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Fraud Chargeback Jobs in Florida (NOW HIRING)

Nymbus, Inc.

Fraud Analyst

Jacksonville, FL · Remote

... chargeback eligibility. ● Keep management up to date on fraud-related incidents, emerging trends and make recommendations for process improvements. ● Ensure that all alerts and cases are handled ...

BrightStar Credit Union

Fraud Specialist

Hollywood, FL · On-site

$23.80 - $29.32/hr

Challenge chargebacks/denials by providing all necessary information relating to claims and chargeback queries if required. * Provide information to credit union employees on current fraud trends ...

CardWorks

Associate I, Fraud Engagement

Orlando, FL

The Associate I, Fraud & Non-Fraud Engagement serves as a front-line resource within a call center ... Addresses chargeback/dispute related situations * Acts as front-line investigators keeping back end ...

Axiom Bank

Merchant Risk & Compliance Analyst

Maitland, FL · On-site +1

$65K - $85K/yr

Administer ongoing merchant portfolio monitoring, including daily transaction activity surveillance, chargeback ratio analysis, and fraud trend review. * MCC & Policy Enforcement: Ensure proper ...

Coinme

Director of Payments & Risk

Miami, FL

Design and govern AI-native risk operations: agentic workflows for queue triage, decline forensics, fraud-ring detection, chargeback evidence assembly, and scheduled monitoring, with governance to ...

Justt

Senior Account Executive - Tampa

Tampa, FL · On-site

... chargebacks. * Run structured value-selling motions (Command of the Message, Challenger, MEDDICC/MEDDPICC). * Align stakeholders across payments, fraud, finance, and operations teams. * Build a ...

Justt

Senior Account Executive - Tampa

Tampa, FL · On-site +1

... chargebacks. * Run structured value-selling motions (Command of the Message, Challenger, MEDDICC/MEDDPICC). * Align stakeholders across payments, fraud, finance, and operations teams. * Build a ...

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How much do fraud chargeback jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for fraud chargeback in Florida is $15.84, according to ZipRecruiter salary data. Most workers in this role earn between $12.60 and $19.76 per hour, depending on experience, location, and employer.

What is a fraud chargeback?

A Fraud Chargeback job involves reviewing and investigating disputed transactions to determine if they are fraudulent or valid. Professionals in this role analyze transaction data, gather evidence, and communicate with banks or financial institutions to resolve chargeback claims. They also identify fraud patterns and implement measures to prevent future fraudulent activities. Strong analytical skills, attention to detail, and knowledge of payment processing are essential for success in this role.

What are the primary responsibilities of a fraud chargeback specialist in a typical workday?

Fraud Chargeback specialists are responsible for reviewing disputed transactions, gathering and evaluating evidence, and making decisions on the legitimacy of chargeback claims. They often communicate with customers, merchants, and internal teams to clarify details and resolve issues efficiently. Daily tasks include analyzing transaction data, preparing comprehensive documentation to support dispute cases, and ensuring compliance with industry regulations and network guidelines. This role frequently involves working with specialized case management tools and balancing multiple cases to meet strict deadlines. Successful specialists help protect both the company and its customers from financial loss due to fraudulent activities.

What are the key skills and qualifications needed to thrive in the fraud chargeback position, and why are they important?

To thrive as a Fraud Chargeback specialist, you need strong analytical skills, attention to detail, and knowledge of banking or payment processing regulations, often supported by a degree in finance, business, or a related field. Familiarity with chargeback management systems, fraud detection software, and platforms such as Visa Resolve Online or Mastercard Dispute Resolution is valuable. Excellent communication, problem-solving, and time management skills help you manage complex cases and liaise with multiple stakeholders. These abilities are crucial for accurately investigating claims, minimizing financial losses, and ensuring compliance with industry standards.

What are the most commonly searched types of Fraud Chargeback jobs in Florida?

The most popular types of Fraud Chargeback jobs in Florida are:

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For Fraud Chargeback jobs in Florida, the most frequently searched job titles are:

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Fraud Chargeback jobs near you
Infographic showing various Fraud Chargeback job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $32,940 per year, or $15.8 per hour.

Chargeback Strategy & Operations Lead

Felix Technologies, Inc.

Miami, FL • On-site

Other

Medical, Dental, Vision, Retirement, PTO

Posted 18 days ago

Job description

About Us
At Félix, we're building the financial ecosystem for Latin immigrants in the U.S., starting with a revolution in remittances. Our core product is an AI-powered chatbot built on WhatsApp, allowing our users to send money home as easily as sending a text message. We leverage cutting-edge technology like AI, blockchain, and stablecoins to make cross-border payments faster, more affordable, and more accessible than ever before.
We are a hyper-growth Series B company, backed by over $100 million in funding from top-tier global investors, including QED, Castle Island, Switch Ventures, HTwenty, Monashees, and General Catalyst Customer Value Fund. This isn't just about the numbers; it's a testament to the trust our investors have in our vision and our team. Additionally, Félix was selected as an "Endeavour Entrepreneur" and was a recipient of the CrossTech Fintech Startups Award. We are a group of extremely talented and dedicated high-performers, united by our shared obsession with a single goal: empowering our customers. We are all owners of Félix, driven by a bias for action and a true experimentation spirit to get shit done with urgency and focus.
Joining Félix means you will be part of a team building a legacy, a company that will outlive us all. This is a rare opportunity to apply your skills to a deeply meaningful mission-serving a community that has been underserved for too long. We are a team that is fiercely loyal to each other, where radical transparency and constructive feedback are how we grow and push for excellence. We are bold, we care less about what others are doing, and more about creating sustainable value and a product that truly makes our users' lives better. We are building the future, today.
About the Role
Felix Pago is looking for a Chargeback Strategy & Operations Lead to own and drive our chargeback strategy end-to-end. This role needs to be fluent in dispute mechanics from both sides of a card transaction - the merchant/acquirer side, which most chargeback specialists already know, and the issuer side: evidence standards, timelines, and network rules from the other seat at the table, which most don't. You'll need to operate credibly in both, not just one.
This is not a processing role. We're looking for someone who can build the strategic and analytical backbone of our chargeback function: designing how we measure and improve win rates, identifying systemic gaps before they become losses, and representing Felix credibly with processors, networks, and issuing partners.
Responsibilities
Chargeback Strategy & Governance:
  • Own the end-to-end chargeback strategy for Felix, covering both the merchant-acquiring side (disputes filed against Felix as a payment recipient) and the issuing side (disputes filed by our own cardholders, where applicable).
  • Define and continuously refine our representment strategy - which cases to fight, and what evidence packages give us the best odds by reason code, corridor, and product type.
  • Build and maintain the playbooks, SOPs, and escalation paths for both environments, ensuring they scale as Felix expands into new products.
  • Identify and drive AI-powered solutions that increase efficiency and scalability.
Win Rate Measurement & Analytics:
  • Design and own the methodology for win rate measurement segmented by reason code, network (Visa, Mastercard, Amex, Discover), processor, corridor, and dispute stage (pre-arbitration vs. arbitration).
  • Build cohort and maturity-based views of dispute outcomes so leadership has a clear, defensible read on performance trends rather than point-in-time snapshots.
  • Partner with Analytics/Strategy to instrument dashboards (Omni, BigQuery) that make win rate, dispute volume, and financial exposure visible and actionable.
  • Continuously evaluate emerging tools (e.g., Stripe Smart Disputes-type automation, network compliance programs) and make build-vs-buy recommendations.
Regulatory & Network Expertise:
  • Serve as Felix's internal expert on chargeback regulations and network rules - Visa (VCR), Mastercard (Dispute Resolution rules), Amex, and Reg E/Reg Z requirements where applicable to disputes.
  • Track rule changes across networks and processors (Stripe, Checkout.com, card issuing partners) and translate them into operational impact and required process changes.
  • Understand the roles and responsibilities of the institutions involved - acquirers, issuers, card networks, processors, and arbitration bodies - and know how to engage each one appropriately depending on dispute type and stage.
  • Ensure Felix's dispute handling stays compliant with timelines, evidence standards, and network-specific requirements (compelling evidence rules, pre-dispute/rapid dispute resolution programs, etc.).
Cross-Functional Partnership:
  • Work closely with Fraud Strategy, Investigations, and Operations to close the loop between fraud patterns and chargeback outcomes - feeding disputes-driven insight back into rule and policy design.
  • Partner with Product/Engineering on the chargeback pillar roadmap, including tooling for evidence collection and case management.
  • Represent Felix in conversations with processors and program partners on dispute performance, program risk, and rule changes.
  • Support executive reporting on chargeback performance, exposure, and strategic recommendations.
Team & Process Leadership:
As the senior specialist on chargebacks, mentor and set the technical bar for junior team members handling day-to-day dispute processing, driving their leadership to what success means in their role.
Own documentation of chargeback processes designed for scalability, including readiness for eventual operational handoff as the team grows.
Requirements
  • 4-7+ years in fraud/risk strategy, with direct, hands-on experience in card authorization decisioning - issuer, acquirer, program manager, or processor side.
  • Working knowledge of card network mechanics: authorization/clearing/settlement flow, 3DS/SCA, network fraud-monitoring programs (Visa VAMP or equivalent, Mastercard excessive chargeback programs), and dispute reason codes.
  • Experience working with or evaluating BaaS / program-manager card issuing vendors (Stripe Issuing, Marqeta, Galileo, or similar), including fraud AoR/RACI negotiation.
  • Advanced SQL - hard requirement, not a nice-to-have. This person needs to independently query and size risk, not route it to an analyst.
  • Demonstrated bias toward product and action-based fraud controls (step-up auth, holds, dynamic friction) over rules as the default fix.
  • Comfortable building in ambiguity on a 0-to-1 program - translating vendor documentation, legal, and compliance input into an actual operating model.
  • Strong cross-functional communication; this role sits at the intersection of Fraud, Product, Compliance, and an external vendor.
  • Advanced English.
  • Prior experience specifically with card issuing at a fintech or program manager (rather than acquiring-side or card-not-present e-commerce fraud only) (Nice to have).
  • Familiarity with stablecoin-backed card programs or general crypto experience (Nice to have).
  • Spanish or Portuguese, given the LATAM corridor focus (Nice to have).
  • Background in cross-border remittance or LATAM-market fraud (Nice to have).
  • Experience negotiating or managing a BIN sponsor / issuing bank relationship (Nice to have).
What We Offer
  • Competitive salary
  • Initial stock options grant
  • Annual performance bonus
  • Health, dental, and vision plans
  • 401(k) with employer match
  • Continuous learning opportunities
  • Unlimited PTO
  • Paid parental leave
  • Empowering opportunities for growth in a dynamic entrepreneurial environment

Equal Opportunity Employer
At Félix, we are committed to providing equal employment opportunities to all qualified employees and applicants without regard to race, religion, nationality, sex, sexual orientation, gender identity, age, or disability. This policy applies to all terms and conditions of employment, including recruitment, hiring, placement, promotion, training, compensation, benefits, and termination.
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