1

Debt Negotiator Jobs in Michigan (NOW HIRING)

Be Seen First

This partnership-style role involves originating, negotiating, and closing deals while earning both ... Evaluate title, lien, and debt positions to identify actionable opportunities * Structure and ...

Treasury Director

Detroit, MI · On-site

$180 - $260/hr

Design and optimize the company's capital structure, presenting directly to the CFO on debt capacity, dividend distributions, or equity funding. * Identify and hedge against financial exposures ...

New

Design and optimize the company's capital structure, presenting directly to the CFO on debt capacity, dividend distributions, or equity funding. * Identify and hedge against financial exposures ...

Design and optimize the company's capital structure, presenting directly to the CFO on debt capacity, dividend distributions, or equity funding. * Identify and hedge against financial exposures ...

Design and optimize the company's capital structure, presenting directly to the CFO on debt capacity, dividend distributions, or equity funding. * Identify and hedge against financial exposures ...

next page

Showing results 1-20

Debt Negotiator information

See Michigan salary details

$7

$33

$61

How much do debt negotiator jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for debt negotiator in Michigan is $33.21, according to ZipRecruiter salary data. Most workers in this role earn between $20.72 and $39.38 per hour, depending on experience, location, and employer.

What does a debt negotiator do?

A Debt Negotiator works with creditors on behalf of individuals or businesses to reduce the total amount of debt owed. They negotiate lower settlements, reduced interest rates, or better repayment terms to help clients manage or eliminate their debt. Debt Negotiators must have strong communication and negotiation skills to advocate effectively for their clients. They often work for debt settlement companies, financial institutions, or independently. The goal is to create a feasible repayment plan that benefits both the debtor and the creditor.

What are the key skills and qualifications needed to thrive as a debt negotiator?

To thrive as a Debt Negotiator, you need a solid understanding of financial principles, debt collection laws, and negotiation strategies, often supported by relevant experience or coursework in finance or credit management. Familiarity with customer relationship management (CRM) software, debt management platforms, and payment tracking systems is often required. Strong interpersonal communication, problem-solving skills, and resilience set top performers apart in this field. These skills and qualities are essential for effectively negotiating repayment terms, maintaining regulatory compliance, and building rapport with clients under challenging circumstances.

What cities in Michigan are hiring for Debt Negotiator jobs?

Cities in Michigan with the most Debt Negotiator job openings:

Infographic showing various Debt Negotiator job openings in Michigan as of August 2026, with employment types broken down into 80% Full Time, 15% Part Time, and 5% Contract. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $69,068 per year, or $33.2 per hour.

Debt Settlement Specialist - MI

Stillman Law Office

Farmington Hills, MI • On-site

$18 - $20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago


Job description

Location: Farmington Hills, Michigan (Onsite)
Compensation: $18.00 - $20.00 per hour, based on experience and qualifications.
About Stillman Law Office
Stillman Law Office is a multi-state creditors' rights law firm headquartered in Farmington Hills, Michigan. We are committed to delivering exceptional client service while maintaining the highest standards of professionalism, compliance, and operational excellence.
As our organization continues to grow, we are seeking a motivated and detail-oriented Debt Settlement Specialist to join our Collections Department. This role is ideal for an individual who enjoys communicating with consumers and external representatives, negotiating solutions, and helping resolve accounts through professional and effective communication.
Position Summary
The Debt Settlement Specialist is responsible for supporting account resolution efforts through outbound communications, email correspondence, and consumer portal interactions. This position works directly with Debt Settlement Agencies and consumers to negotiate settlements, discuss account resolution options, and facilitate positive outcomes for all parties.
The ideal candidate is a strong communicator, organized, customer-focused, and comfortable managing both phone and email-based negotiations in a fast-paced environment.
Key Responsibilities
  • Conduct outbound calls to Debt Settlement Agencies (DSAs) and consumers regarding account resolution opportunities.
  • Negotiate settlement arrangements within established guidelines and authorization limits.
  • Manage incoming and outgoing communications through email, consumer portals, and telephone interactions.
  • Respond professionally and promptly to inquiries from Debt Settlement Agencies, consumers, and other stakeholders.
  • Review account information and assess available resolution options based on established policies and procedures.
  • Accurately document communications, settlements, and account activity within the Firm's systems.
  • Maintain a strong understanding of settlement programs, account statuses, and available resolution strategies.
  • Collaborate with team members and leadership to achieve departmental performance objectives.
  • Identify communication trends, recurring issues, and opportunities for process improvement.
  • Ensure all interactions are conducted in compliance with applicable laws, regulations, client requirements, and Firm policies.
  • Deliver exceptional customer service while balancing productivity, quality, and compliance expectations.
Qualifications
Required
  • High school diploma or equivalent.
  • Strong written and verbal communication skills.
  • Excellent customer service and interpersonal skills.
  • Ability to negotiate effectively and professionally.
  • Strong attention to detail and organizational skills.
  • Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
  • Proficiency in Microsoft Office Suite, including Outlook, Word, and Excel.
  • Ability to work collaboratively within a team environment while maintaining individual accountability.
Preferred
  • Prior collections, customer service, call center, account resolution, negotiation, or debt settlement experience.
  • Experience communicating with consumers regarding payments, settlements, or account resolution.
  • Familiarity with collection laws, regulations, and compliance requirements.
  • Experience working with email-based customer support and account management.
  • Familiarity with collection management platforms and legal case management systems, including Cogent.
Skills & Abilities
  • Strong negotiation and conflict resolution skills.
  • Professional and confident communication style.
  • Ability to build rapport and maintain productive business relationships.
  • Sound judgment and decision-making abilities.
  • Strong attention to detail and accuracy.
  • Self-motivated with a results-oriented mindset.
  • Ability to adapt to changing priorities and departmental needs.
  • Commitment to providing exceptional service while maintaining compliance standards.
Benefits
Stillman Law Office offers a competitive benefits package designed to support the health, well-being, and professional growth of our employees, including:
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • 401(k)
  • Paid time off (PTO)
  • Monthly Performance Bonus
  • Opportunities for professional growth and advancement
  • Collaborative and team-oriented work environment
Pre-Employment Requirements
Employment is contingent upon successful completion of:
  • Background check
  • Drug screening
Equal Employment Opportunity
Stillman Law Office is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under applicable law.