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Flood Insurance Jobs (NOW HIRING)

M&T Bank

Flood Analyst I

Buffalo, NY · On-site

$22.61 - $37.67/hr

Overview: Assists with identifying and assessing flood related risks for various Bank products ... Legal or Insurance background Underwriting experience M&T Bank is committed to fair, competitive ...

M&T Bank

Flood Analyst I

Burlington, VT · On-site

$22.61 - $37.67/hr

Overview: Assists with identifying and assessing flood related risks for various Bank products ... Legal or Insurance background Underwriting experience M&T Bank is committed to fair, competitive ...

Assurant, Inc

$96K - $161K/yr

Assurant is seeking a Territory Relationship Manager (Flood Insurance) to become the trusted face of Assurant for insurance agencies and brokerages across an assigned territory. In this relationship ...

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$31K

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How much do flood insurance jobs pay per year?

As of Aug 12, 2026, the average yearly pay for flood insurance in the United States is $58,198.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $66,500.00 per year, depending on experience, location, and employer.

What does a flood insurance professional do?

Professionals in flood insurance typically review client documentation, assess property flood risks, generate insurance quotes, and help clients understand policy options. They may also process claims, liaise with underwriters and adjusters, and ensure compliance with federal programs like NFIP (National Flood Insurance Program). Collaboration with real estate agents, lenders, and other insurance professionals is common to streamline coverage and resolve complex cases. This role often requires balancing analytical tasks with high levels of customer interaction to support clients throughout the insurance lifecycle.

What is flood insurance?

A Flood Insurance job typically involves assessing, underwriting, selling, or managing flood insurance policies. Professionals in this field work for insurance companies, government agencies, or as independent agents. They evaluate flood risks, help clients understand coverage options, and ensure compliance with regulations such as those set by the National Flood Insurance Program (NFIP). Their role is crucial in protecting homeowners and businesses from financial losses due to flooding.

What are the key skills and qualifications needed to thrive in flood insurance?

To thrive in Flood Insurance, you need a solid understanding of risk assessment, insurance products, and regulatory compliance, often supported by relevant insurance licenses or certifications. Familiarity with specialized software for flood mapping, claims processing, and underwriting is commonly required in this field. Strong communication, attention to detail, and customer service skills help build trust with clients and resolve issues effectively. These competencies ensure accurate risk evaluation, effective client support, and compliance with industry standards in the flood insurance sector.

More about Flood Insurance jobs
What cities are hiring for Flood Insurance jobs? Cities with the most Flood Insurance job openings:
What are the most commonly searched types of Flood Insurance jobs? The most popular types of Flood Insurance jobs are:
What states have the most Flood Insurance jobs? States with the most job openings for Flood Insurance jobs include:
What job categories do people searching Flood Insurance jobs look for? The top searched job categories for Flood Insurance jobs are:
Flood Insurance jobs near you
Infographic showing various Flood Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $58,198 per year, or $28 per hour.

Flood Analyst I

M&T Bank

Buffalo, NY • On-site

$22.61 - $37.67/hr

Full-time

Posted 13 days ago

M&T Bank rating

7.9

Company rating: 7.9 out of 10

Based on 186 frontline employees who took The Breakroom Quiz

80th of 171 rated banks

Job description

Overview:

Assists with identifying and assessing flood related risks for various Bank products based on the pertinent regulatory requirements impacting the product. Resolves related issues resulting from this risk assessment. Assists in developing and implementing various flood related operational initiatives for the enterprise.

Primary Responsibilities:
  • Monitor business unit performance and adherence to Regulatory requirements with respect to loan closings and portfolio maintenance. 
  • Review approved credit requests for products from different businesses, including Commercial, Business Banking and Private Banking, to determine if regulatory requirements are applicable, specific to Regulation H (flood).
  • Assist with the implementation of process improvements to support the timely and efficient review of pending loans in the pipeline.
  • Assist in documenting key business unit processes. Identify and assess efficiencies, risks, and internal controls associated with these key processes.
  • Assist in planning, executing and reporting related to credit facilities reviewed and approved for flood insurance purposes.
  • Assist with researching and assessing flood insurance related regulatory requirements impacting Commercial, Business Banking and Private Banking. Escalate any regulatory changes with the Flood team to compile and communciate change to the business. 
  • Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.  Identify risk-related issues needing escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
Scope of Responsibilities:

This position is responsible for review and approval of all non-consumer loans in the pipeline from a flood insurance perspective for Commercial, Business Banking and Private Banking. 

Education and Experience Required:

Bachelor's degree, or in lieu of a degree, a combined minimum of 4 years' higher education and/or work experience

Strong presentation skills

Strong verbal and written communication skills

Education and Experience Preferred:

Legal or Insurance background

Underwriting experience

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

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