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Debt Jobs (NOW HIRING)

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

Be Epic LLC

Debt Collections

Atlanta, GA · Remote

About the job Debt Collections DEBT COLLECTION AGENTS NEEDED - This is a Work-from-Home Set up We are seeking a highly motivated and experienced Debt Collection Agent to join our team. The ideal ...

Datrose, Inc

Debt Counselor

Buffalo, NY · Remote

$16/hr

Our client is a leading financial services company and they are seeking a Debt Collection Specialist for their team. This is a temp to hire position (W2 Only) that is expected to last approximately ...

Scott & Associates, PC

Debt Collector

Rochester, NY · On-site

$20 - $22/hr

We are currently seeking a Debt Resolution Specialist to join our Collections team. This role is bonus eligible up to $1400/month Position Summary Assist consumers with repayment of debt while fully ...

CountryWide Debt Relief

Debt Consultant

Santa Ana, CA · On-site

$15 - $17/hr

Debt Relief company looking for Debt Relief Consultant/ Legal Assistant. We help consumers that are in financial hardship and are having difficulty paying their debts. Minimum 2 years of sales ...

Royal Furniture Company

Debt Collector

Memphis, TN · On-site

$35K - $50K/yr

Royal Furniture is seeking an experienced consumer debt collector to join our team at our corporate office in East Memphis! Responsibilities include contacting debtors by phone, skip tracing, setting ...

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Debt information

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$13

$19

$30

How much do debt jobs pay per hour?

As of Jun 5, 2026, the average hourly pay for debt in the United States is $19.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $25.72 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation skills, knowledge of relevant laws (such as the Fair Debt Collection Practices Act), and a high school diploma or equivalent. Familiarity with debt collection software, CRM systems, and basic office tools is typically required. Excellent communication, resilience, and problem-solving abilities help professionals manage difficult conversations and maintain professionalism. These skills are crucial for maximizing recovery rates while ensuring compliance and maintaining positive client relationships.

What are some common challenges faced by professionals working in debt collection roles, and how can these be managed effectively?

Professionals in debt collection frequently encounter challenges such as dealing with reluctant or distressed debtors, maintaining compliance with regulations, and managing high call volumes. Effective communication, empathy, and strong negotiation skills are essential for resolving accounts while preserving positive client relationships. Staying up-to-date with legal requirements and participating in ongoing training can help debt collectors navigate complex situations and mitigate risks. Additionally, collaborating closely with legal and finance teams ensures all actions are compliant and ethically sound.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. Their main role is to contact debtors through phone calls, letters, or emails to negotiate repayment plans or settlements. Debt collectors must follow regulations set by laws such as the Fair Debt Collection Practices Act (FDCPA) in the United States, which protects consumers from abusive practices. If the debt cannot be collected, they may recommend further legal action. It is important for consumers to understand their rights when dealing with debt collectors.

What is the difference between Debt vs Credit Analyst?

AspectDebtCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or accounting certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be beneficial
Work EnvironmentFinancial institutions, debt collection agencies, or lending companiesBanks, lending firms, or credit bureaus
Employer & Industry UsagePrimarily in debt collection, debt management, or lending sectorsIn banking, lending, and financial analysis sectors

Debt professionals focus on managing, collecting, or restructuring debt, while Credit Analysts evaluate the creditworthiness of individuals or companies to determine lending risk. Both roles require financial knowledge but serve different functions within the financial industry.

More about Debt jobs
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Debt jobs near you
Debt Collector

Debt Collector

Makowsky Ringel Greenberg, LLC

Memphis, TN • On-site

$15.50 - $20.25/hr

Full-time

Medical, Dental, Vision

Posted 5 hours ago

Job description

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables.

Responsibilities include contacting debtors by phone and/or letter, sending written correspondence, setting up payment plans, managing debtor accounts, and processing debtor accounts for legal action when necessary. Our collectors also use comprehensive, state-of-the-art databases to locate debtors as needed.

Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Requirements

  • Minimum one year of collections experience
  • Some property management and/or multifamily collection experience preferred

Benefits

  • Competitive salary
  • Performance bonus program
  • Medical, dental, and vision insurance
  • Short- and long-term disability insurance