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Freelance Credit Risk Modeling Jobs in Utah (NOW HIRING)

First Electronic Bank

CECL Analyst

Salt Lake City, UT · On-site

The ideal candidate has strong analytical skills, attention to detail, and a desire to grow within credit risk and financial modeling. What You'll Do: * CECL Data & Modeling Support * Assist with ...

CCBank

Senior Credit Analyst

Pleasant Grove, UT · On-site

... model changes, and advising on program modifications. * Support fintech onboarding due diligence from a credit policy perspective, ensuring new programs are structured within the Bank's risk appetite.

BILL

Senior Lead Product Manager - Risk Platform

Draper, UT

$118K - $156K/yr

... credit risk outcomes, and compliance logic, with the ability to reason across all three domains simultaneously. * Comfort working directly with engineers at the level of API schemas, data models, and ...

CCBank

Senior Credit Analyst

Pleasant Grove, UT · On-site

... model changes, and advising on program modifications. * Support fintech onboarding due diligence from a credit policy perspective, ensuring new programs are structured within the Bank's risk appetite.

BILL

Senior Lead Product Manager - Risk Platform

Draper, UT · On-site

$118K - $156K/yr

... credit risk outcomes, and compliance logic, with the ability to reason across all three domains simultaneously. * Comfort working directly with engineers at the level of API schemas, data models, and ...

MasterCard

Lead Data Scientist

Holladay, UT · On-site +1

... and credit risk modeling is a plus. - A strong understanding of NLP, Statistical Modeling, Visualization and advanced Data Science techniques/methods. - Gain insights from text, including non ...

Western Ag Credit

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

... Model Risk Management preferred. Knowledge and experience in all aspects of the audit function and planning preferred. Knowledge and understanding of Farm Credit regulations and production ...

TAB Bank

Model Risk Management Analyst

Ogden, UT · On-site

Performing credit and model risk due diligence on potential new partners * Ability to take the lead to identify potential issues and opportunities for improvement and work with multiple employees on ...

TAB Bank

Model Risk Management Analyst

Ogden, UT · On-site

Performing credit and model risk due diligence on potential new partners * Ability to take the lead to identify potential issues and opportunities for improvement and work with multiple employees on ...

UnitedHealth Group

Senior Data Analyst - Remote

Draper, UT · On-site +1

$80K - $101K/yr

Partner closely with Credit Risk, Underwriting, Finance, and Compliance teams to ensure reporting ... Advanced experience with Power BI, including data modeling, DAX, custom measures, and designing ...

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All JobsCredit Risk Modeling JobsFreelance Credit Risk Modeling JobsFreelance Credit Risk Modeling Jobs in Utah

Freelance Credit Risk Modeling information

What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Modeler, and why are they important?

To thrive as a Freelance Credit Risk Modeler, you need a strong background in statistics, quantitative finance, and data analysis, typically supported by a degree in finance, mathematics, or a related field. Proficiency in programming languages such as Python, R, or SAS, along with experience using risk modeling software and knowledge of regulatory frameworks like Basel III, is crucial. Excellent communication, project management, and client relationship skills help distinguish top freelancers in this role. These abilities are essential for delivering accurate risk assessments, meeting client expectations, and maintaining compliance in a dynamic financial environment.

What is freelance credit risk modeling?

Freelance credit risk modeling involves independent professionals analyzing and predicting the likelihood that borrowers or counterparties will default on financial obligations. These freelancers use statistical methods, machine learning models, and data analysis to assess credit risk for banks, lenders, or other firms. Their work helps organizations make informed lending decisions, set appropriate interest rates, and comply with regulatory requirements. Freelancers in this field may work on projects like developing credit scorecards, stress testing portfolios, or validating existing risk models.

What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?

AspectFreelance Credit Risk ModelingCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), strong quantitative skillsTypically requires a degree in finance, economics, or related field; certifications are a plus
Work EnvironmentIndependent, project-based, remote or client-siteUsually in banks, financial institutions, or corporate offices
Industry UsageUsed by consulting firms, freelance platforms, and financial servicesEmployed directly by financial institutions or corporations
Comparison Search IntentUnderstanding freelance opportunities in credit risk modelingAssessing creditworthiness and risk for lending decisions

Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.

How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?

Freelance credit risk modelers usually work closely with client teams such as credit analysts, data engineers, and compliance officers to understand data sources, project objectives, and regulatory requirements. Communication often occurs through regular virtual meetings, progress reports, and collaborative tools to ensure transparency and alignment. Freelancers must be proactive in clarifying goals, sharing preliminary findings, and incorporating feedback to deliver models that meet both technical and business needs. Building strong client relationships and maintaining clear documentation are key to successful collaboration in this role.
What are the most commonly searched types of Credit Risk Modeling jobs in Utah? The most popular types of Credit Risk Modeling jobs in Utah are:
What are popular job titles related to Freelance Credit Risk Modeling jobs in Utah? For Freelance Credit Risk Modeling jobs in Utah, the most frequently searched job titles are:
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What cities in Utah are hiring for Freelance Credit Risk Modeling jobs? Cities in Utah with the most Freelance Credit Risk Modeling job openings:
Freelance Credit Risk Modeling jobs near you
CECL Analyst

CECL Analyst

First Electronic Bank

Salt Lake City, UT • On-site

Full-time

Re-posted 8 days ago

Job description

Job Type
Full-time
Description
At First Electronic Bank (FEB), we are driven by the purpose to make credit accessible to everyday Americans, and their businesses. Partnering with some of the most innovative FinTech companies in the nation, we offer a wide range of consumer and commercial credit products on a national basis. Offering revolving lines of credit, private-label credit cards, installment financing programs and more, FEB's engages with strategic, collaborative partnerships, promoting services and products to provide the most beneficial consumer and commercial financing solutions.
The CECL Analyst supports the organization's Current Expected Credit Losses (CECL) modeling, reporting, and analysis. This role assists in collecting, validating, and analyzing loan portfolio data to support allowance calculations, risk assessments, regulatory reporting, and management presentations. The ideal candidate has strong analytical skills, attention to detail, and a desire to grow within credit risk and financial modeling.
What You'll Do:
  • CECL Data & Modeling Support
  • Assist with preparing and validating monthly/quarterly CECL dataset inputs, ensuring accuracy and completeness.
  • Support the execution of CECL models, including probability of default (PD), loss given default (LGD), and prepayment models.
  • WARM methodology and Static Pool/Vintage Loss analysis.
  • Help maintain model documentation and version control.
  • Analysis & Reporting
  • Assist in generating CECL allowance calculations and variance analyses.
  • Prepare supporting schedules, workpapers, and dashboards for internal stakeholders and auditors.
  • Identify trends in portfolio performance, credit quality, and model outputs.
  • Controls, Compliance & Audit Support
  • Support internal and external audit requests related to CECL processes and controls.
  • Ensure CECL processes align with regulatory guidance and internal policies.
  • Contribute to the enhancement of data quality procedures and risk controls.
  • Cross-Functional Collaboration
  • Partner with Credit, Finance, Accounting, and Data teams to gather required inputs and clarify assumptions.
  • Support ad hoc analysis and special projects related to credit risk, loan portfolio performance, or regulatory changes.

Requirements
What We're Looking For:
  • Degree in Finance, Economics, Accounting, Mathematics, Statistics, Data Analytics, or related field.
  • Strong analytical and quantitative skills.
  • Previous experience with vended software, like Moody's Portfolio Analyzer or Impairment Studio preferred.
  • Proficiency in Excel; basic familiarity with SQL, R, Python, and data visualization tools.
  • Ability to work with large datasets and identify discrepancies.
  • Strong organizational skills and attention to detail.

Preferred Qualifications
  • 5+ years of experience in financial services, banking, credit risk, accounting, or data analytics.
  • Exposure to CECL methodology, ALLL, or other credit modeling frameworks.
  • Experience with loan servicing or core banking systems.
  • Understanding of credit risk metrics and loan portfolio structures.

Key Competencies
  • Analytical thinking
  • Problem-solving
  • Data accuracy and precision
  • Ability to manage multiple priorities
  • Strong communication skills
  • Initiative and willingness to learn complex financial concepts

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