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Debt Jobs in Arizona (NOW HIRING)

RSI

Bad Debt Collector

Glendale, AZ · On-site

$17/hr

You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of correspondence. Occasionally you'll do some follow-up to insurance companies for a smooth account ...

RSI ENTERPRISES INC

Bad Debt Collector

Glendale, AZ · Remote

$17/hr

You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of correspondence. Occasionally you'll do some follow-up to insurance companies for a smooth account ...

Tax Debt Resolutions LLC

Enrolled Agent

Phoenix, AZ · On-site

$30 - $35/hr

Tax Debt Resolutions LLC is looking for a skilled and motivated Enrolled Agent to join our team in Phoenix, AZ. This is an exciting opportunity to make a real difference in clients' lives by helping ...

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All JobsDebt JobsDebt Jobs in Arizona

Debt information

See Arizona salary details

$12

$18

$28

How much do debt jobs pay per hour?

As of Aug 3, 2026, the average hourly pay for debt in Arizona is $18.58, according to ZipRecruiter salary data. Most workers in this role earn between $13.99 and $23.99 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation skills, knowledge of relevant laws (such as the Fair Debt Collection Practices Act), and a high school diploma or equivalent. Familiarity with debt collection software, CRM systems, and basic office tools is typically required. Excellent communication, resilience, and problem-solving abilities help professionals manage difficult conversations and maintain professionalism. These skills are crucial for maximizing recovery rates while ensuring compliance and maintaining positive client relationships.

What are some common challenges faced by professionals working in debt collection roles, and how can these be managed effectively?

Professionals in debt collection frequently encounter challenges such as dealing with reluctant or distressed debtors, maintaining compliance with regulations, and managing high call volumes. Effective communication, empathy, and strong negotiation skills are essential for resolving accounts while preserving positive client relationships. Staying up-to-date with legal requirements and participating in ongoing training can help debt collectors navigate complex situations and mitigate risks. Additionally, collaborating closely with legal and finance teams ensures all actions are compliant and ethically sound.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. Their main role is to contact debtors through phone calls, letters, or emails to negotiate repayment plans or settlements. Debt collectors must follow regulations set by laws such as the Fair Debt Collection Practices Act (FDCPA) in the United States, which protects consumers from abusive practices. If the debt cannot be collected, they may recommend further legal action. It is important for consumers to understand their rights when dealing with debt collectors.

What is the difference between Debt vs Credit Analyst?

AspectDebtCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or accounting certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be beneficial
Work EnvironmentFinancial institutions, debt collection agencies, or lending companiesBanks, lending firms, or credit bureaus
Employer & Industry UsagePrimarily in debt collection, debt management, or lending sectorsIn banking, lending, and financial analysis sectors

Debt professionals focus on managing, collecting, or restructuring debt, while Credit Analysts evaluate the creditworthiness of individuals or companies to determine lending risk. Both roles require financial knowledge but serve different functions within the financial industry.

What are the most commonly searched types of Debt jobs in Arizona? The most popular types of Debt jobs in Arizona are:
Debt jobs near you
Infographic showing various Debt job openings in Arizona as of July 2026, with employment types broken down into 92% Full Time, 7% Part Time, and 1% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $38,645 per year, or $18.6 per hour.

Bad Debt Collector

RSI

Glendale, AZ • On-site

$17/hr

Full-time

Re-posted 5 days ago

Job description

Flexible hours & Work from home remote option
Starting Salary: $17 AND UP (depending on specific experience)
Commission: Up to you! Earn up to twice your monthly salary
Description:
As a Recovery Specialist, you're involved with dialing out and taking calls, all in the mission to settle those outstanding balances through the right channels. You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of correspondence. Occasionally you'll do some follow-up to insurance companies for a smooth account resolution.
Requirements
Education:
  • High school diploma or GED equivalent

Your Job Adventure Includes:
  • Champion the resolution of outstanding account balances
  • Initiate outbound calls with finesse
  • Professionally handle incoming calls
  • Provide exemplary customer service, transforming concerns into satisfaction
  • Time management that's on point
  • Nailing client-specific processes and procedures
  • Rocking multiple computer systems simultaneously (you've got the tech magic)
  • Creative talk-offs, negotiation skills that wow, and top-notch follow-up habits
  • Keeping it legal and cool - HIPAA, FCRA, FDCPA, you name it!

Skills Needed:
  • Master of Negotiation (seriously, you're the Jedi of deals)
  • Basic Microsoft Office wizardry
  • Multitasking like a pro (juggling is your secret talent)
  • Customer service superstar
  • Smooth talker with words and on the keyboard

Extra Awesome Attributes:
  • Dependable (the go-to person)
  • Excellent listening skills
  • Organized chaos? You thrive in it!
  • Quick learner with troubleshooting superpowers
  • Handling HIPAA, FCRA, FDCPA like a secret agent (you won't spill the beans)

Position Summary:
Got your ducks in a row? Self-motivated and all about processes? Awesome! We need someone like you who's a smooth talker and a pro at top-notch customer service. You'll be at the forefront of our mission to settle outstanding balances. Dive into the world of dialing out and taking calls, using your expertise to navigate the complexities of debt recovery through the right channels. With killer people skills and a knack for handling a ton of calls (including the super-sensitive HIPAA stuff), you're the missing piece to our team.
Salary Description
$17 AND UP + commission

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