Deposit Operations Jobs in Utah (NOW HIRING)

We made history and now we work to transform the future - for our customers, our communities and our families. You'll see your work on the road every day, helping people move freely and pursue their dreams. At Ford, you can build more than vehicles. Come build what matters.

The Ford Motor Credit Company team helps put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships, we provide financing, personalized service and professional expertise to thousands of dealers and millions of customers in over one hundred countries around the world.

The Ford Motor Credit Company ("Ford Credit") has received the regulatory conditional approval to form Ford Credit Bank("the Bank") to be headquartered in Salt Lake City, Utah.

The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles, parts, accessories, EV Infrastructure and software and will accept deposits with competitive rates on FDIC-insured savings accounts and certificates of deposit. The Bank will be a direct and wholly owned subsidiary of Ford Credit, an indirect wholly owned subsidiary of Ford Motor Company ("Ford").

The people of Ford Credit have a 60-year commitment to helping put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships, we provide financing, personalized service, and professional expertise to five thousand dealers and more than four million customers in over 100 countries around the world. The proposed Bank will be a strategic addition to Ford Credit and is key to providing the capabilities needed to meet the financing expectations of Ford customers.

If you're customer-focused, driven and seeking the opportunity to experience exciting challenges and growth, look no further. The successful candidate will be a member of an exciting and dynamic team of banking professionals who would have the opportunity to stand up and begin the operations of the de novo Bank. New employees hired by the bank will initially be Ford Credit employees. Once the bank is formally established, these employees may be transferred to the new bank. 

Come help build a better world, where every person is free to move and pursue their dreams. Ford was built on the belief that freedom of movement drives human progress. It's a belief that has fueled our passion to create great cars and trucks. And today, it drives our commitment to become the world's most trusted mobility company, designing vehicles for a smart world that helps people move more safely, confidently, and freely. Ford is experiencing significant business transformation in an ever-changing digital world. We are dedicated to delivering distinctive products and solutions, having an "always on" relationship with customers and continuously improving our user experience. 

In this position...

The Deposit Operations team at Ford Credit Bank is a high-functioning, detail-oriented group responsible for the foundational administrative and legal integrity of our de novo bank. We serve as the engine that keeps the Bank running smoothly, managing complex legal requests and account lifecycle events with precision and speed. Our team values accountability, continuous improvement, and the ability to navigate a rapidly changing digital landscape. We work cross-functionally with Legal, Compliance, and Customer Service to ensure that every transaction and account modification meets the highest regulatory standards while protecting the Bank's reputation and our customers' trust.

The Operations Specialist reports to the Deposit Operations Manager and is responsible for performing advanced operational and compliance functions within the Deposit Operations Department. The Specialist is proficient in the day-to-day operations of the department, including reviewing and approving digital account opening applications, customer request taking appropriate actions on deposits, account research, verifications of deposit, and other items with accuracy and thoroughness. This role also serves as a subject matter expert in processing compulsory legal orders-such as subpoenas, levies, and garnishments-and managing complex account administrative tasks including Power of Attorney (POA) and deceased account processing.

The Specialist will exercise independent judgment to resolve complicated issues, mitigate operational risk, and ensure all actions comply with federal and state laws. This position is critical to maintaining the Bank's operational excellence during its growth and scaling phase.

You'll have...

Bachelor's degree or equivalent work experience.

Minimum of 3 years of experience in banking operations or compliance.

At least 2 years of specific experience in processing compulsory legal orders (subpoenas, levies, garnishments).

Deep understanding of banking laws and regulations, including BSA, AML, OFAC, USA PATRIOT Act, and UDAAP.

Even better, you may have...

• Experience in a de novo, fintech, or high-growth digital banking environment.
• Advanced proficiency in cloud-based legal intake portals (e.g., Safari SOP) and core banking systems (e.g., Symitar).
• Strong analytical skills with the ability to interpret legal documents that carry the force of law and affect high-value client accounts.
• Proven ability to work effectively in a fast-paced environment with tight deadlines imposed by courts and regulatory agencies.

• Exceptional written and verbal communication skills, with the ability to manage difficult conversations and professional inquiries from law enforcement and attorneys.

You may not check every box, or your experience may look a little different from what we've outlined, but if you think you can bring value to Ford Motor Company, we encourage you to apply!

As an established global company, we offer the benefit of choice. You can choose what your Ford future will look like: will your story span the globe, or keep you close to home? Will your career be a deep dive into what you love, or a series of new teams and new skills? Will you be a leader, a changemaker, a technical expert, a culture builder...or all of the above? No matter what you choose, we offer a work life that works for you, including:

Immediate medical, dental, vision and prescription drug coverage

Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more

Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more

Vehicle discount program for employees and family members and management leases

Tuition assistance

Established and active employee resource groups

Paid time off for individual and team community service

A generous schedule of paid holidays, including the week between Christmas and New Year's Day

Paid time off and the option to purchase additional vacation time.

This position is a salary grade 4 and ranges from $45,500-$84,600.

Final determination of salary grade will be based on candidate's skills and experience, and base salary will be set within the applicable range according to job scope, responsibility and competitive market value.

For more information on salary and benefits, click here: https://fordcareers.co/GSR

Visa sponsorship is not available for this position.

Candidates for positions with Ford Motor Company must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, age, sex, national origin, sexual orientation, gender identity, disability status or protected veteran status. In the United States, if you need a reasonable accommodation for the online application process due to a disability, please call 1-888-336-0660.

This position is hybrid with a requirement to be onsite four or more days per week. #LI-Hybrid#LI-FordCredit #LI-MN1

What you'll do...

• Core Operations: Proficient in the day-to-day operations of the department including processing daily case management cases and taking appropriate actions on deposits, account ownership changes, verifications of deposit, and other items with accuracy and thoroughness.
• Legal Processing: Review, evaluate, and process all forms of compulsory legal process, including subpoenas, search warrants, tax warrants, IRS levies, writs, and garnishments, utilizing cloud-based service of process intake portals.
• Account Administration: Manage high-complexity account functions, including processing deceased account claims, reviewing Power of Attorney documents, and executing account ownership changes with accuracy.
• Digital Operations: Review and process digital account opening applications, demonstrating sound judgment in decisioning and providing clear explanations for approvals or denials.
• Risk Mitigation: Scrupulously maintain the secrecy and confidentiality required by federal and state laws (BSA, OFAC, and privacy regulations) when handling sensitive legal orders and client records.
• Research : Conduct specialized research to resolve member account transactions, adjustments, and subpoena-related fee tracking.