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Debt Collections Jobs (NOW HIRING)

Bail Hotline

Experienced Debt Collector

Riverside, CA · On-site

$20 - $22/hr

Debt Collections Specialist Our Financial Services team is currently seeking dynamic, highly motivated, qualified candidates to join its team at our corporate office in Downtown Riverside who are ...

Enagic USA

Collector/ Collections

Torrance, CA · On-site

$19/hr

FDCPA (Federal Debt Collections Practices Act) *** This Job Is Ideal for Someone Who Is: * Knowledge/experience of billing and collections procedures * Proficiency in basic Microsoft Office, Excel ...

Credit Control LLC

Collections Specialist

Tampa, FL · On-site

$18 - $20/hr

Two years of debt collection, sales, or telemarketing experience. * Preferred but not required: Knowledge of the FDCPA and other regulations governing debt collections. * Excellent written and verbal ...

Credit Control LLC

Collections Specialist

Tampa, FL · On-site

$18 - $20/hr

Two years of debt collection, sales, or telemarketing experience. * Preferred but not required: Knowledge of the FDCPA and other regulations governing debt collections. * Excellent written and verbal ...

Credit Control LLC

Collections Specialist

Tampa, FL

$18 - $20/hr

Two years of debt collection, sales, or telemarketing experience. * Preferred but not required: Knowledge of the FDCPA and other regulations governing debt collections. * Excellent written and verbal ...

City of New York

Collections Attorney

Manhattan, NY · On-site +1

The Collections Law Unit is seeking an experienced collections attorney to join its team and represent DOF in a broad range of debt collection matters. Reporting to the Senior Director of Collections ...

New

City of New York

Collections Attorney

Manhattan, NY · On-site +1

The Collections Law Unit is seeking an experienced collections attorney to join its team and represent DOF in a broad range of debt collection matters. Reporting to the Senior Director of Collections ...

New

City of New York

Collections Attorney

Manhattan, NY · On-site

$100K - $125K/yr

The Collections Law Unit is seeking an experienced collections attorney to join its team and represent DOF in a broad range of debt collection matters. Reporting to the Senior Director of Collections ...

New

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Debt Collections information

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$7

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$36

How much do debt collections jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for debt collections in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is the difference between Debt Collections vs Credit Analyst?

AspectDebt CollectionsCredit Analyst
Required CredentialsHigh school diploma; some roles may require collections or finance certificationsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or financial institutions; often fast-paced and target-drivenBanking, finance firms, or corporate finance departments; analytical and office-based
Employer & Industry UsageUsed across banking, lending, and debt recovery industriesCommon in banking, credit, and investment sectors
Common Search & Comparison IntentYesYes

Debt Collections and Credit Analysts both work within the financial industry but serve different roles. Debt collectors focus on recovering overdue payments, often working in fast-paced environments, while credit analysts evaluate creditworthiness to inform lending decisions. Understanding these differences helps job seekers find the right career path in finance.

Do debt collectors make money?

Debt collectors earn income primarily through commissions or fees based on the amount of debt they recover. Their compensation can vary depending on the employer, the type of debt, and the collection agency's policies, often involving performance-based incentives. Successful debt collectors typically need strong negotiation skills and knowledge of collection laws.

Is working in debt collections a good job?

Debt collections is a job that involves contacting individuals to recover unpaid debts, often requiring strong communication and negotiation skills. It typically involves working in an office environment with standard business hours and may require knowledge of relevant laws and regulations. The job can be stressful due to the nature of debt recovery but offers opportunities for commission-based pay and skill development.

What qualifications do I need to be a debt collections?

To work as a debt collector, you typically need a high school diploma or equivalent. Strong communication, negotiation skills, and knowledge of relevant laws and regulations are important; some employers may prefer prior experience in collections or customer service. Certification is not usually required but can enhance job prospects.

What cities are hiring for Debt Collections jobs?

Cities with the most Debt Collections job openings:

What are the most commonly searched types of Debt Collections jobs?

The most popular types of Debt Collections jobs are:

What states have the most Debt Collections jobs?

States with the most job openings for Debt Collections jobs include:

Infographic showing various Debt Collections job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Experienced Debt Collector

Bail Hotline

Riverside, CA • On-site

$20 - $22/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago

Job description

Debt Collections Specialist

Our Financial Services team is currently seeking dynamic, highly motivated, qualified candidates to join its team at our corporate office in Downtown Riverside who are hardworking, goal oriented bill collectors with customer service and collection experience. The organization is family owned and operated, and the corporate culture is one which promotes professional growth, teamwork, and creativity.

Key Responsibilities

  • The duties of a Customer Service/Collections Specialist include inbound/outbound calls and/or correspondence in a fast paced, goal oriented financial services department.
  • Providing excellent customer service regarding customer billing, collection issues, invoice disputes, process and review account adjustments, discrepancies and short payments. Responsible for monitoring and maintaining assigned accounts, debt resolution, assisting customers with payment arrangements and renegotiating payment arrangements when necessary.
  • Accountable for reducing delinquency for assigned accounts.
  • Perform other assigned tasks and duties necessary to support the Financial Services/Collections Department.
  • Coordinate and drive the efforts of Sales, Customer Services, Banking and any Branch Office when necessary to accelerate the collection process and keeping assigned customer accounts current.. Must communicate and follow up effectively with all other departments within the company regarding customer accounts on a timely basis.
  • Establish and maintain effective and cooperative working relationships with all relevant team members in the collection cycle.

Essential Functions

  • Weekly and monthly reporting of delinquent account and production to direct supervisor
  • Reconcile customer disputes that pertain to payments of outstanding balances that are due
  • Provide excellent & considerate customer service to sales team and customers.
  • Thorough follow up on internal and external customer questions, issues, and requests.
  • Meet defined department goals and activity metrics

Required Experience and skills

  • 3-5 years of recent high volume corporate collections experience.
  • Strong knowledge of billing, collections, AR procedures
  • Strong attention to detail, goal oriented, courteous, professional and commitment to account resolution and customer service.
  • Excellent written and verbal communication abilities
  • Ability to prioritize and manage multiple responsibilities
  • Experience Preferred.

Company Description

Bail Hotline is committed to the highest standards of integrity, reliability, and service to our community. We strive to provide excellence in customer service, providing informative staff, flexible financial arrangements, and a friendly environment. Bail Hotline Bail Bonds is a bail company that operates under the same values and obligations one would expect from a loved one.