may entail other essential and job-related functions and responsibilities that employees will be required to perform.
CAREER DEVELOPMENT:
It's not just a job, it's a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you - at every level - to grow and develop.
BENEFITS:
We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you'll enjoy what you do and have the support you need to succeed.
Benefits include:
  • Medical, dental, vision, life, and disability insurance
  • 401K with a company match
  • Tuition reimbursement
  • PTO
  • Company paid holidays
  • Flexible work arrangements
  • Cultural Awareness Day in support of IDE
  • On-site medical/wellness center (Worcester only)
  • Click here for the full list of Benefits

EEO statement:
The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law."
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at:HRServices@hanover.com and include the link of the job posting in which you are interested.
Privacy Policy:
To view our privacy policy and online privacy statement, click here.
Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here
Compensation:
The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.

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