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Debt Collections Jobs in Melbourne, FL (NOW HIRING)

Debt Collections information

See Melbourne, FL salary details

$6

$21

$33

How much do debt collections jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for debt collections in Melbourne, FL is $21.32, according to ZipRecruiter salary data. Most workers in this role earn between $16.73 and $26.54 per hour, depending on experience, location, and employer.

What is the difference between Debt Collections vs Credit Analyst?

AspectDebt CollectionsCredit Analyst
Required CredentialsHigh school diploma; some roles may require collections or finance certificationsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or financial institutions; often fast-paced and target-drivenBanking, finance firms, or corporate finance departments; analytical and office-based
Employer & Industry UsageUsed across banking, lending, and debt recovery industriesCommon in banking, credit, and investment sectors
Common Search & Comparison IntentYesYes

Debt Collections and Credit Analysts both work within the financial industry but serve different roles. Debt collectors focus on recovering overdue payments, often working in fast-paced environments, while credit analysts evaluate creditworthiness to inform lending decisions. Understanding these differences helps job seekers find the right career path in finance.

Do debt collectors make money?

Debt collectors earn income primarily through commissions or fees based on the amount of debt they recover. Their compensation can vary depending on the employer, the type of debt, and the collection agency's policies, often involving performance-based incentives. Successful debt collectors typically need strong negotiation skills and knowledge of collection laws.

Is working in debt collections a good job?

Debt collections is a job that involves contacting individuals to recover unpaid debts, often requiring strong communication and negotiation skills. It typically involves working in an office environment with standard business hours and may require knowledge of relevant laws and regulations. The job can be stressful due to the nature of debt recovery but offers opportunities for commission-based pay and skill development.

What qualifications do I need to be a debt collections?

To work as a debt collector, you typically need a high school diploma or equivalent. Strong communication, negotiation skills, and knowledge of relevant laws and regulations are important; some employers may prefer prior experience in collections or customer service. Certification is not usually required but can enhance job prospects.

What cities near Melbourne, FL are hiring for Debt Collections jobs?

Cities near Melbourne, FL with the most Debt Collections job openings:

Infographic showing various Debt Collections job openings in Melbourne, FL as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 19% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $44,336 per year, or $21.3 per hour.

Loss Control Field Inspector

ARM Strong Receivables Management, Inc.

Titusville, FL • On-site

$300K/yr

Part-time

Re-posted 2 days ago


Job description

ARMStrong Insurance Services is the leading and most trusted name in the world of debt recovery and financial solutions. With a track record of excellence and reliability, we have proudly served businesses across various industries for decades, ensuring efficient B2B collections and tailored debt recovery solutions. As the parent company, ARMStrong is proud to own and operate Brown & Joseph, Paragon, SubroIQ, and NEIS each a powerhouse in their own right, providing specialized expertise in debt management and financial services.
NEIS is currently looking for Loss Control Field Inspectors to join our team!!! Loss Control Field Inspectors conduct insurance loss control inspections on either commercial or residential dwellings.
**This is a Part-Time/Occasional Job** Hours can vary from week to week but you make your own schedule**.
Job Responsibilities:
  • Conduct physical inspections on either commercial or residential properties.
  • Apply manual rules and company standards to find possible risks to reduce the chance of accidents
  • Prepare a schedule to maximize optimal use of time and to ensure time service is met
  • Correspond with insured via phone, email and text message as necessary to set up appointments
  • Complete a physical loss control survey to identify any current issues or hazards
  • After physical inspection is completed, prepare required reports to which includes multiple pictures
  • Communicate survey status via internal progress reports

Job Requirements:
  • Competent use of digital camera, word processing and e-mail
  • Valid driver's license and satisfactory driving record (based on NEIS guidelines)
  • Must live within 30-mile radius of territory
  • Job will be based from home with required travel to each inspection location within your assigned territory
  • Maintain automobile insurance while employed with bodily injury limits equal to or greater than $100,000 per person and $300,000 per accident or $300,000 combined

Compensation and Benefits:
  • Compensation is roughly $50 and up per inspection (depends on the job and location)
  • On the job training
  • Base pay - paid weekly
  • Mileage Reimbursement - paid weekly
  • Production pay - paid weekly

We look forward to you joining the team!
ARMStrong Insurance Services is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
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