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Entry Level Credit Risk Analyst Jobs in California

Axos Bank

Credit Analyst I

San Diego, CA · On-site

$20 - $31/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

About This Job The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit ...

Axos Bank

Credit Analyst I

San Diego, CA · On-site

$20 - $31/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

About This Job The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit ...

New

American Riviera Bank

Senior Credit Analyst II

Ventura, CA · On-site

$97K - $146K/yr

The position of Senior Credit Analyst II is responsible for performing in-depth, thorough financial ... recommends risk ratings. * Interprets and applies Bank policies, governmental legislations ...

American Riviera Bank

Senior Credit Analyst II

Ventura, CA · On-site

$97K - $146K/yr

The position of Senior Credit Analyst II is responsible for performing in-depth, thorough financial ... recommends risk ratings. * Interprets and applies Bank policies, governmental legislations ...

Fifth Third

Commercial Credit Analyst

San Jose, CA · On-site

The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst is expected to build proficiency in underwriting, developing ...

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All JobsCredit Risk Analyst JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in California

Entry Level Credit Risk Analyst information

See California salary details

$36.5K

$112.4K

$194.9K

How much do entry level credit risk analyst jobs pay per year?

As of Aug 14, 2026, the average yearly pay for entry level credit risk analyst in California is $112,390.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,400.00 and $138,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in California?

The most popular types of Credit Risk Analyst jobs in California are:

What are popular job titles related to Entry Level Credit Risk Analyst jobs in California?

For Entry Level Credit Risk Analyst jobs in California, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Risk Analyst jobs in California look for?

The top searched job categories for Entry Level Credit Risk Analyst jobs in California are:

What cities in California are hiring for Entry Level Credit Risk Analyst jobs?

Cities in California with the most Entry Level Credit Risk Analyst job openings:

Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in California as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $112,390 per year, or $54 per hour.

Credit Analyst I

Axos Bank

San Diego, CA • On-site

$20 - $31/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Axos Bank
Target Range:
$20.00/Hr. - $31.00/Hr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 12.5%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit files, tracking document receipt and exceptions, preparing credit-related reports, coordinating with internal stakeholders on outstanding documentation, and ensuring data integrity within the loan administration system.
This role is critical to maintaining complete, compliant, and audit-ready credit records for the bank's third-party credit relationships.
Responsibilities:
  • Perform loan research and analysis as directed
  • Assist in the monitoring of a portfolio of commercial loans
  • Complete ad hoc credit analysis as directed, for a specific component of a loan
  • Complete projects and process improvements as directed

Qualifications:
  • Bachelor's degree in Finance, Business Administration, Accounting, or related field required
  • 0-2 years of experience in credit administration, loan operations, or banking
  • Exposure to loan documentation, credit file management, or document tracking preferred

Axos Employee Benefits May Include:
  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
IER Right to Work Poster (English/Spanish)
E-Verify Participation Poster (English/Spanish)

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