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Debt Negotiator Jobs in Arizona (NOW HIRING)

Master of Negotiation (seriously, you're the Jedi of deals) * Basic Microsoft Office wizardry ... of debt recovery through the right channels. With killer people skills and a knack for handling a ...

Creative talk-offs, negotiation skills that wow, and top-notch follow-up habits * Keeping it legal ... of debt recovery through the right channels. With killer people skills and a knack for handling a ...

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Debt Collection Manager

Phoenix, AZ · On-site

$40K - $80K/yr

Handle escalated accounts, complex negotiations * Maintain accurate records and support audit readiness What We're Looking For * Proven experience (ideally 5+ years) in debt collections, with at ...

The Probate Case Manager oversees accounts of deceased debtors to file and follow probate estate claims. Essential Functions Contact courts, attorneys, family members of deceased debtors to locate ...

... your negotiation skills and creative talk-offs to facilitate debt resolution. • Handle incoming calls with professionalism, provide exemplary customer service and address customer concerns ...

Debt Collection Assistance * Assist clients in addressing tax debt issues and developing repayment plans. * Communicate and negotiate with tax authorities to resolve outstanding tax debts. * Monitor ...

$49K - $58K/yr

... negotiating with debtors. • Skill in using information from statutes, court decisions, legal documents, and related records. • Skill in analyzing and determining optimal solutions to problems and ...

Responsibilities include developing collection strategies, action plans, negotiating, and ... Seek to minimize out-of-pocket legal and non-legal expenses from debtors whenever possible ...

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

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Debt Negotiator information

See Arizona salary details

$8

$35

$65

How much do debt negotiator jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for debt negotiator in Arizona is $35.50, according to ZipRecruiter salary data. Most workers in this role earn between $22.16 and $42.12 per hour, depending on experience, location, and employer.

What does a debt negotiator do?

A Debt Negotiator works with creditors on behalf of individuals or businesses to reduce the total amount of debt owed. They negotiate lower settlements, reduced interest rates, or better repayment terms to help clients manage or eliminate their debt. Debt Negotiators must have strong communication and negotiation skills to advocate effectively for their clients. They often work for debt settlement companies, financial institutions, or independently. The goal is to create a feasible repayment plan that benefits both the debtor and the creditor.

What are the key skills and qualifications needed to thrive as a debt negotiator?

To thrive as a Debt Negotiator, you need a solid understanding of financial principles, debt collection laws, and negotiation strategies, often supported by relevant experience or coursework in finance or credit management. Familiarity with customer relationship management (CRM) software, debt management platforms, and payment tracking systems is often required. Strong interpersonal communication, problem-solving skills, and resilience set top performers apart in this field. These skills and qualities are essential for effectively negotiating repayment terms, maintaining regulatory compliance, and building rapport with clients under challenging circumstances.

What job categories do people searching Debt Negotiator jobs in Arizona look for?

The top searched job categories for Debt Negotiator jobs in Arizona are:

What cities in Arizona are hiring for Debt Negotiator jobs?

Cities in Arizona with the most Debt Negotiator job openings:

Infographic showing various Debt Negotiator job openings in Arizona as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $73,846 per year, or $35.5 per hour.

Bad Debt Collector

Glendale, AZ • On-site

$17/hr

Full-time

Re-posted 3 days ago


Job description

Flexible hours & Work from home remote option
Starting Salary: $17 AND UP (depending on specific experience)
Commission: Up to you! Earn up to twice your monthly salary
Description:
As a Recovery Specialist, you're involved with dialing out and taking calls, all in the mission to settle those outstanding balances through the right channels. You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of correspondence. Occasionally you'll do some follow-up to insurance companies for a smooth account resolution.
Requirements
Education:
  • High school diploma or GED equivalent

Your Job Adventure Includes:
  • Champion the resolution of outstanding account balances
  • Initiate outbound calls with finesse
  • Professionally handle incoming calls
  • Provide exemplary customer service, transforming concerns into satisfaction
  • Time management that's on point
  • Nailing client-specific processes and procedures
  • Rocking multiple computer systems simultaneously (you've got the tech magic)
  • Creative talk-offs, negotiation skills that wow, and top-notch follow-up habits
  • Keeping it legal and cool - HIPAA, FCRA, FDCPA, you name it!

Skills Needed:
  • Master of Negotiation (seriously, you're the Jedi of deals)
  • Basic Microsoft Office wizardry
  • Multitasking like a pro (juggling is your secret talent)
  • Customer service superstar
  • Smooth talker with words and on the keyboard

Extra Awesome Attributes:
  • Dependable (the go-to person)
  • Excellent listening skills
  • Organized chaos? You thrive in it!
  • Quick learner with troubleshooting superpowers
  • Handling HIPAA, FCRA, FDCPA like a secret agent (you won't spill the beans)

Position Summary:
Got your ducks in a row? Self-motivated and all about processes? Awesome! We need someone like you who's a smooth talker and a pro at top-notch customer service. You'll be at the forefront of our mission to settle outstanding balances. Dive into the world of dialing out and taking calls, using your expertise to navigate the complexities of debt recovery through the right channels. With killer people skills and a knack for handling a ton of calls (including the super-sensitive HIPAA stuff), you're the missing piece to our team.
Salary Description
$17 AND UP + commission