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Debt Jobs (NOW HIRING)

Spruce Power

Debt Collector

Houston, TX · On-site

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

Blitt and Gaines

Debt Collector

Vernon Hills, IL · On-site

$18 - $25/hr

Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills/Abilities: * Excellent verbal and written communication skills * Strong negotiation and problem-solving ...

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $22/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

RSI

Bad Debt Collector

Glendale, AZ · On-site

$17/hr

You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of correspondence. Occasionally you'll do some follow-up to insurance companies for a smooth account ...

Mammoth Tech

Debt Collector (Not Remote)

Defiance, OH · On-site

$14.75 - $19/hr

Debt Collector Location(s): Defiance, OH; Reports to: Collections Supervisor FLSA Type: Non-Exempt POSITION SCOPE : This person will be placed in a challenging job in a fast-paced, performance ...

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Debt information

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$13

$19

$30

How much do debt jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for debt in the United States is $19.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $25.72 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation skills, knowledge of relevant laws (such as the Fair Debt Collection Practices Act), and a high school diploma or equivalent. Familiarity with debt collection software, CRM systems, and basic office tools is typically required. Excellent communication, resilience, and problem-solving abilities help professionals manage difficult conversations and maintain professionalism. These skills are crucial for maximizing recovery rates while ensuring compliance and maintaining positive client relationships.

What are some common challenges faced by professionals working in debt collection roles, and how can these be managed effectively?

Professionals in debt collection frequently encounter challenges such as dealing with reluctant or distressed debtors, maintaining compliance with regulations, and managing high call volumes. Effective communication, empathy, and strong negotiation skills are essential for resolving accounts while preserving positive client relationships. Staying up-to-date with legal requirements and participating in ongoing training can help debt collectors navigate complex situations and mitigate risks. Additionally, collaborating closely with legal and finance teams ensures all actions are compliant and ethically sound.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. Their main role is to contact debtors through phone calls, letters, or emails to negotiate repayment plans or settlements. Debt collectors must follow regulations set by laws such as the Fair Debt Collection Practices Act (FDCPA) in the United States, which protects consumers from abusive practices. If the debt cannot be collected, they may recommend further legal action. It is important for consumers to understand their rights when dealing with debt collectors.

What is the difference between Debt vs Credit Analyst?

AspectDebtCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or accounting certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be beneficial
Work EnvironmentFinancial institutions, debt collection agencies, or lending companiesBanks, lending firms, or credit bureaus
Employer & Industry UsagePrimarily in debt collection, debt management, or lending sectorsIn banking, lending, and financial analysis sectors

Debt professionals focus on managing, collecting, or restructuring debt, while Credit Analysts evaluate the creditworthiness of individuals or companies to determine lending risk. Both roles require financial knowledge but serve different functions within the financial industry.

More about Debt jobs
What cities are hiring for Debt jobs? Cities with the most Debt job openings:
What are the most commonly searched types of Debt jobs? The most popular types of Debt jobs are:
What states have the most Debt jobs? States with the most job openings for Debt jobs include:
Debt jobs near you
Infographic showing various Debt job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, 7% Part Time, and 1% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $41,470 per year, or $19.9 per hour.

Sr Debt Counselor

CONTINENTAL SERVICE GROUP LLC

Buffalo, NY • On-site

Full-time

Posted 18 days ago

Job description

Position Summary:

The Sr. Debt Counselor role manages and collects delinquent business and consumer accounts. Our consultative approach helps identify the most suitable way to resolve a balance in the best interest of all parties. Due to the competitive nature of these contracts, it is imperative ConServe locates experienced, professional individuals who are customer-focused, enthusiastic, detail-oriented and able to work in a fast-paced environment or remote work environment.

Essential Duties & Responsibilities:

  • The Sr. Debt Counselor provides financial, clerical and administrative services to ensure efficient, timely and accurate repayment of accounts within their scope of work
  • The Sr. Debt Counselor will address collection/accounts receivable issues and assist with special projects based on departmental goals and objectives.
  • Ensure effective decisions are made in the best interest of the client requirements and expectations.
  • Demonstrates the right judgment that is within authority and scope of work
  • Capable of reviewing Secretary of State, P & Ls and various financial documents to ensure resolution is supportable
  • Resolve complex issues
  • Demonstrate a positive working relationship with departments to accomplish the goals and objectives of the client and ConServe.
  • Skip-Tracing – to assist in locating & contacting consumers and businesses
  • Meet daily, weekly and monthly goals as set by management at ConServe.
  • Daily Productivity – Work a specified number of accounts/cases daily and maintain an acceptable level of daily metrics as assigned to the position by Management.
  • Achieve a high level of resolution with a compliant and customer centric approach
  • Record Maintenance – proper management & updating of system to maximize contacts
  • Adherence to ConServe’s Blueprint Quality Management System, Code of Conduct, and Compliance Program

Non-Essential Duties & Responsibilities:

  • Other duties as assigned

Education Requirement:

  • High School Diploma or GED
  • Associates or Bachelor’s Degree preferred

Skills/ Requirements:

  • One (1) year of ConServe collections experience or five (5) years of relevant 3rd party debt collection experience in Higher Education, Financial Services or Government debt collection.
  • Must have prior proven experience with ECMC.
  • Consistent, proven twelve-month performance history.
  • Documented successful debt collection performance records
  • Current or recent debt collection experience preferred.
  • Business to Business asset recovery, sales, marketing or other B2B related skills preferred
  • Strong organizational and time management skills.
  • Attention to detail.
  • Ability to act independently to resolve problems.
  • The ability to work the required scheduled shift.
  • Fluent in conversational English and ability to proficiently read and write English
  • Strong verbal communication skills with the ability to listen, persuade, negotiate and obtain resolution
  • Intermediate Computer skills to document calls and navigate software packages, databases and the internet.
  • Ability to work in a positive, collaborative manner with coworkers
  • Ability and history of maintaining confidentiality and high level of trustworthiness.
  • Ability and history of interacting well with team members and customers in a professional. manner while maintaining a safe work environment.
  • The ability to telework. A teleworker is defined as an employee who works for ConServe from a home, or other remote office, for all of the regularly scheduled work week. A teleworker uses telecommunication technologies, including, but not limited to, soft telephones, virtual facsimiles, computers, electronic mail, and remote Internet connections to access work remotely on a pre-determined basis
    • A secure internet connection, to plug in ConServe equipment into a hardline Ethernet port
    • A private work area in which work activities can be conducted
  • Ability to obtain and maintain Government Security Clearance.
  • Ability to obtain and maintain State Collections Licensure
  • U.S. Citizenship or lawful Permanent Resident alien with three or more years as a permanent resident in the United States.
  • No conflicts of interest with ConServe or our Clients.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job except for periodic breaks pursuant to applicable law.

  • Occasionally lift and/or move up to 25 pounds.
  • Ability to sit or remain sedentary for your entire work shift (8-, 9-, or 10-hour shift)
  • Ability to talk and listen on a phone for your entire work shift (8-, 9-, or 10-hour shift)
  • Ability to type on a computer for your entire work shift (8-, 9-, or 10-hour shift)

Reasonable accommodations may be made to the extent required under applicable law to enable individuals with disabilities to perform the essential functions of this position.

MISSION STATEMENT:

ConServe is dedicated to satisfying the needs of our Clients in a manner consistent with improving the human condition, and that will foster the development of long term mutually beneficial relationships with our Clients, our Employees, our Suppliers and Business Partners and the Community as a whole.

Disclaimer: The above job description is not a contractual or binding document; it is provided as a guide to the types of duties required to be undertaken. Duties may vary from time to time and this description is subject to review. Modifications will be made as needed to support changes in the business climate and requirements.

Continental Service Group, LLC, d/b/a ConServe endeavors to make www.conserve-arm.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact our Recruiting Department at: 585-421-1000, extension: 7 or by emailing: jobs@conserve-arm.com.

Qualified applicants will receive consideration for employment regardless of age, race, color, religion, national origin, sex, sexual orientation, gender, gender identity/expression, genetic disposition, genetic markers/carrier status, disability, creed, veteran status, military status, status as a victim of domestic violence, marital status, familial status, pregnancy, childbirth and related medical conditions, and disability, conviction (limited) or other legally protected status.

ConServe is a Drug Free Workplace