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Entry Level Credit Risk Analyst Jobs in California

First Northern Bank

Senior Credit Analyst

Sacramento, CA · On-site

$32 - $36/hr

What You'll Do The Senior Credit Analyst independently conducts detailed financial analysis and risk assessments for new and existing borrowers, guarantors, and collateral. Working with minimal ...

First Northern Bank

Senior Credit Analyst

Sacramento, CA · On-site

$32 - $36/hr

What Youll Do The Senior Credit Analyst independently conducts detailed financial analysis and risk assessments for new and existing borrowers, guarantors, and collateral. Working with minimal ...

New

Mizuho Bank, Ltd.

Credit Analyst

Los Angeles, CA · On-site

$85K - $90K/yr

Credit Analyst has primary responsibility for managing all credit-related activities for the Bank ... Comply with Credit Risk Management and Legal & Compliance requirements in line with local ...

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may be assigned a book of ...

Mizuho Financial Group

Credit Analyst

Los Angeles, CA · Hybrid

$85K - $90K/yr

Credit Analyst has primary responsibility for managing all credit-related activities for the Bank ... Comply with Credit Risk Management and Legal & Compliance requirements in line with local ...

City National Bank

Credit Associate

San Francisco, CA · On-site

$34.55 - $55.19/hr

This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may be assigned a book of ...

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may be assigned a book of ...

City National Bank

Credit Associate Sr

Los Angeles, CA · On-site

$37.96 - $60.64/hr

This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate Sr. may be assigned a ...

American Riviera Bank

Senior Credit Analyst II

Ventura, CA · On-site

$97K - $146K/yr

The position of Senior Credit Analyst II is responsible for performing in-depth, thorough financial ... recommends risk ratings. * Interprets and applies Bank policies, governmental legislations ...

Apply Early

American Riviera Bank

Senior Credit Analyst II

Ventura, CA · On-site

$97K - $146K/yr

The position of Senior Credit Analyst II is responsible for performing in-depth, thorough financial ... recommends risk ratings. * Interprets and applies Bank policies, governmental legislations ...

Apply Early

City National Bank

Credit Associate sp

Los Angeles, CA · On-site

$34.55 - $55.19/hr

ESOP and Healthcare. This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may ...

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All JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in California

Entry Level Credit Risk Analyst information

See California salary details

$36.5K

$112.4K

$194.9K

How much do entry level credit risk analyst jobs pay per year?

As of Jul 5, 2026, the average yearly pay for entry level credit risk analyst in California is $112,390.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,400.00 and $138,700.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in California? The most popular types of Credit Risk Analyst jobs in California are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in California? For Entry Level Credit Risk Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in California look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in California are:
What cities in California are hiring for Entry Level Credit Risk Analyst jobs? Cities in California with the most Entry Level Credit Risk Analyst job openings:
Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in California as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $112,390 per year, or $54 per hour.
Senior Credit Analyst

Senior Credit Analyst

First Northern Bank

Sacramento, CA • On-site

$32 - $36/hr

Full-time

Posted 3 days ago

Job description

What You'll Do
The Senior Credit Analyst independently conducts detailed financial analysis and risk assessments for new and existing borrowers, guarantors, and collateral. Working with minimal supervision, this role evaluates financial statements, identifies key trends, and provides critical insights to support the lending and underwriting teams. The Senior Credit Analyst also serves as a mentor, guiding and helping develop the other Credit Analysts.
Responsibilities Include
  • Spread financial statements, tax returns, and other financial data in a consistent and meaningful manner for submission to Credit Administration
  • Interpret financial trends, ratios, and pro forma statements to evaluate performance and assess risk
  • Assess the cash flow, collateral, management, and industry of the borrowers and guarantors
  • Test loan covenants to ensure compliance with the terms of the credit agreements
  • Contact borrowers or their agents regarding loan applications, obtaining financial information, or asking follow-up questions related to new or existing loans
  • Research market, industry, and collateral information provided by borrowers or their agents
  • Communicate and collaborate with internal and external customers in a professional and timely manner
  • Ability to appropriately use all banking principles, terminology, and credit risk fundamental in their daily tasks
  • Comply with all applicable Banking compliance rules and regulations established by both internal departments and external agencies

What You'll Need to be Successful
  • Analytical Skills - ability to analyze and solve problems; strong critical thinking skills
  • Judgement - ability to exercise independent, sound, and accurate judgment in decision making; exercise personal and professional responsibility while working with limited direction
  • Planning and Organizing - strong organizational and time management skills; can adapt to changes in the work environment and manage competing demands
  • Productivity - meet productivity standards by using time efficiently; prioritize and plan work activities; sense of urgency around deadlines and commitments
  • Discretion - maintain confidentiality of sensitive information
  • Quality - demonstrate accuracy and thoroughness; commitment to excellence and high standards
  • Quantity - strive to increase productivity, complete work in a timely manner and consistently meet productivity standards
  • Reliable - complete tasks on time or notify appropriate person with an alternate plan
  • Teamwork - maintain a positive working relationship with your team members; listen, get clarification, and respond well to questions
  • Customer Service - respond to requests for service and assistance; meet commitments made to internal and external customers
  • Compliance - consistently adhere to Bank policies and regulations, reinforce training to ensure that Bank employees are aware of UDAAP and do not harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practice
  • Leadership & Mentorship - Ability to train, coach, and develop other analysts

Qualifications
  • High school diploma or GED required
  • A minimum of two semesters of college-level courses in finance, accounting or similar field preferred
  • A minimum Three years' experience in a credit-related field with a strong understanding of the differences between cash, accrual, and tax accounting required.
  • Proficiency in Microsoft Excel or comparable spreadsheet software and Microsoft Word or comparable word processing software
  • Experience with a loan origination system such as Abrigo or similar (e.g. CreditQuest, nCino, Moodys) preferred

Why You Should Apply
  • Full-time position with excellent compensation and benefits package
  • Generous time off programs
  • Bonus program
  • Profit-sharing
  • Discounted stock purchase program
  • Excellent growth and development opportunities
  • And much more!

Pay Range (Hourly): $32.00 - $36.00/hour
The purpose of this job description is to provide a summary of duties related to the position. It is not intended to be all-inclusive. The employee will perform other reasonable business duties as assigned by supervisor or other management.
First Northern Bank does not discriminate based on race, color, religions, sex, gender identity, age, national origin, marital status, pregnancy, disability, or any other protected status.
The duties outlined in this description are subject to modification or change by the organization, at any time, with or without notice.

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