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Debt Negotiator Jobs in Florida (NOW HIRING)

Debt Recovery Representatives

Tampa, FL · On-site

$14 - $15.20/hr

We're looking for a Debt Recovery Representative who is driven, empathetic, and skilled in ... Use scripted dialogues and proven negotiation techniques to encourage timely payments and resolve ...

Debt Recovery Representatives

Tampa, FL · On-site +1

$15 - $19.50/hr

We're looking for a Debt Recovery Representative who is driven, empathetic, and skilled in ... Use scripted dialogues and proven negotiation techniques to encourage timely payments and resolve ...

... the Coastal Debt Resolve products. • Maintain detailed notes in the CRM of client interactions, settlement qualifications,negotiations, and agreements. • Encourage and motivate clients to ...

Debt Collections Specialist

Tampa, FL · On-site

$35K - $75K/yr

As a Debt Collection Specialist, you'll work with consumers to resolve outstanding account balances while building valuable negotiation, communication, and customer service skills that will ...

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing ... negotiation strategies. * Ensure that collections agents deliver exceptional customer service ...

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing ... negotiation strategies. * Ensure that collections agents deliver exceptional customer service ...

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing ... negotiation strategies. * Ensure that collections agents deliver exceptional customer service ...

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing ... negotiation strategies. * Ensure that collections agents deliver exceptional customer service ...

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Debt Negotiator information

See Florida salary details

$6

$28

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How much do debt negotiator jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for debt negotiator in Florida is $28.47, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $33.75 per hour, depending on experience, location, and employer.

What does a debt negotiator do?

A Debt Negotiator works with creditors on behalf of individuals or businesses to reduce the total amount of debt owed. They negotiate lower settlements, reduced interest rates, or better repayment terms to help clients manage or eliminate their debt. Debt Negotiators must have strong communication and negotiation skills to advocate effectively for their clients. They often work for debt settlement companies, financial institutions, or independently. The goal is to create a feasible repayment plan that benefits both the debtor and the creditor.

What are the key skills and qualifications needed to thrive as a debt negotiator?

To thrive as a Debt Negotiator, you need a solid understanding of financial principles, debt collection laws, and negotiation strategies, often supported by relevant experience or coursework in finance or credit management. Familiarity with customer relationship management (CRM) software, debt management platforms, and payment tracking systems is often required. Strong interpersonal communication, problem-solving skills, and resilience set top performers apart in this field. These skills and qualities are essential for effectively negotiating repayment terms, maintaining regulatory compliance, and building rapport with clients under challenging circumstances.

What job categories do people searching Debt Negotiator jobs in Florida look for?

The top searched job categories for Debt Negotiator jobs in Florida are:

What cities in Florida are hiring for Debt Negotiator jobs?

Cities in Florida with the most Debt Negotiator job openings:

Infographic showing various Debt Negotiator job openings in Florida as of August 2026, with employment types broken down into 100% Full Time. Highlights an 74% In-person, 5% Hybrid, and 21% Remote job distribution, with an average salary of $59,218 per year, or $28.5 per hour.

Small Balance Debt Collector

Milliken & Michaels Inc.

Vero Beach, FL • On-site

$14 - $18.25/hr

Full-time

Dental, Retirement

Re-posted 25 days ago


Job description

A Small Balance Debt Collector is responsible for contacting individuals or businesses with outstanding debts in order to facilitate the repayment of those debts. Here's a basic job description for a Small Balance Debt Collector:

Job Title: Small Balance Debt Collector

Job Summary: As a Small Balance Debt Collector, your primary responsibility is to contact individuals or businesses with small outstanding debts and work towards collecting payments. You will employ effective communication and negotiation skills to establish repayment plans, resolve disputes, and ensure timely debt recovery.

Key Responsibilities:

  1. Contacting Debtors:
    • Initiate contact with individuals or businesses with small balance debts.
    • Communicate clearly and professionally to inform debtors of their outstanding
    •  
    • balances.
  1. Negotiation:
    • Negotiate repayment plans with debtors based on their financial situations.
    • Provide information about payment options and terms to facilitate debt resolution.
  1. Record Keeping:
    • Maintain accurate and up-to-date records of all communication and payment agreements.
    • Document relevant debtor information for future reference.
  1. Compliance:
    • Ensure compliance with relevant debt collection laws and regulations.
    • Follow ethical practices in debt collection activities.
  1. Customer Service:
    • Address debtor inquiries and concerns in a courteous and respectful manner.
    • Provide assistance and information to help debtors understand their obligations.
  1. Reporting:
    • Prepare regular reports on debt collection activities and progress.
    • Update management on the status of outstanding debts and potential issues.

Requirements:

  • High school diploma or equivalent (some positions may require additional education or certification).
  • Previous experience in debt collection or a related field is preferred.
  • Strong communication and negotiation skills.
  • Knowledge of debt collection laws and regulations.
  • Excellent organizational and time management abilities.
  • Ability to work independently and as part of a team.

Note: This is a general job description, and specific requirements may vary depending on the employer and the nature of the debts being collected. Additionally, adherence to ethical practices and legal regulations is crucial in the debt collection process.

Company Description

At Milliken & Michaels, our mission is to provide exceptional and ethical commercial debt collection services tailored to meet the unique needs of our clients. We are committed to fostering long-term partnerships by delivering results with integrity, professionalism, and respect. Our dedicated team strives to recover outstanding debts efficiently, maintaining the highest standards of compliance and customer satisfaction. Through transparent communication and innovative solutions, we aim to be the trusted partner in facilitating financial success for businesses while upholding the highest ethical standards in the debt collection industry.