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Electronic Payments Jobs (NOW HIRING)

Become an Electronic Payments Supervisor at Royal Credit Union! In this role, you'll lead a high-performing team, oversee critical electronic payment functions, and drive process improvements that ...

Become an Electronic Payments Supervisor at Royal Credit Union! In this role, you'll lead a high-performing team, oversee critical electronic payment functions, and drive process improvements that ...

Job Summary This position is part of the Commercial Payments in KeyBank's Corporate Bank. We provide our clients with best-in-class Treasury Services inclusive of payable and receivable solutions ...

Job Summary This position is part of the Commercial Payments in KeyBank's Corporate Bank. We provide our clients with best-in-class Treasury Services inclusive of payable and receivable solutions ...

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Electronic Payments information

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$31.5K

$92.3K

$144K

How much do electronic payments jobs pay per year?

As of Sep 4, 2026, the average yearly pay for electronic payments in the United States is $92,343.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What does an electronic payments job involve?

An Electronic Payments job typically focuses on managing, processing, and optimizing digital financial transactions. Professionals in this field work with payment systems like credit cards, ACH transfers, mobile wallets, and online banking to ensure secure and efficient money movement. They may collaborate with banks, merchants, and payment processors to troubleshoot issues, enhance security, and improve transaction efficiency. Strong analytical skills, knowledge of compliance regulations, and familiarity with payment technologies are often required for success in this role.

What are the key skills and qualifications needed to thrive in an electronic payments position?

To excel in Electronic Payments, individuals typically need a solid understanding of payment processing, transaction reconciliation, and financial compliance, often supported by a degree in finance, accounting, or a related field. Familiarity with payment gateways, ACH systems, card networks, and transaction monitoring software is highly valuable, and certifications like Accredited ACH Professional (AAP) can be beneficial. Attention to detail, problem-solving abilities, and effective communication are important soft skills for this role. These competencies help ensure accuracy, security, and efficiency in handling electronic financial transactions and collaborating with stakeholders.

What are the main challenges faced by professionals working in electronic payments?

Professionals in Electronic Payments often encounter challenges such as ensuring transaction security, staying updated with ever-evolving regulatory requirements, and managing the high volume of daily transactions without errors. Adapting to new payment technologies and resolving transaction disputes quickly are also common aspects of the role. Team members frequently collaborate with IT, compliance, and customer service departments to troubleshoot issues and implement process improvements. Overcoming these challenges requires a proactive approach, strong attention to detail, and a commitment to continuous learning. Successfully navigating these complexities helps maintain the integrity and efficiency of electronic payment operations.

More about Electronic Payments jobs

What are the most commonly searched types of Electronic Payments jobs?

The most popular types of Electronic Payments jobs are:

What states have the most Electronic Payments jobs?

States with the most job openings for Electronic Payments jobs include:

Infographic showing various Electronic Payments job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 79% Full Time, 17% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $92,343 per year, or $44.4 per hour.

Electronic Payments Specialist

Orange County's Federal Credit Union

Santa Ana, CA โ€ข On-site

$20 - $25/hr

Full-time

Medical, Dental, Retirement, PTO

Posted 6 days ago


Key responsibilities

  • Manage electronic payment processes such as transaction posting, ATM deposits, wires, ACH operations, mobile and ATM deposits, Shared Branching adjustments, NSF items, returned deposited items, ONUS, foreign items, P2P, Zelle, and New Member Enrollment within processing timelines.

  • Provide assistance to employees and members, and contribute to special projects that drive innovation.

  • Investigate and resolve account discrepancies, process adjustments, and ensure compliance with regulatory requirements.


Job description

Join Our Member Operations Team – Make a Difference Every Day!

This hybrid opportunity requires working from our Santa Ana, CA corporate office three days per week. 

Must be available for shifts as early as 7AM and as late as 6PM. The team rotates early and late shifts approximately every two-weeks. 


Orange County’s Federal Credit Union isn’t your average financial institution – we’re a people-first, purpose-driven organization that believes banking should feel personal, not transactional.  We help our members thrive through smarter financial solutions, genuine relationships, and a deep commitment to our community.

With over 85 years of trust, $3+ billion in assets, and 145,000+ members, we’ve built a reputation for excellence—and we’re just getting started.

Our commitment to people, performance, and purpose has earned us the #1 spot in the Orange County Register’s 2025 and 2024 Best Credit Union list, and the voices of our employees have earned us the Peter Barron Stark Award for Workplace Satisfaction.

From digital innovation to local impact, we’re shaping what modern banking look like – one meaningful connection at a time. If you thrive in a collaborative environment and love solving complex challenges, this opportunity is for you!

As a Electronic Payment Specialist, you’ll play a vital role in supporting essential processes that keep our Credit Union running seamlessly. Your responsibilities will include:

  • Managing electronic payment processes such as transaction posting, ATM deposits, wires, ACH operations, mobile and ATM deposits, Shared Branching adjustments, NSF items, returned deposited items, ONUS, foreign items, P2P, Zelle, and New Member Enrollment. All within the designated processing timelines, to ensure full compliance and efficient processing.
  • Providing professional, efficient assistance to employees and members while contributing to special projects that drive innovation.
  • Investigating and resolving account discrepancies, processing adjustments, and ensuring compliance with all regulatory requirements.
  • Monitoring and troubleshooting P2P and Zelle transactions, fraud reviews, and dispute resolutions to protect our members.
  • Collaborating across teams to ensure timely resolution of technical issues and deliver outstanding member experience.


What We’re Looking For

  • Minimum education is high school or equivalent
  • Minimum two (2) years of experience in banking back-office operations or mastery of all the essential functions of a Branch Banker (MSR III and above), Phone Banker (CCR III and above). 
  • Ability to learn new software and systems quickly and proficiently
  • Ability to read and decipher technical briefs and regulatory updates
  • Working knowledge of basic federal and state regulations that impact financial institutions and account/loan maintenance and activity.
  • Ability to complete and certify in Forrester’s CX Methodologies.
  • Strong problem-solving skills, attention to detail, and the ability to manage multiple priorities in a fast-paced environment.
  • Solid understanding of electronic payment processing, ACH procedures, and compliance regulations (Regulation E, NACHA, BSA, US Patriot Act, and more).
  • Excellent communication and interpersonal skills to foster positive relationships and ensure clear, concise information sharing.


What We Offer:

The targeted hourly rate range is $20.00 – 25.00. Final offer will be determined based on experience, education, training/certifications and specialized skills.

  • Anthem HMO/PPO, Delta Dental, and Unum options – from day one!
  • 401(k) with up to 6% employer matching dollar for dollar!
  • Annual discretionary bonus & performance merit increases
  • Educational grants up to $1,000
  • 13 vacation days per year (increases with tenure) 
  • 7 sick days per year 
  • Paid holidays

Orange County's Federal Credit Union is an Equal Opportunity Employer. Pre-employment screenings, including background and credit checks, are required.