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Deposit Operations Jobs in Tennessee (NOW HIRING)

Hope Credit Union

Deposit Operations Specialist

Memphis, TN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Deposit Operations Reports To: Deposit Services VP Supervises: N/A Job Classification: Exempt, Full-time Job Summary The Deposit Operations Specialist is responsible for providing critical back ...

New

Independent Bank

Full-Time Deposit Operations Clerk

Memphis, TN · On-site

$15.50 - $18.50/hr

The Deposit Operations Clerk performs a variety of balancing and maintenance functions related to the bank's Deposit Operations department, such as, processing new accounts, balancing demand deposit ...

INDEPENDENT BANK

Full-Time Deposit Operations Clerk

Memphis, TN · On-site

$15.50 - $18.50/hr

The Deposit Operations Clerk performs a variety of balancing and maintenance functions related to the bank's Deposit Operations department, such as, processing new accounts, balancing demand deposit ...

Independent Bank

Full-Time Deposit Operations Clerk

Memphis, TN · On-site

$15.50 - $18.50/hr

The Deposit Operations Clerk performs a variety of balancing and maintenance functions related to the bank's Deposit Operations department, such as, processing new accounts, balancing demand deposit ...

Apex Bank

Senior Deposit Operations Manager

Knoxville, TN · On-site

$50K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

Senior Deposit Operations Manager Location: Knoxville, TN About Us Apex Bank is growing, and we're expanding our Operations Department in Knoxville. We're looking for a detail-oriented, collaborative ...

Apex Bank

VP Bank Operations

Knoxville, TN · On-site

$1.0K - $100K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The VP of Deposit Operations is responsible for overseeing the day-to-day back office functions of the bank's deposit and digital operations department. This role ensures accurate, efficient, timely ...

Evolve Bank & Trust

ACH Operations Analyst

Memphis, TN · On-site

The ACH Operations Analyst will be responsible for all duties associated with the daily functions ... New deposit account opening and special item processing as needed. * Online and mobile banking ...

Wilsonbank

Deposit Servicing Specialist

Lebanon, TN · On-site

Deposit Servicing Specialist Location: Lebanon, TN If you're looking for a career where purpose ... In an Operations role, you're the unseen hero ensuring every process runs smoothly so customers ...

Evolve

ACH Operations Analyst

Memphis, TN · On-site

The ACH Operations Analyst will be responsible for all duties associated with the daily functions ... New deposit account opening and special item processing as needed. * Online and mobile banking ...

SmartBank

Bank Operations Specialist I

Maryville, TN

We're looking for a detail-oriented, service-driven Bank Operations Specialist I to join our Deposit Operations team. In this role, you'll serve as a vital link between our branches, operations teams ...

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All JobsDeposit Operations JobsDeposit Operations Jobs in Tennessee

Deposit Operations information

See Tennessee salary details

$10

$23

$48

How much do deposit operations jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for deposit operations in Tennessee is $23.82, according to ZipRecruiter salary data. Most workers in this role earn between $16.15 and $27.50 per hour, depending on experience, location, and employer.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Tennessee?

The most popular types of Deposit Operations jobs in Tennessee are:

What are popular job titles related to Deposit Operations jobs in Tennessee?

For Deposit Operations jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Deposit Operations jobs in Tennessee look for?

The top searched job categories for Deposit Operations jobs in Tennessee are:

What cities in Tennessee are hiring for Deposit Operations jobs?

Cities in Tennessee with the most Deposit Operations job openings:

Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Tennessee as of August 2026, with employment types broken down into 84% Full Time, 12% Part Time, 1% Temporary, and 3% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $49,545 per year, or $23.8 per hour.

Deposit Operations Specialist

Bank of Tennessee

Johnson City, TN

Full-time

Posted 2 days ago

New

Job description

POSITION SUMMARY

As the Deposit Operations Specialist, you will assist in carrying out the daily duties of the Deposit Operations Department. Perform daily functions in Deposit Operations, Automatic Overdraft Protection (AOP) and the Relationship Manager System (RMS). As a representative of the Bank, you are required to present a positive and professional image at all times.

JOB REQUIREMENTS

  • High school diploma or equivalent required
  • One year of banking experience preferred

COMPETENCIES

  • Possess acute attention to detail
  • Ability to deliver a high level of service orientation to our customers
  • Ability to communicate in a professional and friendly manner with all staff and customers
  • Possess strong written and verbal skills
  • Ability to be selfmotivated and strong organizational skills
  • Ability to be serviceoriented and a team player
  • Possess the ability to multi-task in a fast-paced environment with an emphasis on quality and established deadlines
  • Ability to work independently and with a team
  • Ability to maintain a high degree of accuracy and confidentiality

DUTIES AND RESPONSIBILITIES

  • Operate in and process all duties for the various areas of the Deposit Operations Department
    • Accurately research and resolve unposted transactions daily within the predetermined deadlines
    • Accurately process and balance return Items
    • Accurately process incoming check chargeback returns
    • Reconcilement of internal bank accounts related to Deposit Operations functions
    • Account Document Review
    • Deposit/Customer Account Maintenance
    • Overdraft protection product management
    • Account verifications
    • Return Mail Processing
    • Dormant/Inactive Account Monitoring
    • HSA/IRA account management
    • ATM/ITM cash management
    • ATM/ITM balancing
    • Armored service commercial cash vault management
    • ACH Warehouse Exception processing
    • Treasury/Deceased customer reclamations/notifications
    • Reg CC monitoring/holds for ATM and mobile deposits
    • IRS tax corrections
    • Assist in the training of new team members
  • Provide support to front line staff and other bank departments through email groups and phone calls
  • Maintain an advanced knowledge of all Deposit Operations policies and procedures
  • Maintain compliance with regulations and bank policies and procedures, including the Bank Secrecy Act (BSA) and the Office of Foreign Assets Control (OFAC) requirements
  • Consistently support, uphold and model the organization’s core values and standards
  • Complete other duties as assigned as determined by management to be reasonable and beneficial

PHYSICAL REQUIREMENTS

This position operates in a professional office environment. You will be stationary at a workstation, frequently operating a computer. While performing the duties of this job, the employee is regularly required to communicate effectively with managers and employees. Regular use of email for communication is essential. Must be able to accurately gather and process verbal and written information and properly prepare or inspect documents. Good manual dexterity is needed for the frequent use of common office equipment such as computer terminals, calculators, copiers and telephones. Out-of-town or overnight travel may be required.

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