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Freelance Debt Collection Agency Jobs (NOW HIRING)

D & A Services, LLC

Bilingual Collectors

Houston, TX · On-site

$17 - $23/hr

Houston, TX$17 ‒ $23 Hourly100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established ...

D & A Services, LLC

Bilingual Collectors

Houston, TX

$17 - $23/hr

Houston, TX $17 $23 Hourly 100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in ...

ProCollect

Collection Specialist

Dallas, TX · On-site

$2.0K/wk

As one of the nation's premier debt collection agencies, our goal is to achieve the best possible collection returns for our clients while treating debtors with respect and understanding. Focused on ...

Mbandw

Collection Representative I

Middleburg Heights, OH · On-site

$15/hr

About the Organization McCarthy, Burgess and Wolff (MB&W) is one of the largest collection agencies ... Description Debt Collection agents earn $15/hour plus commission! GENEROUS COMMISSION STRUCTURE ...

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Freelance Debt Collection Agency information

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$14

$47

$132

How much do freelance debt collection agency jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for freelance debt collection agency in the United States is $47.71, according to ZipRecruiter salary data. Most workers in this role earn between $24.28 and $61.78 per hour, depending on experience, location, and employer.

What are some common challenges freelance debt collection agencies face when managing multiple client accounts?

Freelance debt collection agencies often juggle multiple client accounts, which can present challenges in prioritizing tasks, maintaining accurate records, and ensuring compliance with various regulations. Staying organized and using digital tools to track communications, payments, and deadlines is essential. Additionally, balancing assertive collection tactics with professionalism to maintain client relationships is key to long-term success in this role.

What are the key skills and qualifications needed to thrive as a freelance debt collection agency owner?

To thrive as a Freelance Debt Collection Agency owner, you need a solid understanding of debt collection laws and procedures, strong negotiation skills, and often a background in finance or business. Familiarity with collection management software, CRM systems, and, in some regions, relevant licensing or certification is typically required. Excellent communication, resilience, and ethical judgment help build trust with clients and debtors alike. These skills are crucial for recovering debts efficiently while maintaining legal compliance and strong client relationships.

What is a freelance debt collection agency?

A freelance debt collection agency is a business or individual that operates independently to recover unpaid debts on behalf of creditors. Unlike larger, traditional agencies, freelancers often work on a smaller scale and may offer more personalized services to clients. They typically contact debtors by phone, mail, or email to negotiate repayment plans or settlements. Freelance debt collectors must comply with local and national laws, such as the Fair Debt Collection Practices Act in the U.S., to ensure ethical practices. Their compensation usually comes as a percentage of the amount successfully collected.

What is the difference between Freelance Debt Collection Agency vs Freelance Credit Analyst?

AspectFreelance Debt Collection AgencyFreelance Credit Analyst
CredentialsExperience in collections, negotiation skillsFinancial analysis certifications, analytical skills
Work EnvironmentRemote or on-site, client offices, debt recovery settingsRemote, financial institutions, consulting firms
Employer & IndustryDebt collection agencies, financial servicesBanks, credit bureaus, consulting firms
Search & Comparison IntentClients seeking debt recovery servicesBusinesses needing credit risk assessment

While both roles involve financial expertise, a Freelance Debt Collection Agency focuses on recovering unpaid debts through negotiation and collection strategies. In contrast, a Freelance Credit Analyst evaluates creditworthiness to help clients make informed lending decisions. Understanding these differences helps clients choose the right professional for their financial needs.

More about Freelance Debt Collection Agency jobs
What cities are hiring for Freelance Debt Collection Agency jobs? Cities with the most Freelance Debt Collection Agency job openings:
What are the most commonly searched types of Debt Collection Agency jobs? The most popular types of Debt Collection Agency jobs are:
What states have the most Freelance Debt Collection Agency jobs? States with the most job openings for Freelance Debt Collection Agency jobs include:
What job categories do people searching Freelance Debt Collection Agency jobs look for? The top searched job categories for Freelance Debt Collection Agency jobs are:
Freelance Debt Collection Agency jobs near you
Infographic showing various Freelance Debt Collection Agency job openings in the United States as of August 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $99,230 per year, or $47.7 per hour.

Bilingual Collectors

D & A Services, LLC

Houston, TX • On-site

$17 - $23/hr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 16 days ago

Job description

Houston, TX$17 ‒ $23 Hourly100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ourselves in delivering great service to our clients and customers.D & A Services offers a base pay between $17.00 and $23.00 per hour, along with a benefits package that includes a 401(k) plan, BC/BS medical, dental, vision, CASUAL DRESS CODE and more! We have an uncapped bonus structure which rewards Debt Collectors for generating revenue. Top producers earn large bonus checks.We are seeking a bilingual Debt Collector fluent in Spanish to join our team. As a Debt Collector, you will be responsible for contacting individuals and businesses to collect outstanding debts and payment arrangements. You will need to be able to effectively communicate with Spanish-speaking clients to negotiate repayment plans and resolve any disputes. Responsibilities: Contacting debtors via phone, email, and mail to collect overdue payments Negotiating repayment plans and settlements with clients Updating account information and documenting all interactions Following company policies and procedures to ensure compliance with Fair Debt Collection Practices Act (FDCPA) Providing excellent customer service to assist clients in resolving their debts Requirements: Fluency in both English and Spanish Proven experience as a Debt Collector or in a similar roleMinimum of one year, recent experience, three years of recent third party credit card collections, preferred.Strong negotiation and communication skills Ability to work in a fast-paced environment and meet targets Knowledge of FDCPA regulations Basic computer skills If you are a motivated individual with strong communication skills and a passion for helping clients resolve their debts, we want to hear from you. Join our team as a Debt Collector - Bilingual (Spanish Speaking) and help us achieve our goal of financial recovery for our clients. D & A Services is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or genetic information.