ZipRecruiter

Log In

1

Director Credit Risk Jobs in Utah (NOW HIRING)

Mountain West Financial, LLC

Underwriter

Sandy, UT · On-site

$36 - $42.27/hr

... credit risk profile Knowledge, Skills and Abilities Experience Minimum of 3 years of recent ... A pathway to FHA Direct Endorsement training is available This role is open to be remote.

Zions Bank

Branch Manager-Farmington

Farmington, UT · On-site

Direct branch activities, maintain appropriate operational, credit risk management, and security oversight in compliance with applicable laws and regulations. * Extend credit to businesses and/or ...

Crumbl

Director of Tax

Provo, UT · On-site

$150 - $200/hr

... identify risk, opportunity, and process gaps without being directed to do so. Federal ... Track tax attributes including net operating losses, credits, and basis positions relevant to the ...

next page

Showing results 1-20

All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Utah

Director Credit Risk information

See Utah salary details

$76.9K

$142.3K

$274.5K

How much do director credit risk jobs pay per year?

As of Jul 15, 2026, the average yearly pay for director credit risk in Utah is $142,305.00, according to ZipRecruiter salary data. Most workers in this role earn between $95,100.00 and $171,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Utah? The most popular types of Credit Risk jobs in Utah are:
What are popular job titles related to Director Credit Risk jobs in Utah? For Director Credit Risk jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Utah look for? The top searched job categories for Director Credit Risk jobs in Utah are:
What cities in Utah are hiring for Director Credit Risk jobs? Cities in Utah with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Underwriter

Underwriter

Mountain West Financial, LLC

Sandy, UT • On-site

$36 - $42.27/hr

Full-time

Posted 18 days ago

Job description

Position Description: Summary: The EEP Underwriter is responsible for evaluating mortgage loan applications to determine creditworthiness, compliance with both internal and agency guidelines, and overall risk.

Essential Functions & Responsibilities
• Analyze and underwrite mortgage loan applications.
• Review income, assets, credit reports, property appraisals, and all supporting documentation to assess borrower eligibility and risk.
• Ensure loan files meet internal, agency, and regulatory requirements.
• Apply appropriate internal and FHA guidelines to make informed decisions on loan approvals, suspensions, or denials.
• Clearly document underwriting decisions, including conditions required for final approval or closing.
• Communicate underwriting decisions effectively to loan processors, correspondent lenders, and management.
• Assist with clearing conditions and final approval processes, ensuring timely closings.
• Maintain knowledge of current underwriting guidelines, mortgage industry trends, and regulatory changes.
• Participate in quality control reviews, audits, and training as needed.
• Contribute to a positive team environment with a focus on efficiency, accuracy, and excellent customer service.

Performance Measurements
• Possess excellent written and verbal communication skills.
• Strong knowledge of mortgage loan products and agency guidelines.
• Proficiency in loan origination software and Microsoft Office Suite.
• Excellent organizational, time-management, and multitasking skills.
• Strong attention to detail and problem-solving abilities.
• Ability to thrive in a fast-paced, deadline-driven environment.
• Ability to think outside the box to make decisions based on overall credit risk profile

Knowledge, Skills and Abilities
Experience Minimum of 3 years of recent mortgage underwriting experience, including Conventional and FHA loans required. Experience underwriting non-QM and portfolio loans preferred.

Education
A high school diploma or equivalent is required. A Bachelor's degree is preferred.
This position is bonus eligible.
A pathway to FHA Direct Endorsement training is available

This role is open to be remote.

PI285498269