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Entry Level Credit Risk Analyst Jobs in California

Credit Analyst

San Diego, CA ยท On-site

$33.40/hr

Review client financials and perform sensitivity analysis to evaluate credit risk in connection ... Ability to self-motivate and work productively without supervision. * Entry level speaking and ...

IT Risk Analyst

San Diego, CA ยท On-site

$79K - $102K/yr

Position Summary The position of IT Risk Analyst is responsible for participating in IT compliance and risk management initiatives. The candidate should demonstrate a basic understanding of IT risk, ...

Credit Analysis Team Specialist 1

Lodi, CA ยท On-site

$24.50 - $28.18/hr

... Risk Analyst spreading, as well as develop a solid understanding of applicable lending policies and procedures * CAT Specialists are an important part of the credit analysis process, logging and ...

Review risk grading as appropriate to credit analysis to identify potential credit issues. * Escalate potential credit issues to Team Manager, Division Manager and Relationship Manager.

Review risk grading as appropriate to credit analysis to identify potential credit issues. * Escalate potential credit issues to Team Manager, Division Manager and Relationship Manager.

Credit Analyst II

San Diego, CA ยท On-site

$19 - $26/hr

... Third Party Credit Risk team. Responsibilities include managing and organizing credit files ... Internship or entry-level banking experience accepted * Credit file organization and document ...

Credit Analyst II

San Diego, CA ยท On-site

$19 - $26/hr

... Third Party Credit Risk team. Responsibilities include managing and organizing credit files ... Internship or entry-level banking experience accepted * Credit file organization and document ...

The Credit Administrator is responsible for all assigned credit analysis and administration functions related to the Bank's programs where any aspect of commercial credit risk exits. The Credit ...

Risk Associate

Rosemead, CA ยท Hybrid

$28 - $35/hr

Summary of Under the direct supervision of an experienced Risk Analyst or Manager, the Risk Associate helps investigate basic level claims, including Worker's Compensation, General Liability and ...

Credit Analyst

Los Angeles, CA ยท On-site

$85K - $90K/yr

Credit Analyst has primary responsibility for managing all credit-related activities for the Bank ... Comply with Credit Risk Management and Legal & Compliance requirements in line with local ...

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Showing results 1-20

Entry Level Credit Risk Analyst information

See California salary details

$36.5K

$112.4K

$194.9K

How much do entry level credit risk analyst jobs pay per year?

As of Jun 9, 2026, the average yearly pay for entry level credit risk analyst in California is $112,390.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,400.00 and $138,700.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in California? The most popular types of Credit Risk Analyst jobs in California are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in California? For Entry Level Credit Risk Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in California look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in California are:
What cities in California are hiring for Entry Level Credit Risk Analyst jobs? Cities in California with the most Entry Level Credit Risk Analyst job openings:
Credit Analyst

Credit Analyst

Western Alliance Bank

San Diego, CA โ€ข On-site

$33.40/hr

Full-time

Medical, Dental, Retirement

Posted 20 days ago


Job description

Job Title:

Credit Analyst

Location:

Carmel Valley

What you'll do:

As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
  • Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
  • Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
  • Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
  • Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need:

  • Completion of an Accounting course.
  • Bachelor's degree or equivalent experience required.
  • GPA of 3.0 or higher is required.
  • Strong analytical, conceptual, communication, leadership, and organizational skills.
  • An interest in working in Commercial Banking.
  • Ability to self-motivate and work productively without supervision.
  • Entry level speaking and writing communications skills.
Compensation: Hourly range for new hires is generally $33.40 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation