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Entry Level Collections Jobs in Tennessee (NOW HIRING)

OneMain Financial

Loan Sales Specialist

Bartlett, TN

... Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance ...

OneMain Financial

Loan Consultant

Memphis, TN

... Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance ...

OneMain Financial

Loan Sales Specialist

Columbia, TN

... Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance ...

OneMain Financial

Loan Sales Specialist

Jackson, TN

... Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance ...

New

OneMain Financial

Loan Sales Specialist

Columbia, TN · On-site

Key Word Tags Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development ...

OneMain Financial

Loan Sales Specialist

Bartlett, TN · On-site

Key Word Tags Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development ...

OneMain Financial

Loan Sales Specialist

Jackson, TN · On-site

Key Word Tags Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development ...

OneMain Financial

Loan Sales Specialist

Columbia, TN · On-site

Key Word Tags Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development ...

wearegat

Airport Customer Service Agent

Memphis, TN

... all collections and conduct the appropriate airline close out procedures. * Accept and process ... Possess entry-level computer skills * Occasionally lift bags or items weighing between 50 and 70 ...

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Showing results 1-20

All JobsCollections JobsEntry Level Collections JobsEntry Level Collections Jobs in Tennessee

Entry Level Collections information

See Tennessee salary details

$11

$19

$27

How much do entry level collections jobs pay per hour?

As of Jul 18, 2026, the average hourly pay for entry level collections in Tennessee is $19.48, according to ZipRecruiter salary data. Most workers in this role earn between $16.15 and $21.83 per hour, depending on experience, location, and employer.

What is the difference between Entry Level Collections vs Collections Specialist?

AspectEntry Level CollectionsCollections Specialist
Required CredentialsHigh school diploma or equivalent; basic understanding of credit and financeHigh school diploma; some roles may prefer or require additional certifications
Work EnvironmentOffice setting, often in call centers or finance departmentsOffice environment, handling overdue accounts and customer communication
Employer & Industry UsageCommon in banking, finance, healthcare, and retail sectorsTypically found in similar industries, with more experience expected
Search & Comparison IntentEntry level roles for those starting in collectionsMore experienced roles with increased responsibilities

Entry Level Collections positions are designed for individuals starting their careers in debt collection, requiring basic financial knowledge and communication skills. Collections Specialists usually have some experience and handle more complex accounts, often earning higher pay and taking on additional responsibilities. Both roles are vital in finance and customer service sectors, but they differ mainly in experience level and scope of work.

What are entry level collections jobs?

Entry level collections jobs involve contacting individuals or businesses to remind them of overdue payments and assist them in resolving outstanding debts. Employees in these roles typically make phone calls, send emails or letters, and update account records with payment information. They may also negotiate payment arrangements and answer questions about account balances. These positions usually require strong communication skills, basic computer proficiency, and the ability to handle sensitive situations professionally. Training is often provided on company procedures and relevant regulations.

What are the key skills and qualifications needed to thrive as an Entry Level Collections Specialist, and why are they important?

To thrive as an Entry Level Collections Specialist, you need strong communication skills, basic math proficiency, and a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, payment processing systems, and basic office applications is typically required. Persistence, negotiation skills, and professionalism are crucial soft skills that help navigate sensitive financial conversations. These skills ensure effective debt recovery while maintaining positive customer relationships and compliance with regulations.

What are some common challenges faced by entry level collections professionals, and how can they be managed effectively?

Entry level collections professionals often encounter challenges such as handling difficult conversations with customers, meeting collection targets, and maintaining accurate records. Managing these challenges requires strong communication skills, empathy, and a solution-oriented approach to help customers find workable payment solutions. Support from experienced team members, regular training, and using established scripts or guidelines can also help new collectors build confidence and improve their effectiveness in the role.
What are the most commonly searched types of Collections jobs in Tennessee? The most popular types of Collections jobs in Tennessee are:
Entry Level Collections jobs near you
Infographic showing various Entry Level Collections job openings in Tennessee as of July 2026, with employment types broken down into 82% Full Time, 13% Part Time, 2% Temporary, and 3% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $40,522 per year, or $19.5 per hour.
Bilingual (English and Spanish) Part Time Collector

Bilingual (English and Spanish) Part Time Collector

INDEPENDENT BANK

Memphis, TN • On-site

$14 - $17.50/hr

Other

Posted 7 days ago

Job description

Description

Hours: Mon-Th 5-9 p.m., Sat 8am -Noon


JOB SUMMARY: 

All Collectors report to the Collection Manager and Team Lead. The Bilingual Collector will initiate customer contact and determine reason for delinquency evaluates customer's financial situations and negotiates terms of repayment to bring account current and maybe responsible for some skip tracing. Collector must adhere to all Bank policies, procedures and all compliance regulations.

SKILLS REQUIRED:

Bilingual (English and Spanish)

Must be able to work Monday - Thursday, 5pm - 9pm and Saturday, 8am - 12pm

Entry Level Collections Experience 

Ability to prioritize in a fast paced, high volume, environment with little supervision

Microsoft Windows experience required

Ability to type 30-35 wpm

Demonstrated ability to multi-task and excellent verbal and written skills

Excellent math skills

High School diploma or GED required, some college preferred


PRIMARY DUTIES:

1. Responsible for collecting automobile installment loan accounts 15-29 days past due 

2. Utilize daily contact and skip-tracing efforts

3. Develop and maintain on-going customer relationships

4. Negotiate payment arrangements

5. Advise customers of their responsibilities under loan contracts, and provide individual counseling on acceptable and convenient payment arrangements

6. Utilize effective negotiating skills and persistent follow-up procedures to cure delinquency

7. Understand and apply knowledge of credit bureau reports as relate to the performance of daily activities

8. Adhere to guidelines stated in the Fair Debt Collection Practices Act

9. Other duties as assigned or required


Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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