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Debt Collections Jobs in Texas (NOW HIRING)

DigniFi

Collections Representative

Grapevine, TX · On-site

$20 - $24/hr

Knowledge of Fair Debt Collections Practices Act (FDCPA), and Consumer Financial Protection Bureau (CFPB) * Bilingual is a plus * Strong analytical skills * Ability to multitask * Excellent verbal ...

DigniFi

Collections Representative

Grapevine, TX · On-site

$20 - $24/hr

Knowledge of Fair Debt Collections Practices Act (FDCPA), and Consumer Financial Protection Bureau (CFPB) * Bilingual is a plus * Strong analytical skills * Ability to multitask * Excellent verbal ...

DigniFi

Bilingual Collections Representative

Grapevine, TX · On-site

$15.75 - $20.25/hr

Knowledge of Fair Debt Collections Practices Act (FDCPA), and Consumer Financial Protection Bureau (CFPB) * Bilingual is a plus * Strong analytical skills * Ability to multitask * Excellent verbal ...

Spruce Power

Debt Collector

Houston, TX · On-site

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar ... This role is envisioned to be located in Houston, TX. Spruce is seeking a Collections Specialist ...

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $22/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar ... This role is envisioned to be located in Houston, TX. Spruce is seeking a Collections Specialist ...

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Debt Collections information

What is the difference between Debt Collections vs Credit Analyst?

AspectDebt CollectionsCredit Analyst
Required CredentialsHigh school diploma; some roles may require collections or finance certificationsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or financial institutions; often fast-paced and target-drivenBanking, finance firms, or corporate finance departments; analytical and office-based
Employer & Industry UsageUsed across banking, lending, and debt recovery industriesCommon in banking, credit, and investment sectors
Common Search & Comparison IntentYesYes

Debt Collections and Credit Analysts both work within the financial industry but serve different roles. Debt collectors focus on recovering overdue payments, often working in fast-paced environments, while credit analysts evaluate creditworthiness to inform lending decisions. Understanding these differences helps job seekers find the right career path in finance.

What qualifications do I need to be a debt collections specialist?

To become a debt collections specialist, a high school diploma or equivalent is typically required, and some employers prefer prior experience in customer service or collections. Strong communication, negotiation skills, and familiarity with debt collection laws and software are important. Certifications are not mandatory but can enhance job prospects.

Is working in debt collections a good job?

Debt collections is a job that involves contacting individuals to recover unpaid debts, often requiring strong communication and negotiation skills. It typically involves working in an office environment with standard business hours and may require knowledge of relevant laws and regulations. The job can be challenging due to the nature of the work but offers opportunities for experience in finance and customer service.
What are the most commonly searched types of Debt Collections jobs in Texas? The most popular types of Debt Collections jobs in Texas are:
What cities in Texas are hiring for Debt Collections jobs? Cities in Texas with the most Debt Collections job openings:
Infographic showing various Debt Collections job openings in Texas as of August 2026, with employment types broken down into 82% Full Time, 14% Part Time, 1% Temporary, and 3% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution.

VP, Debt Recovery Performance & Analytics (Carrollton)

IQVentures

Carrollton, TX • On-site

$160K - $207K/yr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

IQVentures is seeking a strategic Vice President of Recovery Performance & Analytics to lead analytics and operational performance of our debt recovery portfolio. You will optimize first-party and third-party collections, oversee MSAs with agencies, and drive champion–challenger strategies with data-driven performance analytics.

The role requires 8–10 years in debt collections/analytics, strong SQL/SAS/Python/R skills, and MBA (preferred).

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