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Debt Settlement Job Jobs (NOW HIRING)

Join our rapidly growing finance & debt management team as a Debt Settlement Specialist and help advocate for our clients to help them achieve financial freedom. Who we are: Camali Services is a ...

We are seeking experienced Closers with backgrounds in Debt Settlement, Mortgage, Student Loans, or Insurance sales (preferred)who are ready to thrive in a fast-paced, high-performance environment ...

We are seeking experienced Closers with backgrounds in Debt Settlement, Mortgage, Student Loans, or Insurance sales (preferred)who are ready to thrive in a fast-paced, high-performance environment ...

Be Seen First

Your primary responsibility will be to make high-volume outbound calls, identifying business owners in need of our debt settlement services. You will introduce them to our programs, assess their ...

Debt Relief Consultant

Irvine, CA ยท On-site

$6.0K - $25K/mo

We are seeking experienced Closers with backgrounds in Debt Settlement, Mortgage, Student Loans, or Insurance sales (preferred)who are ready to thrive in a fast-paced, high-performance environment ...

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Debt Settlement Job information

What is a debt settlement job?

A debt settlement job involves working with clients who are struggling to pay off their debts, typically negotiating with creditors to reduce the total amount owed. Professionals in this role act as intermediaries, helping clients come up with repayment plans or lump-sum settlements that creditors will accept. The main goal is to help individuals or businesses resolve their outstanding debts for less than the original balance, while also providing financial guidance and support throughout the process. This job may be found in debt settlement companies, law firms, or financial counseling organizations.

What are some common challenges faced by professionals in a debt settlement role, and how can they be managed?

Professionals in debt settlement often face the challenge of dealing with clients who are under significant financial and emotional stress. Negotiating with creditors can also be complex, as each case may involve unique terms and varying levels of cooperation. Successful debt settlement specialists develop strong communication skills, empathy, and problem-solving abilities to navigate these situations effectively. Building rapport with clients and maintaining organized records are essential for managing multiple cases and achieving favorable settlements.

What is the difference between Debt Settlement Job vs Debt Collection Agent?

AspectDebt Settlement JobDebt Collection Agent
CredentialsOften requires knowledge of finance, negotiation skills, and sometimes certification in debt managementTypically requires sales or collections training, with some states requiring licensing
Work EnvironmentOffice setting, client consultations, negotiations with creditorsCall centers, outbound/inbound calls, direct contact with debtors
Industry UsageFinancial services, debt relief companiesCollections agencies, creditors, financial institutions

Debt Settlement Jobs focus on negotiating with creditors to reduce debt amounts for clients, often involving financial expertise and client interaction. Debt Collection Agents primarily contact debtors to recover owed funds, often through outbound calls. While both roles involve debt, their methods, environments, and goals differ significantly.

What are the key skills and qualifications needed to thrive as a debt settlement specialist?

To thrive as a Debt Settlement Specialist, you generally need strong negotiation skills, knowledge of financial regulations, and a background in finance or a related field. Familiarity with customer relationship management (CRM) systems and debt management software, as well as relevant certifications such as the Certified Debt Specialist (CDS), is often required. Excellent communication, empathy, and problem-solving abilities help build trust with clients and facilitate successful settlements. These skills and qualities are essential for achieving favorable outcomes for clients and maintaining compliance with industry standards.
More about Debt Settlement Job jobs
What cities are hiring for Debt Settlement Job jobs? Cities with the most Debt Settlement Job job openings:
Infographic showing various Debt Settlement Job job openings in the United States as of July 2026, with employment types broken down into 90% Full Time, 8% Part Time, 1% Contract, and 1% Summer. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution.

Debt Settlement Specialist - MI

Stillman Law Office

Farmington, MI โ€ข On-site

$18 - $20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago


Job description

Location: Farmington Hills, Michigan (Onsite)
Compensation: $18.00 - $20.00 per hour, based on experience and qualifications.

About Stillman Law Office

Stillman Law Office is a multi-state creditors' rights law firm headquartered in Farmington Hills, Michigan. We are committed to delivering exceptional client service while maintaining the highest standards of professionalism, compliance, and operational excellence.

As our organization continues to grow, we are seeking a motivated and detail-oriented Debt Settlement Specialist to join our Collections Department. This role is ideal for an individual who enjoys communicating with consumers and external representatives, negotiating solutions, and helping resolve accounts through professional and effective communication.

Position Summary

The Debt Settlement Specialist is responsible for supporting account resolution efforts through outbound communications, email correspondence, and consumer portal interactions. This position works directly with Debt Settlement Agencies and consumers to negotiate settlements, discuss account resolution options, and facilitate positive outcomes for all parties.

The ideal candidate is a strong communicator, organized, customer-focused, and comfortable managing both phone and email-based negotiations in a fast-paced environment.

Key Responsibilities
  • Conduct outbound calls to Debt Settlement Agencies (DSAs) and consumers regarding account resolution opportunities.
  • Negotiate settlement arrangements within established guidelines and authorization limits.
  • Manage incoming and outgoing communications through email, consumer portals, and telephone interactions.
  • Respond professionally and promptly to inquiries from Debt Settlement Agencies, consumers, and other stakeholders.
  • Review account information and assess available resolution options based on established policies and procedures.
  • Accurately document communications, settlements, and account activity within the Firm's systems.
  • Maintain a strong understanding of settlement programs, account statuses, and available resolution strategies.
  • Collaborate with team members and leadership to achieve departmental performance objectives.
  • Identify communication trends, recurring issues, and opportunities for process improvement.
  • Ensure all interactions are conducted in compliance with applicable laws, regulations, client requirements, and Firm policies.
  • Deliver exceptional customer service while balancing productivity, quality, and compliance expectations.
QualificationsRequired
  • High school diploma or equivalent.
  • Strong written and verbal communication skills.
  • Excellent customer service and interpersonal skills.
  • Ability to negotiate effectively and professionally.
  • Strong attention to detail and organizational skills.
  • Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
  • Proficiency in Microsoft Office Suite, including Outlook, Word, and Excel.
  • Ability to work collaboratively within a team environment while maintaining individual accountability.
Preferred
  • Prior collections, customer service, call center, account resolution, negotiation, or debt settlement experience.
  • Experience communicating with consumers regarding payments, settlements, or account resolution.
  • Familiarity with collection laws, regulations, and compliance requirements.
  • Experience working with email-based customer support and account management.
  • Familiarity with collection management platforms and legal case management systems, including Cogent.
Skills & Abilities
  • Strong negotiation and conflict resolution skills.
  • Professional and confident communication style.
  • Ability to build rapport and maintain productive business relationships.
  • Sound judgment and decision-making abilities.
  • Strong attention to detail and accuracy.
  • Self-motivated with a results-oriented mindset.
  • Ability to adapt to changing priorities and departmental needs.
  • Commitment to providing exceptional service while maintaining compliance standards.
Benefits

Stillman Law Office offers a competitive benefits package designed to support the health, well-being, and professional growth of our employees, including:

  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • 401(k)
  • Paid time off (PTO)
  • Monthly Performance Bonus
  • Opportunities for professional growth and advancement
  • Collaborative and team-oriented work environment
Pre-Employment Requirements

Employment is contingent upon successful completion of:

  • Background check
  • Drug screening
Equal Employment Opportunity

Stillman Law Office is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under applicable law.

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