1

Home Based Desk Adjuster Jobs (NOW HIRING)

Desk Adjuster

Lake Mary, FL ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Our Desk Adjuster enjoys robust benefits: * Remote work schedule! * Health & Wellness: Company ... Establish ultimate reserves (anticipated cost to bring file to closure based on known facts) as ...

Inland Marine Desk Adjuster (Remote - Temporary W-2) We're seeking an experienced Inland Marine ... Competitive pay based on experience Join our team and contribute your inland marine expertise in a ...

Inland Marine Desk Adjuster (Remote - Temporary W-2) We're seeking an experienced Inland Marine ... Competitive pay based on experience Join our team and contribute your inland marine expertise in a ...

Desk Property Adjuster - NC

Concord, NC ยท On-site +1

$68K - $104K/yr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... based on experience and qualifications. Total compensation for this role may include additional ...

We are seeking an experienced and detail-oriented Temporary Desk Adjuster to join our growing team ... Authorize payments, settlements, or denials based on documented damages and field reports * Set and ...

We are seeking an experienced and detail-oriented Temporary Desk Adjuster to join our growing team ... Authorize payments, settlements, or denials based on documented damages and field reports * Set and ...

Desk Adjuster

Lakewood, CO ยท On-site

$50K/yr

The Desk Adjuster manages the full lifecycle of assigned claims, serving as both the subject matter ... denial based on coverage determination. * Review documentation for completeness, accuracy, and ...

The Desk Adjuster manages the full lifecycle of assigned claims, serving as both the subject matter ... denial based on coverage determination. * Review documentation for completeness, accuracy, and ...

next page

Showing results 1-20

Home Based Desk Adjuster information

See salary details

$37K

$75.2K

$127.5K

How much do home based desk adjuster jobs pay per year?

As of Aug 18, 2026, the average yearly pay for home based desk adjuster in the United States is $75,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,000.00 and $84,000.00 per year, depending on experience, location, and employer.

What is a home based desk adjuster?

A Home Based Desk Adjuster is an insurance professional who works remotely, typically from their home, to evaluate and process insurance claims. Instead of visiting claim sites in person, desk adjusters review documentation, photographs, and written reports to assess damages and determine claim settlements. They communicate with policyholders, contractors, and other stakeholders primarily via phone, email, and online platforms. This role requires strong analytical skills, attention to detail, and proficiency with claims management software.

How does a home based desk adjuster collaborate with field adjusters and other team members while working remotely?

As a home based desk adjuster, effective communication with field adjusters, claimants, and other team members is essential. Most collaboration occurs through phone calls, video conferencing, and claims management software, allowing you to review documentation, clarify claim details, and coordinate inspections. Regular virtual meetings and real-time messaging tools help ensure everyone stays aligned on claim progress and company procedures. Building strong relationships and maintaining clear communication are key to overcoming the challenges of remote teamwork in this role.

What are the key skills and qualifications needed to thrive as a home based desk adjuster, and why are they important?

To thrive as a Home Based Desk Adjuster, you need solid knowledge of insurance policies, claims processing, and investigative techniques, often supported by relevant experience or industry certifications. Familiarity with claims management software, digital documentation tools, and remote communication platforms is typically required. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills in this role. These abilities ensure accurate claim assessments, efficient remote collaboration, and high-quality customer service for claimants and insurers.

What is the difference between Home Based Desk Adjuster vs Claims Processor?

AspectHome Based Desk AdjusterClaims Processor
CredentialsAdjuster license, insurance knowledgeBasic insurance or claims training
Work EnvironmentRemote, home officeRemote or office-based
Industry UsageInsurance claims assessmentClaims data entry and processing
Search IntentCompare roles in insurance claimsSimilar remote insurance roles

The Home Based Desk Adjuster and Claims Processor roles both operate within the insurance industry and often require knowledge of insurance policies. The main difference is that the Home Based Desk Adjuster evaluates claims and determines coverage, often needing licensing, while the Claims Processor handles data entry and administrative tasks related to claims. Both roles are remote and suitable for individuals seeking work-from-home opportunities in insurance.

More about Home Based Desk Adjuster jobs

What cities are hiring for Home Based Desk Adjuster jobs?

Cities with the most Home Based Desk Adjuster job openings:

What are the most commonly searched types of Desk Adjuster jobs?

The most popular types of Desk Adjuster jobs are:

What states have the most Home Based Desk Adjuster jobs?

States with the most job openings for Home Based Desk Adjuster jobs include:

Infographic showing various Home Based Desk Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 14% Part Time, and 7% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $75,193 per year, or $36.2 per hour.

Desk Adjuster

Frontline Insurance Managers Inc.

Lake Mary, FL โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


Job description

At Frontline Insurance, we are on a mission to Make Things Better, and our Desk Adjuster plays a pivotal role in achieving this vision. We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.


What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as a Territory Personal Lines Underwriter, where you can make a meaningful impact and grow your career, your next adventure starts here!



Our Desk Adjuster enjoys robust benefits:

  • Remote work schedule!
  • Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
  • Financial Security: 401k Retirement Plan with a generous 9% match
  • Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members.


What you can expect as a Desk Adjuster:

  • Verify facts of loss and pertinent information to analyze and confirm coverage.
  • Handle the adjusting of the entire claim, including collecting and reviewing all loss related facts, performing an analysis under the terms of the insurance policy to make coverage recommendation and issue payments within applicable authority level.
  • Contact insured(s) to schedule inspection of damaged property in a timely manner.
  • Keep insured(s) informed on all steps of the claim investigation and progress to resolution.
  • Determine the method and extent of investigation for each claim. Make assignment to outside experts or investigators when appropriate.
  • Review and analyze all investigative and claim material to determine the facts of the loss, in a timely manner.
  • Document all claim actions, inclusive of coverage and damage investigations, contacts, phone calls, emails, and correspondences in the claim file.
  • Check e-mails and messages daily. Respond to all calls, emails, and questions in a timely manner.
  • Establish ultimate reserves (anticipated cost to bring file to closure based on known facts) as soon as practical and monitor to adjust at the time of any exposure changing event.
  • Explain and appropriately respond to insureds, public adjusters, attorneys, contractors, and any additional involved parties to obtain needed information, complete a timely investigation, relay status updates, explain settlements and/or ultimate claim disposition.
  • Timely submit reserve and payment approval requests, as appropriate.
  • Identify claims requiring a Reservation of Rights or denial, draft appropriate coverage correspondence and refer for management approval.
  • Identify claims best suited to be be resolved through DFS Mediation and/or appraisal and timely demand appropriate ADR option.
  • Attend mediations, as assigned, and apply technical knowledge to facilitate claim resolution negotiations.
  • Apply advanced negotiation skills to effectuate direct resolution of disputed claims with insureds or their legal representative.
  • Coordinate appraisal process, maintaining communication necessary to ensure appraisal process is timely moving forward toward binding award.

What we are looking for as a Desk Adjuster:

  • Proficient in Xactimate.
  • Attention to detail.
  • Ability to multi-task.
  • Solid written and verbal communication skills.
  • Effective oral, written, organizational and analytical skills required.
  • Strong computer skills and the ability to work effectively under stress.
  • Interpersonal skills to develop relationship with insured’s, PA’s, opposing counsel, defense counsel, vendors, and contractors to enhance the appropriate flow of information.
  • Maintain Florida 520 License. Obtain Alabama, North Carolina, South Carolina, and Georgia, if applicant does not currently possess same.
  • Minimum 5 years’ experience and/or training in P & C Insurance or equivalent combination of education and experience.
  • Ability to regularly use computer and certain software programs. Strong computer and data entry skills required.

Why work for Frontline Insurance?

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values: Integrity, Patriotism, Family, and Creativity.
We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive.


Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.