First Citizens Federal Credit Jobs (NOW HIRING)

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of the Seattle office.

Together, Silicon Valley Bank and First Citizens offer you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner.

First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets.
Silicon Valley Bank (SVB), a division of First-Citizens Bank, is the bank of some of the world’s most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. Learn more atsvb.com.

The Corporate Banking Credit Solutions (CBCS) team provides customized credit and capital solutions to late-stage technology companies. This role offers the opportunity to lead complex financings, support innovative businesses, and play a key role in managing and growing a high-performing lending portfolio. The Vice President II partners closely with Relationship Management, Syndications, Legal, and other internal stakeholders to deliver tailored lending solutions while maintaining strong credit discipline and portfolio performance.

• Lead the end-to-end execution of lending transactions for new and existing clients, including due diligence, structuring, underwriting, credit approval, documentation, negotiation, and closing.
• Prepare and present credit recommendations to approval committees and senior management.
• Structure creative financing solutions that balance client needs, risk management objectives, and profitability goals.
• Manage a portfolio of borrowing relationships, including ongoing risk assessment, covenant compliance, renewals and amendments.
• Partner with Relationship Managers to identify, evaluate, and execute financing opportunities for existing and prospective clients.
• Serve as the primary credit contact for assigned portfolio companies, developing strong relationships with management teams and key stakeholders.
• Monitor industry, market, and competitive trends to identify emerging risks and opportunities.
• Mentor and develop junior team members, providing guidance, coaching, and oversight on underwriting, portfolio management, and transaction execution activities.

Skills & Success Factors

• Advanced credit underwriting, financial analysis, and transaction execution capabilities.
• Deep understanding of financial statements, cash flow analysis, financial modeling, and credit risk assessment.
• Proven ability to manage complex transactions and drive successful outcomes.
• Strong negotiation, communication, and relationship management skills.
• Excellent organizational skills, attention to detail, and sound credit judgment.
• Demonstrated ability to influence decisions, manage competing priorities, and collaborate effectively across teams and stakeholders.

• Bachelor’s degree with 4 years of credit analysis and portfolio management experience OR High School diploma or GED with 8 years of credit analysis and portfolio management experience.

Preferred Qualifications:

• 8+ years of experience in technology commercial banking/finance, leveraged finance, or investment banking roles.
• Preferred Area of Study: Finance, Accounting, Economics, Business Administration, or related field.

The base pay for this position is generally between $159,900-$213,200 per year. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

• Bachelor’s degree with 4 years of credit analysis and portfolio management experience OR High School diploma or GED with 8 years of credit analysis and portfolio management experience.

Preferred Qualifications:

• 8+ years of experience in technology commercial banking/finance, leveraged finance, or investment banking roles.
• Preferred Area of Study: Finance, Accounting, Economics, Business Administration, or related field.

The base pay for this position is generally between $159,900-$213,200 per year. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.