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Debt Negotiator Jobs (NOW HIRING)

Scott & Associates, PC

Debt Collector

Rochester, NY · On-site

$20 - $22/hr

We are currently seeking a Debt Resolution Specialist to join our Collections team. This role is ... Strong negotiation skills * Proficient in Microsoft Office applications such as Word, Excel, and ...

RSI

Bad Debt Collector

Glendale, AZ · On-site

$17/hr

Master of Negotiation (seriously, you're the Jedi of deals) * Basic Microsoft Office wizardry ... of debt recovery through the right channels. With killer people skills and a knack for handling a ...

RSI ENTERPRISES INC

Bad Debt Collector

Glendale, AZ · Remote

$17/hr

Creative talk-offs, negotiation skills that wow, and top-notch follow-up habits * Keeping it legal ... of debt recovery through the right channels. With killer people skills and a knack for handling a ...

Blitt and Gaines

Debt Collector

Vernon Hills, IL · On-site

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

ValorVIP

Debt Recovery Representatives

Tampa, FL · On-site

$14 - $15.20/hr

We're looking for a Debt Recovery Representative who is driven, empathetic, and skilled in ... Use scripted dialogues and proven negotiation techniques to encourage timely payments and resolve ...

34259 - Blitt and Gaines PC

Debt Collector

Saint Louis, MO · On-site

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

ValorVIP

Debt Recovery Representatives

Tampa, FL · On-site +1

$15 - $19.50/hr

We're looking for a Debt Recovery Representative who is driven, empathetic, and skilled in ... Use scripted dialogues and proven negotiation techniques to encourage timely payments and resolve ...

34259 - Blitt and Gaines PC

Debt Collector

Urbandale, IA · On-site

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Blitt and Gaines, P.C.

Debt Collector

Merrillville, IN

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Blitt and Gaines, P.C.

Debt Collector

Vernon Hills, IL

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Blitt and Gaines, P.C.

Debt Collector

Des Moines, IA

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Blitt and Gaines, P.C.

Debt Collector

Saint Louis, MO

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Blitt and Gaines

Debt Collector

Merrillville, IN · On-site

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Blitt and Gaines

Debt Collector

Saint Louis, MO · On-site

$18 - $25/hr

If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

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Debt Negotiator information

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$8

$38

$70

How much do debt negotiator jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for debt negotiator in the United States is $38.10, according to ZipRecruiter salary data. Most workers in this role earn between $23.80 and $45.19 per hour, depending on experience, location, and employer.

What are the typical daily responsibilities of a Debt Negotiator?

As a Debt Negotiator, your daily responsibilities often include contacting clients who are behind on payments, reviewing financial situations with them, and working to establish mutually agreeable repayment plans. You’ll collaborate closely with both individuals and businesses, as well as internal teams such as collections, legal, and customer service departments. Negotiators also manage documentation, maintain accurate account records, and stay up-to-date on relevant regulations. Balancing empathy with assertiveness, you play a crucial role in helping clients find manageable solutions while supporting your organization’s financial objectives.

What does a Debt Negotiator do?

A Debt Negotiator works with creditors on behalf of individuals or businesses to reduce the total amount of debt owed. They negotiate lower settlements, reduced interest rates, or better repayment terms to help clients manage or eliminate their debt. Debt Negotiators must have strong communication and negotiation skills to advocate effectively for their clients. They often work for debt settlement companies, financial institutions, or independently. The goal is to create a feasible repayment plan that benefits both the debtor and the creditor.

What are the key skills and qualifications needed to thrive in the Debt Negotiator position, and why are they important?

To thrive as a Debt Negotiator, you need a solid understanding of financial principles, debt collection laws, and negotiation strategies, often supported by relevant experience or coursework in finance or credit management. Familiarity with customer relationship management (CRM) software, debt management platforms, and payment tracking systems is often required. Strong interpersonal communication, problem-solving skills, and resilience set top performers apart in this field. These skills and qualities are essential for effectively negotiating repayment terms, maintaining regulatory compliance, and building rapport with clients under challenging circumstances.

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What cities are hiring for Debt Negotiator jobs? Cities with the most Debt Negotiator job openings:
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Debt Negotiator jobs near you
Infographic showing various Debt Negotiator job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, and 99% Full Time. Highlights an 76% Physical, 5% Hybrid, and 19% Remote job distribution, with an average salary of $79,243 per year, or $38.1 per hour.

Debt Collector

Scott & Associates, PC

Rochester, NY • On-site

$20 - $22/hr

Full-time

Posted 6 days ago

Job description

Scott & Associates, P.C., operating in partnership with S&A Legal Management Services, Inc., is a legal recoveries organization committed to providing exceptional legal representation to industry clients.

We are currently seeking a Debt Resolution Specialist to join our Collections team.

This role is bonus eligible up to $1400/month

Position Summary

Assist consumers with repayment of debt while fully complying with all regulatory requirements, client policies and company policies.

Essential Duties and Responsibilities

The essential functions include, but are not limited to the following:

  • Act as initial point of contact for consumers contacting the Firm to resolve debt collection matters
  • Negotiate payment arrangements based on Firm and client standards
  • Make outbound calls manually and via the Firm’s dialer system to attempt to collect consumer debts
  • Follow with consumers on missed and returned payments
  • Exhibit customer service standards consistent with all quality assurance expectations
  • Meet all monthly collection and production goals
  • Maintain knowledge of and follow all laws and regulations governing debt collection
  • Maintain knowledge of the legal process to aide in the collection of debt and education of consumers as needed
Minimum Qualifications (Knowledge, Skills, and Abilities)
  • Two years of experience in a high-volume call center
  • Third party/legal debt collection experience preferred
  • Effective oral and written communication skills with knowledge of correct grammar, spelling, and punctuation usage
  • Strong negotiation skills
  • Proficient in Microsoft Office applications such as Word, Excel, and Power Point; ability to operate basic office equipment such as a copy machine, fax machine, printer, scanner, and computer; proficient with internet research
  • Ability to multi-task and manage time effectively
  • Ability to be flexible to adapt and act quickly when urgent matters require it
  • Ability to maintain professional working relationships in a highly competitive environment
  • Ability to work and maintain patience with diversified individuals of various ethnic backgrounds and professional competencies
  • Ability to maintain confidentiality
Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.

While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers; handle or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 15 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate.

Note

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.