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Debt Manager Jobs (NOW HIRING)

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $21/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar ... Manage assigned accounts and plan course of action to recover outstanding debts. * Update account ...

IFAS LLC

Debt Management Analyst (OPU)

Charleston, SC · On-site

... Debt Management Analyst in the Office of Global Compensation. The Analyst position will be ... A master's degree and/or a CPA certification or Certified Government Financial Manager (CGFM) is ...

International Staff Consulting

$14.75 - $19.25/hr

Commercial Debt Collector Are you an adept negotiator with a knack for achieving results in a ... Ability to manage a high volume of accounts with strong organizational skills. * Proficient in ...

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Debt Manager information

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$33.5K

$106.6K

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How much do debt manager jobs pay per year?

As of Jun 5, 2026, the average yearly pay for debt manager in the United States is $106,639.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $132,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Debt Manager, and why are they important?

To thrive as a Debt Manager, you need a strong background in finance, credit risk assessment, and debt collection strategies, often supported by a relevant degree or professional certification. Familiarity with debt management software, customer relationship management (CRM) systems, and regulatory compliance tools is typically required. Excellent negotiation, problem-solving, and interpersonal communication skills help build rapport with clients and stakeholders. These competencies are crucial to maximizing debt recovery while maintaining compliance and positive customer relationships.

How does a Debt Manager typically collaborate with other departments to ensure effective debt recovery?

Debt Managers frequently work alongside finance, legal, and customer service teams to streamline the debt recovery process. They coordinate with the finance department to verify outstanding balances, consult with legal teams on compliance and escalation issues, and communicate with customer service to maintain a positive client experience. This cross-functional collaboration helps ensure that recovery efforts are both efficient and in line with company policies and regulatory requirements.

What does a Debt Manager do?

A Debt Manager is responsible for overseeing and managing an organization’s or individual’s debts to ensure financial stability. Their tasks include developing strategies for debt repayment, negotiating with creditors, monitoring cash flow, and ensuring compliance with relevant regulations. Debt Managers often work for businesses, financial institutions, or government agencies to optimize debt portfolios and minimize financial risk. They play a crucial role in helping clients maintain good credit standing and avoid default.

What is the difference between Debt Manager vs Credit Analyst?

AspectDebt ManagerCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFP or CMA are a plusBachelor's degree in finance, economics, or related; certifications like CFA or CPA may be preferred
Work EnvironmentFinancial institutions, debt collection agencies, or corporate finance departmentsBanks, lending institutions, or credit agencies
Primary ResponsibilitiesOverseeing debt recovery, negotiating repayment plans, managing delinquent accountsAssessing creditworthiness, analyzing financial data, approving or denying credit applications

While both roles involve financial analysis and client interaction, a Debt Manager focuses on managing and recovering existing debts, whereas a Credit Analyst evaluates potential borrowers to determine credit risk. Understanding these differences helps in choosing the right career path or job search focus.

More about Debt Manager jobs
What cities are hiring for Debt Manager jobs? Cities with the most Debt Manager job openings:
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Debt Manager jobs near you
Infographic showing various Debt Manager job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 98% Full Time, and 1% Contract. Highlights an 85% Physical, 3% Hybrid, and 12% Remote job distribution, with an average salary of $106,639 per year, or $51.3 per hour.
Used Auto Dealership Debt Collector

Used Auto Dealership Debt Collector

Thousand Oaks Toyota

Thousand Oaks, CA • On-site

$16.75 - $21.75/hr

Full-time

Posted 27 days ago

Job description

Full-Time Debt Collector
Used Auto Dealership
We are a growing used auto dealership seeking a full-time Debt Collector to join our team. This role is responsible for managing customer accounts, processing payments, and collecting delinquent debt while maintaining a professional and respectful approach with consumers.
Key Responsibilities
Debt Collection Activities
  • Initiate contact with customers via phone calls, emails, text messages, and written correspondence to collect payments
  • Perform ordinary installment payment billing activities, including:
    • Sending monthly statements
    • Issuing payment coupons and reminders
  • Manage delinquent accounts through:
    • Collection calls and letters
    • Coordinating and directing vehicle repossessions when necessary
  • Maintain accurate records of all collection activity in compliance with applicable laws and company policies

Payment Processing
  • Accept and process consumer payments
  • Handle routine monthly payments accurately and efficiently
  • Post payments and update account records in dealership systems

Requirements
Required Skills & Qualifications
  • Ability to work well under pressure in a fast-paced environment
  • Exceptional verbal and written communication skills
  • Strong self-motivation and time management skills
  • Positive, professional attitude in the workplace
  • Computer literacy, including basic data entry and email communication
  • Prior collections or auto finance experience is a plus (but not required)

Compensation & Benefits
  • Competitive pay (based on experience)
  • Full-time

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