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Head Of Credit Risk Jobs in Georgia (NOW HIRING)

Senior Manager, Risk Analytics

Atlanta, GA ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

GreenSky seeks a credit risk professional to own and manage one or more credit strategy processes ... This is a high-ownership, hands-on role for someone who wants to run a set of credit strategies end ...

Knowledge of lien laws, bonds, and credit risk mitigation tools preferred Essential duties ... Review and analyze customer financial information, credit applications, and supporting ...

Knowledge of lien laws, bonds, and credit risk mitigation tools preferred Essential duties ... Review and analyze customer financial information, credit applications, and supporting ...

New

Senior Credit Officer

Atlanta, GA ยท On-site

$110 - $150/hr

... of credit approval authority is used, if Credit Policy exceptions were properly identified and mitigated, and the appropriate ancillary forms (risk rating worksheet, etc.) were included with the ...

... of credit approval authority is used, if Credit Policy exceptions were properly identified and mitigated, and the appropriate ancillary forms (risk rating worksheet, etc.) were included with the ...

... of credit approval authority is used, if Credit Policy exceptions were properly identified and mitigated, and the appropriate ancillary forms (risk rating worksheet, etc.) were included with the ...

... of credit approval authority is used, if Credit Policy exceptions were properly identified and mitigated, and the appropriate ancillary forms (risk rating worksheet, etc.) were included with the ...

Senior Commercial Credit Underwriter

Alpharetta, GA ยท Hybrid

$96K - $113K/yr

Knowledge of credit risk scoring methodologies and credit risk mitigation techniques * Demonstrated ... Reach above head to pull paper attachments. DISCLAIMER Please note this is not designed to cover or ...

... of credit approval authority is used, if Credit Policy exceptions were properly identified and mitigated, and the appropriate ancillary forms (risk rating worksheet, etc.) were included with the ...

Business Card Product Director

Atlanta, GA ยท Hybrid

$224K - $234K/yr

  • Medical

  • Life

  • Retirement

  • PTO

Lead cross functional team of partners including Marketing, analytics, technology and credit risk to drive customer acquisition campaigns and promotions. * Develop and manage acquisition strategies ...

Showing results 41-60

Head Of Credit Risk information

See Georgia salary details

$73K

$133.7K

$202.2K

How much do head of credit risk jobs pay per year?

As of Aug 20, 2026, the average yearly pay for head of credit risk in Georgia is $133,676.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,700.00 and $149,900.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a head of credit risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.

What are the key skills and qualifications needed to thrive as a head of credit risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are popular job titles related to Head Of Credit Risk jobs in Georgia?

For Head Of Credit Risk jobs in Georgia, the most frequently searched job titles are:

What job categories do people searching Head Of Credit Risk jobs in Georgia look for?

The top searched job categories for Head Of Credit Risk jobs in Georgia are:

What cities in Georgia are hiring for Head Of Credit Risk jobs?

Cities in Georgia with the most Head Of Credit Risk job openings:

Infographic showing various Head Of Credit Risk job openings in Georgia as of August 2026, with employment types broken down into 77% Full Time, 15% Part Time, 5% Contract, and 3% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $133,676 per year, or $64.3 per hour.

Senior Manager, Risk Analytics

Greensky Credit

Atlanta, GA โ€ข On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 27 days ago


Job description

Overview
About GreenSky
GreenSky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Saleยฎ for a growing ecosystem of merchants, consumers, and banks. GreenSky's highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The GreenSkyยฎ Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage GreenSky's technology to offer loans to primarily super-prime and prime consumers nationwide. Since GreenSky's inception, nearly 6 million consumers have financed more than $60 billion of commerce using GreenSky's real time "apply and buy" technology.
Location: Atlanta, GA (Hybrid: 3 Days per week)
This role requires unrestricted work authorization now and in the future, as visa sponsorship and sponsorship transfers are not available.
Overview:
GreenSky seeks a credit risk professional to own and manage one or more credit strategy processes for the Home Improvement lending platform. This role spans strategy design through execution and works across unit economics, underwriting, servicing, and capital markets, with direct responsibility for the profitability and disciplined growth of the strategies they manage.
This is a high-ownership, hands-on role for someone who wants to run a set of credit strategies end-to-end. The individual will define and maintain loan-level valuation frameworks, monitor early performance signals, design and execute test-and-learn strategies, manage pre-screen credit strategy, and directly implement credit policies within GreenSky's decisioning infrastructure. Success in this role requires comfort operating with white space, making judgment calls, continuously refining strategy as performance emerges, and working cross-functionally with others in the enterprise to execute.
They will own the credit economics for the strategies and processes they manage, operating with a high degree of autonomy while collaborating closely with partners across Credit, Product, Servicing, and Capital Markets.
Duties & Responsibilities
Loan Valuation & Credit Economics
  • Build and maintain loan-level valuation models incorporating cumulative and non-cumulative loss, delinquency roll-rates, prepayment behavior, minimum payment dynamics, recoveries, and balance / cash-flow curves
  • Translate performance assumptions into asset margin, risk-adjusted return, and profitability estimates
  • Perform downside and sensitivity analysis to understand risk tradeoffs and economic boundaries

Performance Monitoring & Early Warning
  • Monitor early-stage delinquency, roll behavior, and payment performance across credit segments and populations
  • Convert early performance signals into forward-looking loss and profitability forecasts, not just retrospective reporting
  • Identify emerging risks and recommend timely strategy or policy adjustments

Credit Strategy & Test-and-Learn
  • Design and execute test-and-learn frameworks across underwriting, segmentation, approval criteria, limits, and pricing
  • Define success metrics, guardrails, and decision criteria to support scaling, refinement, or discontinuation of strategies
  • Partner cross-functionally with Product, Capital Markets, Legal/Compliance, and Servicing to ensure strategies are executable and well-controlled
  • Own and manage pre-screen credit strategy, including criteria design, execution, and performance monitoring for prescreened acquisition campaigns

Decisioning & Strategy Implementation
  • Code and implement credit strategies within GreenSky's decision engine
  • Translate analytical insights into production-ready strategies, rules, and decision logic
  • Support ongoing optimization through disciplined iteration and performance feedback loops

Borrower Communications & Servicing Strategy
  • Collaborate on the design and testing of borrower communication strategies across multiple channels, including activation, payment reminders, and early-stage delinquency outreach
  • Evaluate communication effectiveness using controlled testing methodologies
  • Inform servicing and collections approaches for higher-risk segments

Leadership & Collaboration
  • Partner with stakeholders across Credit, Product, Capital Markets, and Servicing
  • Partner with others within risk including credit strategy and collections strategy to design and test new strategies
  • Communicate complex analytical findings clearly to senior audiences
  • Potentially manage and mentor junior team members as the function scales

Required Skills/Qualifications
Required Skills & Qualifications:
  • At least 4 years of experience in credit risk, credit strategy, or analytics within financial services or fintech
  • Bachelor's degree with advanced degree preferrable in a quantitative field such as Economics, Statistics, Mathematics, Operations Research, Engineering, Computer Science etc
  • experience building loss and valuation models for consumer credit portfolios
  • Strong understanding of delinquency dynamics, loss emergence, and early performance monitoring.
  • Hands-on experience with test-and-learn methodologies (e.g., A/B testing, champion/challenger, phased rollouts)
  • Expertise in pulling structured data with SQL and experience with Excel, Tableau, Python (or similar) for analytics
  • Experience implementing credit strategies in a decision engine or rules-based system
  • Strong written and verbal communication skills with the ability to influence cross-functional partners

Preferred Qualifications:
  • Advanced degree in a quantitative field such as Economics, Finance, Statistics, Mathematics, Operations Research, Engineering, Computer Science etc
  • Experience in credit risk function in an unsecured lending environment with unsecured installment products or with credit cards acquisitions (line management and auth for card is less relevant)
  • Familiarity with alternative or expanded credit data sources.
  • Exposure to servicing or collections strategy for higher-risk borrowers
  • Hands-on experience with LLM-assisted or agentic analytics tools - Claude Code, Cortex Agent/Analyst, Kiro or comparable - to build AI-assisted / agentic workflows
  • Prompt engineering / effective collaboration with AI tools, plus solid documentation habits

Our compensation structure is designed to reflect the cost of labor across various U.S. geographic markets. The base salary for this role ranges from $145,000 per year to $185,000 per year. Compensation will be determined by several factors, including relevant knowledge, skills, and experience. This role is also eligible to receive an annual bonus within a comprehensive total rewards package, alongside a full suite of medical, dental, vision, disability insurance, life insurance, 401k retirement benefits, paid time off, paid holidays, and paid personal/sick time. For further details, please visit https://www.greensky.com/benefits.
We anticipate that this position will remain open for at least 5 days, and candidates are encouraged to apply through our internal or external career sites.
If you have any questions about this job posting, please contact recruiting@greensky.com.
GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.