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General Liability Adjuster information

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$42.5K

$46.9K

$48K

How much do general liability adjuster jobs pay per year?

As of Aug 21, 2026, the average yearly pay for general liability adjuster in the United States is $46,900.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,000.00 and $47,000.00 per year, depending on experience, location, and employer.

What does a general liability adjuster do?

A General Liability Adjuster is responsible for investigating, evaluating, and resolving insurance claims related to liability issues, such as bodily injury or property damage caused by an insured party. They review claim details, collect evidence, interview involved parties, and determine the extent of the insurance company's liability. The adjuster negotiates settlements with claimants and ensures claims are processed in accordance with policy terms and legal guidelines.

What are the key skills and qualifications needed to thrive as a general liability adjuster?

To thrive as a General Liability Adjuster, you need strong analytical skills, knowledge of insurance policies, and experience in claims investigation, typically supported by a bachelor’s degree or relevant work experience. Familiarity with claims management software, industry regulations, and, in some cases, an adjuster’s license are essential. Excellent negotiation, communication, and customer service skills help in resolving claims effectively and working with diverse stakeholders. These skills ensure accurate claim evaluations, minimize financial risk, and maintain client satisfaction.

What are the most common challenges faced by general liability adjusters when managing multiple claims simultaneously?

General Liability Adjusters often face the challenge of balancing a large caseload while ensuring each claim receives thorough investigation and timely resolution. This requires strong organizational skills, effective prioritization, and the ability to communicate clearly with claimants, legal representatives, and internal teams. Adjusters must also stay updated on evolving laws and company policies, which can add complexity to claim handling. Building efficient workflows and leveraging technology can help manage these challenges and maintain high-quality service.

What is the difference between General Liability Adjuster vs Property Claims Adjuster?

AspectGeneral Liability AdjusterProperty Claims Adjuster
CertificationsAdjuster license, possibly CPCU or ARMAdjuster license, possibly CPCU or ARM
Work EnvironmentClaims investigation for liability claims, often in offices or on-siteAssessing property damage, inspecting sites, and estimating repairs
Industry UsageUsed in insurance companies handling liability claimsUsed in insurance companies handling property damage claims

Both roles require similar certifications and work within the insurance industry, but General Liability Adjusters focus on liability claims, while Property Claims Adjusters handle property damage assessments. Understanding these differences helps job seekers find the right fit based on their skills and interests.

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What job categories do people searching General Liability Adjuster jobs look for?

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General Liability Adjuster jobs near you
Infographic showing various General Liability Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $46,900 per year, or $22.5 per hour.

Major Case Liability Adjuster

Berkshire Hathaway GUARD Insurance Companies

Conshohocken, PA • On-site

$100K - $150K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago

Job description

Overview
Good Things Start Here.
Good things are happening at Berkshire Hathaway GUARD Insurance Companies-an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long-term careers.
Good Things You Can Count On.
  • Hybrid schedule: 2 days remote / 3 in-office
  • Predictable hours (no nights, weekends, or holidays)
  • Competitive pay + generous PTO
  • Medical, dental & vision starting day one
  • 401(k), tuition reimbursement & longevity bonuses

Responsibilities
The Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit.
Key Responsibilities:
  • Handle high-exposure commercial liability claims involving severe bodily injury, wrongful death, construction accidents, premises liability, and other catastrophic losses with exposure up to and exceeding policy limits
  • Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
  • Investigate claims, evaluate liability, and determine coverage applicability
  • Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
  • Review evidence, expert reports, and medical documentation
  • Establish, evaluate, and maintain large-loss indemnity and expense reserves based on evolving exposure and litigation strategy
  • Take statements and manage claim documentation throughout the claim lifecycle

Qualifications
  • At least 10 years of experience handling litigated commercial liability claims, including catastrophic bodily injury, construction defect, premises liability, or other high-exposure casualty losses.
  • Demonstrated experience setting and managing six- and seven-figure reserves and resolving claims with exposures exceeding $500,000
  • Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
  • Excellent written and verbal communication skills
  • Strong organizational and technical skills
  • Effective time management with the ability to prioritize competing demands
  • Willingness to occasionally travel for hearings, mediations, trials, and conferences
  • Bachelor's degree required; Juris Doctor (JD) or attorney license preferred
  • Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Salary $100,000 - $150,000 +bonus
In accordance with applicable pay transparency laws, this range represents a good-faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.
This role may be based out of any of our office locations, including:
New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes-Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA.

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