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Entry Level Credit Risk Analyst Jobs in California

Western Alliance Bank

Senior Credit Analyst

Costa Mesa, CA · On-site

$36.74 - $45.38/hr

Review client financials and perform sensitivity analysis to evaluate credit risk in connection ... Bachelor's degree or equivalent experience required. * Entry level to intermediate knowledge of ...

Vets Hired

Credit & Collection Specialist

Cypress, CA

$23 - $30.75/hr

Analyze creditworthiness and assign appropriate credit limits. * Review and release credit holds based on risk assessments. * Monitor customer payment activity and collection efforts. * Investigate ...

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

The Credit Analyst is an entry-level position responsible for supporting credit analysis and ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

Saige Partners

Credit & Support Analyst

San Jose, CA · On-site

$28 - $31/hr

The Credit and Support Analyst supports the full credit-to-cash cycle - credit risk evaluation, accounts receivable, collections, and order/shipment support The ideal candidate has hands-on ...

Xoriant Corporation

Credit Analyst

San Jose, CA · On-site

Credit Analyst Location: San Jose, CA (Onsite) Description The Ideal candidate will have experience with Accounts Receivable, credit risk management, review AR aging, and must be comfortable ...

Robert Half

Sr. Credit Analyst

Santa Clara, CA · On-site

$38 - $44/hr

... risk, strengthen cash flow processes, and collaborate across departments in a fast-moving business ... At least 3 years of experience in credit analysis, accounts receivable, collections, or financial ...

Saige Partners

Credit Analyst

San Jose, CA · On-site

$28 - $31/hr

The Ideal candidate will have experience with Accounts Receivable, credit risk management, review AR aging, and must be comfortable following up on past due invoices The Credit Analyst must be tech ...

Hyundai Capital

Consumer Credit Analyst

Irvine, CA · On-site

$60 - $90/hr

Underwrite consumer credit applications received from auto dealers using approved credit policies, scoring models, and risk guidelines. Analyze credit bureau data, income verification, debt ...

Axos Bank

Construction Risk Analyst

San Diego, CA · On-site

$29 - $34/hr

About This Job Support Credit & Portfolio Management functions by managing construction draws for a ... a risk-based approach. * Conduct comprehensive Construction Draw Analysis, collection of ...

Hyundai Capital

Consumer Credit Analyst

Irvine, CA · On-site

Provide input on emerging credit trends or risk patterns affecting portfolio performance. 3. ... Analytical with high attention to detail. * Self-starter with excellent time management skills. Job ...

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All JobsCredit Risk Analyst JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in California

Entry Level Credit Risk Analyst information

See California salary details

$36.5K

$112.4K

$194.9K

How much do entry level credit risk analyst jobs pay per year?

As of Sep 5, 2026, the average yearly pay for entry level credit risk analyst in California is $112,390.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,400.00 and $138,700.00 per year, depending on experience, location, and employer.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are the most commonly searched types of Credit Risk Analyst jobs in California?

The most popular types of Credit Risk Analyst jobs in California are:

What are popular job titles related to Entry Level Credit Risk Analyst jobs in California?

For Entry Level Credit Risk Analyst jobs in California, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Risk Analyst jobs in California look for?

The top searched job categories for Entry Level Credit Risk Analyst jobs in California are:

What cities in California are hiring for Entry Level Credit Risk Analyst jobs?

Cities in California with the most Entry Level Credit Risk Analyst job openings:

Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in California as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 10% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $112,390 per year, or $54 per hour.

Senior Credit Analyst

Western Alliance Bank

Costa Mesa, CA • On-site

$36.74 - $45.38/hr

Full-time

Medical, Dental, Retirement

Re-posted 19 days ago

Job description

Job Title:

Senior Credit Analyst

Location:

Austin, TX

What you'll do:

As a Senior Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
  • Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
  • Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
  • Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
  • Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need:

  • 2+ years of related experience in Accounting, Finance or Economics or similar field.
  • Bachelor's degree or equivalent experience required.
  • Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
  • Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
  • Strong analytical, conceptual, communication, leadership, and organizational skills.
  • Ability to self-motivate and work productively without supervision.
  • Intermediate speaking and writing communication skills.
Compensation: Hourly range for new hires is generally $36.74 - $45.38 for Costa Mesa, CA. Hourly range for new hires is generally $39.93 - $49.33 for San Francisco, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation

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