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Flood Insurance Jobs (NOW HIRING)

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Flood Insurance information

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$31K

$58.2K

$86.5K

How much do flood insurance jobs pay per year?

As of Jul 1, 2026, the average yearly pay for flood insurance in the United States is $58,198.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $66,500.00 per year, depending on experience, location, and employer.

What are some typical daily responsibilities for professionals working in flood insurance?

Professionals in flood insurance typically review client documentation, assess property flood risks, generate insurance quotes, and help clients understand policy options. They may also process claims, liaise with underwriters and adjusters, and ensure compliance with federal programs like NFIP (National Flood Insurance Program). Collaboration with real estate agents, lenders, and other insurance professionals is common to streamline coverage and resolve complex cases. This role often requires balancing analytical tasks with high levels of customer interaction to support clients throughout the insurance lifecycle.

What is a Flood Insurance job?

A Flood Insurance job typically involves assessing, underwriting, selling, or managing flood insurance policies. Professionals in this field work for insurance companies, government agencies, or as independent agents. They evaluate flood risks, help clients understand coverage options, and ensure compliance with regulations such as those set by the National Flood Insurance Program (NFIP). Their role is crucial in protecting homeowners and businesses from financial losses due to flooding.

What are the key skills and qualifications needed to thrive in the Flood Insurance position, and why are they important?

To thrive in Flood Insurance, you need a solid understanding of risk assessment, insurance products, and regulatory compliance, often supported by relevant insurance licenses or certifications. Familiarity with specialized software for flood mapping, claims processing, and underwriting is commonly required in this field. Strong communication, attention to detail, and customer service skills help build trust with clients and resolve issues effectively. These competencies ensure accurate risk evaluation, effective client support, and compliance with industry standards in the flood insurance sector.

More about Flood Insurance jobs
What cities are hiring for Flood Insurance jobs? Cities with the most Flood Insurance job openings:
What are the most commonly searched types of Flood Insurance jobs? The most popular types of Flood Insurance jobs are:
What states have the most Flood Insurance jobs? States with the most job openings for Flood Insurance jobs include:
Insurance Examiner

$108K/yr

Other

Posted 9 days ago


U.S. Department Of Homeland Security rating

7.8

Company rating: 7.8 out of 10

Based on 85 frontline employees who took The Breakroom Quiz

81st of 279 rated public sector bodies


Job description

The ideal candidate will have experience working in the property and casualty insurance sector in a claims capacity, including flood insurance, whether as an adjuster, examiner, or a position that required implementing guidance and policy language.Qualifications:

Current Federal employees must have served 52 weeks at the next lower grade or equivalent grade band in the Federal service. The qualification requirements listed below must be met by the closing date of this announcement.
To qualify for this position at the GS-13 level, you must possess one full year of specialized experience equivalent to at least the GS-12 level in the Federal government, which has equipped you with the skills needed to successfully perform the duties of the position. Experience may be obtained in the federal government, a state or local government, or private sector, and must demonstrate the following:

  • Adjusting or examining insurance policy claims related to the National Flood Insurance Program; AND
  • Applying laws, regulations, or administrative rulings as required to respond to flood claims; AND
  • Speaking to policyholders, policyholder representatives (e.g., attorneys, public adjusters, etc.), or government officials regarding property insurance.

Please read the following important information to ensure we have everything we need to consider your application:

  • Do not copy and paste the duties, specialized experience, or occupational assessment questionnaire from this announcement into your resume as that will not be considered a demonstration of your qualifications for this position.
  • Please limit your resume to two pages. The USAJOBS database will not allow an applicant to submit an application that includes a resume over two pages.
  • Your resume serves as the basis for experience related qualification determinations, and you must highlight your most relevant and significant work experience and education (if applicable), as it relates to this job opportunity. Please use your own words, be clear, and specific when describing your work history. We cannot make assumptions regarding your experience.

Are you qualifying based on your work experience?
  • Qualifications are based on your ability to demonstrate in your resume that you possess one year of the specialized experience for this announcement at a comparable scope and responsibility. To ensure all of the essential information is in your resume, we encourage you to use the USAJOBS online Resume Builder. If you choose to use your own resume, it must contain the following information organized by experience/position: (1) job title, (2) name of employer, (3) start and end dates of each period of employment (from MM/DD/YY to MM/DD/YY), (4) detailed description of duties performed, accomplishments, and related skills, and (5) hours worked per week (part-time employment will be prorated in crediting experience). Federal experience/positions must also include the grade level and dates in which you held each grade level.
  • Are you a current or former FEMA Reservist/DAE employee? To accurately credit your experience from intermittent positions and Reservist Deployments, you must list the dates (from MM/DD/YY to MM/DD/YY) of deployments that are relevant to your qualifying experience, along with the job title and specific duties you were responsible for during each deployment.
  • Determining length of General or Specialized Experience is dependent on the above information. Failure to provide the above information in your resume may result in your application being found "not qualified."
  • Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies, knowledge, and skills, and provides valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.
  • For additional information on crediting experience and/or education, please reference the OPM General Schedule Qualification Standards
Education:

No Educational Substitution: There is no educational substitution for this position, and you must meet the qualifications listed in the "requirements" section of this announcement.

Employment Type: OTHER

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About U.S. Department of Homeland Security

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The US Department of Homeland Security (DHS) is a federal agency operating within the government services industry in Washington, DC, US. Established in 2003, the DHS is directly responsible for public security, roughly comparable to the interior or home ministries of other countries. Its main responsibilities include protecting the United States from and responding to terrorist attacks, man-made accidents, and natural disasters. Through its more than 20 component agencies including Coast Guard, Customs and Border Protection, Immigration and Customs Enforcement, it ensures the safety of the US through numerous programs and initiatives. The DHS upholds a core value system with the mission of safeguarding the American people, our homeland, and values. Notably, the DHS plays a critical role in the spectral range of activities to prepare, prevent, and respond to possible threats to the US.

Industry

Public administration

Company size

10,000+ Employees

Headquarters location

Washington, DC, US

Year founded

2003